If xrp is as fast as VISA, maybe faster, and alot cheaper - why doesnt Ripple or anyone go for issuance of a credit card?
Banks could also be the ones issuing the cards, and then they could save even more, which Ripple could encourage.
Is there something i am missing here? Ofcourse there will be obstacles in implementing such a card, but is the "general" idea a stupid one?
Or maybe it will be "too many balls in the air" for Ripple, as it is not their main focus.
(First post btw, maybe you can tell :))