Want to keep it simple and easy?? Open an atomic wallet, buy usdc, exchange for xrp all in under 30 mins. Its really that simple (yes, usa here).
Now, i will get lit up on here due to over priced token costs and fees but I'm in for the long haul so i dont care about a few dollars more for simplicity sakes. Otherwise u hav to open 17 accounts (sarcasm lol), send your personal info throught the world (sarcasm again but not really) wait days for limit increases (true) and remember wth is where etc...not geeky enough and really dont have the patience to sit in front of a laptop all day to figure this & that out.
I now own XRP, will be patient and with some luck we r all good 👍