I am wondering whether or not XRP has some features of Digital Yuan:
(1) Digital yuan can limit account access whenever the Chinese government wants. For example, if you criticize the communist party, they can freeze your digital yuan account. Is similar thing possible with XRP?
(2) I heard that digital yuan can limit when and where you can spend it. Digital yuan can expire and disappear if you don't spend it in certain preset period. And it can be configured to be spendable only in certain area/stores. For example, the Chinese government can limit John Doe's digital yuan account to be spendable only at vegetable stores, but not at meat stores, etc. On the other hand, they can enable Jane Doe's account to be spendable everywhere, if they see Jane Doe behave well according to their demands and rules.
Can XRP do above? What about Flare? Thank you.