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Malloy

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Everything posted by Malloy

  1. Same question... Why not have XRP/AAPLx pairs...why do we need SOLO?
  2. So the XRP Ledger dev. is alive...wow...is this a prank?
  3. maybe not...if my unknown uncle from Nigeria wants to send me 1B XRP by mistake it's ok... Seriously...it's a cool feature...
  4. Before working on a "Light account" could someone build a fully working Desktop account? The only working wallet we can use to transact, etc. is the latest version of the Ripple client updated by Rippex 2-3 years ago...nothing...I say nothing has been done that comes close to be usable for traders/marketmakers on the Ripple network since... The result: fewer users...lost gateways..low volume...ghost town I have my fingers crossed that Bitstamp and GateHub don't leave cause only RippleFox would be left and you can almost say goodbye to the DEX as we knew it... I'm honestly starting to look at Stellar's development...that is almost scary considering how much I don't want to be there :-) @JoelKatz if I remember you posted something about working (or helping/consulting) maybe 2 years ago on the development of a brand new Desktop wallet...any thing came out of this?
  5. I kept wondering why I was coming back here now and then...now I can't wait to read the updates...
  6. I would add...Banks are run by People...People have Emotions....and they are whispering to their respective Boards... Doubt - Compliance Dept. : why rush things when the majority of countries haven't ruled on the status of cryptos (XRP)...we should keep piling up USD the world strongest currency Fear - Security Team : we don't understand everything yet and this can get out of hand...we should stick to the (old) network we know and manage Distrust - Customer Service : is our clients money safe while we hear about all those hack...we should keep everything in vaults to reassure everyone Jealousy - Bank Management : why help create more Ripple billionaire while we're just millionaire...we should ask them to "give" us all the remaining XRP for "testing" purposes Skepticism - Board Members : are we going to let an American company run the global remittance industry...we should create our own blockchain
  7. @WuWei Ripple will do well...and probably change the world...but we supported them for 6+years now and since there was no way to buy Ripple stocks we bought XRPs...and Ripple took quite many profit for that fact...beside some private investment most of the cash came from selling XRPs to "us"...so yes I feel I can say something even though I'm not a "shareholder" I've been an evangelist/supporter/investor long enough. By ignoring "us"...my question remains: are we noise?
  8. Are we noise? Early adopters enthusiasts and evangelists (like me since 2013) have been very disappointed with the distribution and market maker program the past year (price of XRP is the result)...and many messages have been sent regarding this issue without any feedback from Ripple. If ever we're going into recession banks institutions etc. won't be more incline to "buy" at market price and if Ripple wants to continue the past years path of XRP distribution I'm afraid it'll be at a very discounted price. I understand you're in a sensible position to answer but my question is only: do they know/feel/understand what we're saying or are we noise? I don't want to spook you since you're almost the only Ripple employee posting anymore...so if you ignore the question it's ok! Cheers
  9. no...but they should lock 80%+ for the next 10 years or so...stop dumping on retail buyers...
  10. Ripple's Market Makers strategy was badly managed...instead of creating higher floors they just suppressed the up price action and "hoped" we wouldn't drop below 0.28 USD... Very very bad strategy....and it might be about to blow up on everyone's face (including theirs)... Sentiment for retail buyers is at all time lows...and if corporations/banks can still buy directly from Ripple who's gonna create price support... In the past Ripple employees used to come here often...if anyone is reading this they should not think that a petition was created by "crazy" people but the result of a long lasting builds up of disillusioned..... Yes...stop dumping and tell your Market Maker to start buying back to reverse the depressed sentiment...everything else will fall into place naturally after that...
  11. great initiative....no.1 suggestion should be to create a valid fully functional wallet to replace the defunct Ripple later update Rippex wallet... GL
  12. I'm not sure how many of you send money from different locations in different currency...but the maths were not so "off" Worst case scenario... - banks (sender) converts at +/-3% your money to whatever else (usually USD/EUR - easier to send anywhere in the world) to be able to send it - banks (receiving) converts at +/-3% your money to the local currency - you loose +/-6% of the "so called" conversion rate many posted here previously BTW...NOBODY gets the Google conversion rate when they go to a bank...NOBODY...that rate is BEFORE any fees that all money exchange will charge you Best case scenario... - banks don't convert to some other currency and charge you 25-50 USD/EUR - banks receiving charge you some fee for "receiving" lol...could be between 15-40 USD/EUR You end up paying up to 100 USD/EUR in fees...just to transfer in the same currency Now anyone saying they get their money in 24h anywhere in the world should never change whatever banks they're using because I've never seen that unless you're sending a special wire transfer (that usually involves manual work from a banker) or you have an OTC account in some exchange (you need to be a very high net worth individual - not for the avg Joe) Most transfer will take 5-10 business days...some world money exchange will do it faster for a fee...naturally... If you send USD from outside the US to some other country than the US...your bank might freeze the money (depending on the amount - couple of thousands +) just to double check who you are and why you're doing that...that adds to the extra time for your money to clear... EUR could be even trickier if outside the EURO zone because many banks don't hold EURO by default everywhere else...than clearing time is longer and some extra fees will apply...
  13. I didn't know you "had" to vote on all 3...thanks for the info...if I make another poll I'll be sure to include "none of the above" or "no opinion"
  14. https://www.c-span.org/video/?c4806490/fed-failing-outdo-bitcoin-5-years
  15. doesn't need a time scale...only is about how you feel about the price/market right now...
  16. Morale seems to be at all time low...where do you think we're at by looking at this graphic ...and answering the POLL --->here
  17. interesting...too bad the choice of the exchanges they use is limited and doesn't included the biggest volume ones...if they correct this I'd have this page open 24/7
  18. BTW at the beginning of RippeCharts it was possible to "contribute" more like beta tester in direct contact with the RC programmers team...it was working fine until they slowly shut down the program/website and made it "in-house" only....too bad...maybe bring this back so that the community can get involved again... @cmbartley
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