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  1. Blockchain is the new '.com'... JP Morgan can't let those folks over at MUFG have their own blockchain payments network and internal stable coin without having one themselves. These 'stable coins' are simply financial instruments that let these incumbents throw value around on their own balance sheets in a more efficient manner - a whole different kettle of fish. I wonder what the exchange rate will be between JPCoin and MUFGCoin in future, in terms of XRP of course.
  2. JP Morgan have created... Drum roll, please... Tether
  3. That's enough good new for one day. Ripple are going to give all the poor FUDsters carpal tunnel trying to debunk these positive developments.
  4. It's not great news for Ripple who currently have a first-mover advantage in the space, but it's hardly surprising that they're trying to emulate these technological innovations given how much JP Morgan stands to lose from the disruption of cross-border payments. What this does tell us, though, is that there is currently no better solution for settlements - so that's encouraging! There's also the 'Why JP Morgan?' issue: why will anyone continue to use them as a clearing house from cross-border payments when they now don't have to?
  5. This report is a really good insight into the state of play in the payments sector. I hits the nail on the head. SWIFT GPI is an easy sell, but it's incremental layering on-top of fundamentally outdated technology. RippleNet, but way of contrast, is transformative technology which established banks and FIs see as more risky at this current stage: hence the reluctance to dive in head-first now that SWIFT if offering GPI. It might be the case that SWIFT GPI paves the way for greater interaction with RippleNet - as it eases the transition towards new forms of banking technology. SWIFT's Incremental layering of solutions effectively represents an incremental adoption of DLT technology. https://www.paymenteye.com/2019/02/06/report-dlt-swift-gpi-ripple-and-cryptos-shape-payments/?utm_source=paymenteye&utm_medium=email&utm_campaign=newsletter&utm_content=2019-02-07-paymenteye-ripple-vs-swift-gpi-cordar3&mkt_tok=eyJpIjoiTjJZME1Ea3pNek5rTkRaaSIsInQiOiJSdmlEdVdsWVdmMmRoVDd0TXRFMnhXSjhXaGlIbFFKT2hWYzVPc0Uzb1p0eWlXdkgwU3dcL1dycExac3R4MDNIYUg2U2VIZElqYUR4UE95VTVYVFF0bjJrZ1lsYXQ3R2VhXC9xXC9IbHdpSWhjZitwWWk3R1dpXC82d3pwVHY3NjFIcFoifQ%3D%3D
  6. Tripple

    Instant payments in Europe

    @BruceWhale, I agree that they're upgrading the existing payments rails and from what you've provided it looks likely that R3 has some role in that process. I'm just saying that intra-European payments are unlikely to touch XRP because they're conducted on a Euro-Euro basis (regardless of wether a country has another domestic currency as @LilBender has alluded to). Outside the SEPA zone XRP could easily be used, especially in traditionally illiquid corridors. That's my understanding, I'm more than happy to be proven incorrect.
  7. Tripple

    Instant payments in Europe

    Those two concepts aren't mutually exclusive. Cross-border transfers are still done in Euros within the SEPA zone. Many countries have a floating domestic currency and still conduct cross-border transfers in a separate currency.
  8. Tripple

    Instant payments in Europe

    The instant payments that the OP is referring is only applies within the SEPA zone - and they do cross-border transfers exclusively in Euros.
  9. Tripple

    Instant payments in Europe

    How fast can they settle said payments?
  10. Tripple

    Instant payments in Europe

    They might use Corda Settler, if it's cheaper. I'd love to see what the spreads are like for these high liquidity corridors. The way I see it is that XRP will be used in corridors with low liquidity and high friction.
  11. Tripple

    Instant payments in Europe

    Why would they use XRP for Euro-to-Euro transactions? Makes no sense.
  12. Tripple

    Q4 2018 XRP Markets Report

    Basically: not a particular strong quarter for XRP... It's almost as if we're in the midst of a bear market. In other news: snow is cold.
  13. CEO of Messari, Ryan Selkis, used to work at Coindesk. This is basically shameless self-promotion. The same metrics can be applied to any cryptocurrency, and aside from the fact it's a fundamentally flawed assessment, what's obvious is that they know this will draw some attention from the 'XRP Army', cause a stir on social media, and drive traffic to their site.
  14. Tripple

    Earn 5% on XRP on Uphold!

    They'll be earning interest on that lending - and that's fundamentally how traditional banks make money. It's quite obvious that Uphold are willing to support this because of their high capital requirements. The set-up is now the equivalent of a bank asking the permission of an account holder to lend the money they're holding for you, rather than simply doing anyway. Fair enough.