Roborovskii

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  1. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  2. Roborovskii liked a post in a topic by Hodor in More Hints to R3 Ties   
    https://www.corda.net/2017/05/r3-secures-largest-ever-investment-distributed-ledger-technology-usd-107-million-40-institutions/
     
    I think this is great news, even though it's listed in the "investment" stage still.   Reason: It's a who's who of Ripple partners.  The point is, we might be one step closer to definitely knowing if R3 is going to go in the direction of ILP using RCL/XRP. 
    If you look at the list of the banks, you'll notice MANY cross-overs with the list of banks that have been running XRP and RCL, either at the trial stage or actual production integrations!  Here's the list, with my bold * on the ones I know of:  
        Banco Bradesco
        Bangkok Bank
        * Bank of America Merrill Lynch
        Bank of Montreal
        Bank of New York Mellon
        Barclays
        * BBVA
        * BNP Paribas
        B3 (BM&FBOVESPA and Cetip)
        Canadian Imperial Bank of Commerce
        Citi
        Commerzbank
        * Commonwealth Bank of Australia
        Credit Suisse
        CTBC Financial Holding
        Daiwa Securities Group
        Danske Bank
        Deutsche Bank
        HSBC
        ING
        Intel Capital
        Intesa Sanpaolo
        Itaú Unibanco S.A.
        * Mitsubishi UFJ Financial Group (MUFG)
        Mizuho
        Natixis
        Nomura
        Nordea Bank
        Northern Trust
        OP Cooperative
        Ping An
        * Royal Bank of Canada
        * SBI Group
        SEB
        Societe Generale
        Sumitomo Mitsui Banking Corporation
        * TD Bank Group
        Temasek
        The Bank of Nova Scotia
        * The Royal Bank of Scotland
        U.S. Bank
        * UBS AG
        Wells Fargo
        Westpac
    I know for a fact I've missed some - let me know if any others have been experimenting with XRP / RCL already. 
     
  3. Roborovskii liked a post in a topic by R8102V1D2D in Relative Markets and analysis   
    ** Disclaimer 01 : This is my personal opinion only 
    ** Disclaimer 02 : This is NOT Trading advice, if you use, at your own risk. I myself don't trade regularly, and this is part my new market learning experience
     
    ** Important Note : Please note that, this report is a pure "investment money" report, Completely focusing on the investment money available in the world and how much might 'actually' move in to ripple. The additional use cases add their own respective value.  Lets call this as "the world market & investor" use-case. Other use cases include Banks , remittances, liquidity operations etc etc, which all add their own appreciation, value and demand for the asset as well.

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    As I mentioned in my previous article, I wanted to do a comparison of traditional markets, their market-caps, evaluation and finally compare their performances.  As I feel the time is right and the money from more traditional markets have just started trickling down to the crypto-market, I am doing this evaluation today. Hope you find this helpful.

    How "BIG" is the entire Crypto Market
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~


     
    and what are their value propositions:

    >> Bitcoin : Store of value, which is like Gold not in control of Governments, BUT Unlike Gold - Easy to move around & Easy to Hide.
    >> Ripple : Is creating an entire new Value-Network -  the age of Internet of Value
    >> Ethereum : Gives a new meaning to Money, now you can represent yours/your Organizations "Contract" to determine value.
    >> DASH : Takes privacy to a whole new level.


    World TOP 5 traded Companies 
    ~~~~~~~~~~~~~~~~~~~~~~~

    Lets now see worlds TOP 5 traded companies and how BIG they are in comparison to Crypto Markets.



    Just to remind you Images might have been scaled own, But they are all Formed to scale to represent real ratio. So THIS IS REAL.


    Value Proposition of top 5 companies:
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    Apple : Makes Computing Devices ( Not Dominant Maker ) and Mobile Devices - Mainly iPhone ( Dominant Player )
    Google : Search and Internet Dominance. Advertiser, Maker of Android & provider of Host of Services ( You tube/Mail/Maps etc etc )
    Exxon-Mobil : Oil and Gas Giant - Essential for life. Fundamental services. 
    Microsoft : Maker of Windows OS, and host of other tool suites ( Development/Office etc )
    Berkshire Hathaway : Investor , Does nothing, Just Trades, invests in other companies and Makes money from it.
    So as always being conservative, lets assume the first four companies - No money is coming out as they are producers. And lets be very conservative and assume just 0.1 % of Berkshire Hathaway money will at some point get invested into Crypto Markets ( 333 Million US Dollars ).
    Reasons : Crypto markets are going mainstream and gaining wider acceptance. As ti becomes safer to invest, its perfectly plausible that an investment company that does nothing but investing, will invest some money in here. and we are assuming the tiniest bit of money. 
     
    Now lets take a look at the world's traded Gold and Silver markets:
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    how big are they really and how they compare to Crypto Markets size ? we are not talking about just mined gold and silver here, we are talking about everything that is traded in fiat world as well. That includes spot gold and silver markets like Comex etc. 

     




    Some Important Points. : 
    >> Unlike the TOP 5 companies, Gold does not have huge industrial applications, while mined silver has close to 11% as maximum industrial use. So we can safely say around 1.9 Trillion of this money is just "safe" , "Wealth Preservation" and "hedging" investments. 
    >> Secondly, Gold and Silver prices are heavily managed by World governments and real price setting is almost impossible. Rise in Gold price is seen as failure of state. Investors are "Sick and Tired" of not benefiting and profiting from true "Price Discovery".
    Given, the above observation, and again being very conservative, we can safely assume that at the least 10 percent of this money is going to move to Crypto markets. however because of the nature of Gold preservation they value "store of value" more then "utility value". So lets say over next one to two years, just 5 percent of that money comes to altcoins.
    That is going to be 250 Billion US Dollars 
     
    How big is the remaining World stock market without the top five companies ? 
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    VERY BIG.  to be fair lets also include Corporate Bonds and Stocks together. as they both are not backed by any governments. the below report comes from page 35 of Credit Suisse's markets report at end of 2014. 

    points:
     >> World Stock Markets excluding the top 5 stands at 60 Trillion USD 
     >> Corporate Bonds stand at 35 Trillion USD.
    Now corporate bonds are traditionally considered low risk investments. We can all agree that crypto is anything by Low Risk. So lets ignore it. Also as the numbers are getting this big, i am not going to be doing picture-comparison of the same. I am sure by now the above few pictures gave the idea & you can make pictures in your mind pretty accurately.
    Remaining is 60 Trillion USD Stock Market. Now lets do something. Lets divide this into Small Cap, Mid Cap and Large Cap. also lets mark them with their risk factors. According to a recent Cleveland Fed report, the approximate values follow:
     
    Small Caps (High Risk) = 21 % @ 7.56 Trillion USD
    Mid Caps (medium Risk) = 33% @ 19.8 Trillion USD
    Large Caps (Low Risk) =  46 % @ 27.6 Trillion USD

    Now, Crypto Markets at-least next many years are going to be "high Risk".  So lets assume, again being very conservative, and lets assume, just 5% of Small Caps and merely 1 % of Mid Caps enter Cyrpto Markets.  Lets ignore the large cap, and say none of the money from large cap come to crypto as they are considered low risk.
    that would be, 5% of 7.56 trillion = 378 billion USD & 1% of 19.8 Trillion = 198 Billion USD. So a total of  576 billion US Dollars 
    out of this, as these are High Risk investors and like risky high potential plays, we can assume safely that atleast 50 % will enter altcoin markets. that would be 275 Billion USD.
    Now, lets ignore Treasures and Government bonds completely as they are again considered Low Risk and secure investments. So whats left you say ? 
    Something very special. THE GLOBAL REAL ESTATE Market. 
     
    Hmm, Real Estate , How big ?
    ~~~~~~~~~~~~~~~~~~~~~
    its a total of 290 Trillion US Dollars. and is composed of the following parts:
    $180 Trillion is for Publicly owned Real Estate
    $100 Trillion is for Registered Private Businesses and offices
    $10 Trillion is for Extralegal entities.
    you can read more details here. anyhow, some Important Points:

    Real estate is over valued and has become unyielding investments. Most of the free market real estate are overvalued and lacking new demand. It is safe to say world is a bit overbuild for at-least next 5 to 8 years. the latest MSCI reports prove this. 

    So once again, to do a size comparison we don't have enough space on entire screen of a normal monitor. So lets just get to the numbers.
     Lets ignore Extralegal entities, Royalties etc. Lets also ignore Business and office places etc. Lets just get down to real estate & property investments.  Out of 180 Trillion, it is estimated that only 80 trillion are actual households. 100 Trillion is various real estate businesses invested for appreciation, various managers, letting agencies etc.

    So this 100 trillion is basically an investment looking for return. It cannot sustain without returns. and returns are fading. Also note that these investors already have their positions in Bullion, Stocks, Bonds etc.

    So, considering all this, lets randomly but conservatively assume at least 2% of them will look for new investment avenues to survive and make profit. and lets say out of that 2 percent, just 0.5 percent ends up entering crypto space. 0.5 % of 100 trillion is 500 Billion US Dollars.
    Unlike, gold investors, real estate investors are looking for growth and respect utility more. they understand diversification as well. So lets say out of that 500 Billion, just 40% money enters altcoin. that is 200 Billion USD.
     
    Now the fun begins :
    ~~~~~~~~~~~~~~~~

    So from various sources described above we can very conservatively say that at the least ( 200 + 275 + 250 + 0.3 =  ) 725.3 Billion USD will enter alt-coin markets ( I have excluded bitcoin and have given more weight to bitcoin and this is the remaining )
    Lets assume, Ripple will just have the current interest and will not gain any more fundamental traction. Then as per current valuations, the percentages follow.
    Alt Coin percentage Break down as of May 18th  : 

    Ethereum : 33 % 
    Ripple : 35 % 
    DASH : 2.3 % 
    Litecoin : 4.65 % 
    Others : 25.05 % 
    So, out of 725.3 Billion, Just assuming the current fundamental's remain and nothing adverse happens. We can safely say 35 % of the 725.3 Billion will enter Ripple in next 2 to 3 years at max, given the condition of world economy. 
     
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    35% of ~725 is  253 Billion USD. Lets say Total Supply in the market by then will increase by 15% ( considering the previous distribution graph & some safety buffer for expanding use-case ) ..  that is going to be 45 Billion Ripple @ 253 billion USD. OR 1 RIPPLE AT THE RATE OF 5.62 USD

    AND this also matches perfectly with the LONGWAVE Signals i have detected here.  this is just tying a story around it. Hope this has given you some good & sound insights. 
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
     
    ***** @PS : If you see i have made any major mistakes, please correct me by commenting below. But when we study world markets, this seems perfectly plausible to me. I have heard so many people ask for the max price ripple can go. In my view this is a very conservative estimate of what the ripple's minimum price can be in full fruition. Additional real use-cases add  their respective values as well.

    Here we see, Ripple as an investment vehicle can gain 5.63 USD + remittance use-case alone can contribute at-least 2 USD to make it work, just those two bring Ripple close to 8 dollars. 
    Kindly, 
    R8
  4. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  5. karlos liked a post in a topic by Roborovskii in ZerpBox logo   
    @karlos
    I created a logo for The Zerp Box on discord, but since the current Zerp Box is not closing, feel free to use it anywhere on XRPchat.
    You could also refine it as my graphic manipulation skills are very amateurish. 

  6. Roborovskii liked a post in a topic by The Knight of Ahhrrgg in Usain Bolt   
    YES - humor can be found just around the corner.
    Just compare this: XM.com (a forex broker from Spain) advertising that they support Usain Bolt...
    Then to see Emi Yoshikawa (https://twitter.com/emy_wng) shooting a picture at Consensus 2017

    ( Disclaimer : this is not to imply anthing else, than some sense of humor )

  7. UrzasLegacy liked a post in a topic by Roborovskii in xrp news on google seems biased/not accurate   
    Mmmmm.... okay.
    There seems to be a trend here.
    1 new account posts obvious FUD Members point out the obvious FUD 2nd new account attacks that member who points out the obvious FUD. Desperate measures seen.
  8. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  9. UrzasLegacy liked a post in a topic by Roborovskii in xrp news on google seems biased/not accurate   
    Mmmmm.... okay.
    There seems to be a trend here.
    1 new account posts obvious FUD Members point out the obvious FUD 2nd new account attacks that member who points out the obvious FUD. Desperate measures seen.
  10. Roborovskii liked a post in a topic by hamasugu in SBI group became the largest shareholder of R3.   
    SBI group became the largest shareholder of R3.
    Ripple and SBI Union joined with R3.
    http://www.coindesk.com/distributed-ledger-consortium-r3-closes-record-107-million-funding-round/
    https://ibsintelligence.com/ibs-journal/r3-secures-unprecedented-dlt-investment/
     
    partnership will become stronger.
    http://fortune.com/2016/10/20/ripple-r3/
     
     
  11. Roborovskii liked a post in a topic by Hodor in Thailand Exchange now Offers XRP   
    https://bx.in.th/THB/XRP/
    It showed up on my google search this morning - if anybody can tell me anything more about it, that would be great!  Is it legit, etc... ?  I can't discern much from the trade page.
    - Hodor!
  12. Trippy liked a post in a topic by Roborovskii in Gateway Hub a Misleading Ripoff   
    Oh, one more thing for Gatehub's trade page even. Make sure you select "buy" or "sell". The way the page is designed, sometime you may make a mistake and buy instead of sell and vice versa. This design isn't too good. I think they should separate the buy and sell buttons on opposite ends.
  13. Trippy liked a post in a topic by Roborovskii in Gateway Hub a Misleading Ripoff   
    Oh, one more thing for Gatehub's trade page even. Make sure you select "buy" or "sell". The way the page is designed, sometime you may make a mistake and buy instead of sell and vice versa. This design isn't too good. I think they should separate the buy and sell buttons on opposite ends.
  14. Trippy liked a post in a topic by Roborovskii in Gateway Hub a Misleading Ripoff   
    I agree they could tidy up the exchange page with more disclaimers or clearer explanation as to how it works. Perhaps you can write to Gatehub about this.
  15. Roborovskii liked a post in a topic by Trippy in Gateway Hub a Misleading Ripoff   
    OK, I will in future. But they need to fix up the exchange tab as the "all available" button produces misleading figures.
  16. JustWantProfit liked a post in a topic by Roborovskii in Wheres the wallets?   
    Before logging in, you have to go to server settings. Then check the box to use the program in the online mode. You can't change this setting after logging in, for safety reasons.
  17. UrzasLegacy liked a post in a topic by Roborovskii in xrp news on google seems biased/not accurate   
    Mmmmm.... okay.
    There seems to be a trend here.
    1 new account posts obvious FUD Members point out the obvious FUD 2nd new account attacks that member who points out the obvious FUD. Desperate measures seen.
  18. Parabellum liked a post in a topic by Roborovskii in I'd like to take over xrpchat   
    I guess when the number of participants in XRP grows, this community would likely grow too. One single chatbox will probably not be large enough to hold multiple conversations. It will naturally go the way of the trollbox; where lines just flow too fast for any serious reading. I do agree somewhat with Karlos that it will be easier to just manage a forum alone, rather than a chatbox with a zillion people on it. I will be posting an alternative for community chat soon in another topic.
  19. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  20. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  21. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  22. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  23. PunishmentOfLuxury liked a post in a topic by Roborovskii in Alternative Zerp Box on Discord App   
    I have created an alternative ZerpBox that could replace the current one which Karlos will be disabling on the 5th of June.
    This ZerpBox does not seek to replace XRPchat forum. All important information and discussions must still be posted here. This ZerpBox will be running on Discord which is similar to Slack but with inbuilt apps for Android & IoS (ZerpBox addicts rejoice!) Discord does also have the ability to run VOIP channels for which voice conversations can be enabled, or moderated discussions can take place. (Imagine a voice interview with Ripple staff while the rest of us listen in!) I don't intend to run extensive moderation, but will be contacting a generous number of guys here to volunteer. Channels will likely grow organically over time as the mods see fit. Discord downloads - https://discordapp.com/download
    Invite Link for ZerpBox - https://discord.gg/BDEXmAS
  24. LetHerRip liked a post in a topic by Roborovskii in XRP close to losing 2nd place in market cap in favor of ETH   
    Yes I do. Thank you for the compliment.  Reading into another person's internal psyche is part of my profession.
    Since you see it differently, I invite you to put your energy and time to address @cristian 's uninformed dialogue.
    A number of old community members have left due to the influx of trollbox-like unintelligible FUD-talk. I would rather keep the old guys than turn this place into a cesspool.
  25. LetHerRip liked a post in a topic by Roborovskii in XRP close to losing 2nd place in market cap in favor of ETH   
    I believe you are referring to me.
    Yes there is reason to. When a new members' first post is nothing but FUD. It is very obvious why they created the account in the first place. He seeks to confuse the genuine new comers.
    I will continue to be condescending to pure fudders who are just here to sow confusion, but kind to new members who are genuinely here to be part of the community. If you are easily triggered by my words (which aren't even direct at you), then just mouse over my name and ignore.