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cmbartley

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cmbartley last won the day on December 9 2017

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  1. This was posted in 2017. I really liked the Factom concept at the time. I haven't been following the project closely lately.
  2. When you consider Ripple implementing PayID on RippleNet, PolySign providing bank custody and implementing PayID, Avanti bank launching as a fully regulated crypto bank in WY, and crypto ecosystem participants implementing PayID, it's easy to imagine how value could start to move like email...
  3. https://m.facebook.com/plugins/video.php?height=360&width=640&href=https%3A%2F%2Fwww.facebook.com%2Fripplepay%2Fvideos%2F617111655572927%2F
  4. I'm talking about existing members. Which includes banks, payment providers etc. I agree that this will be a very tough road to hoe.
  5. https://techcrunch.com/2020/06/23/brazil-orders-to-suspend-whatsapp-pay-week-after-rollout/amp/?__twitter_impression=true
  6. BRD does? Did they fix it? Didn't work with my RT name.
  7. Agree. The major hurdle is going to be adoption. Hopefully Ripple can push Ripplnet members to adopt PayID for interbank transfers. That would be a nice first step.
  8. Yes, they support XRP: https://brd.com/blog/XRP-support-iOS They may not support X-addresses though...
  9. I provided an example of how PayID could be used to simplify payment addressing from a "UX" perspective. That is all. PayID is conceptually richer than payment addressing, but the conversation in this thread is still at the surface. We haven't even ventured into other aspects like how it handles the travel rule or how it can (theoretically) marry with decentralized identification it could give users more control over their money WITHIN the existing legal framework. The broader benefit of PayID seems pretty straightforward. The point of PayID isn't explicitly to get people to drop Venmo etc. So I'm not sure why people are trying to read that into it. For years David has made a pretty transparent argument: anything that increases adoption of crypto benefits Ripple and XRP even if their share of the crypto market stays the same. If you have 1% market share for selling widget X on the internet but only 1% of the population is connected to the internet, it's to your benefit promote internet adoption because your total sales are expected to increase even if your internet market share remains at 1%. The same is true for Ripple and XRP—they benefit from growth in the crypto market even if their share of the pie remains flat. These are still early days and the majority of members of this consortium are crypto or crpyto-adjacent companies. So we'll see if how much support PayID gets. I think Ripple's Trojan Horse is RippleNET. If they can implement this addressing scheme (say in mobile and web apps) among non-crypto users on Ripplenet (e.g. bob$santander.com -> alice$mufj.jp) financial service clients will acclimate to that payment addressing scheme. From a user perspective then it's a small leap to go from interbank payments to say bob$moneygram.com -> alice$santander.com. And from there there's no mental barrier to making a payment from bob$santander.com -> alice$bitstamp.net (but there is a HUGE cognitive load in trying to send from a bank account to a bitcoin address). Again, I'm only speaking about the UX perspective.
  10. Xumm is able to resolve bithomp payID addresses, but BRD isn't. Any idea why?
  11. Not sure what you're so huffy about. That paragraph was written in the future tense. This is what it "could" look like etc. I said nothing about existing payment rails.
  12. I didn't say that it was an atomic swap platform. I said that if payment rails already exist,l between two parties, PayID simplifies payment addressing.
  13. I'm saying that the Australian initiative (https://payid.com.au/) and the Ripple-led initiative seem unrelated.
  14. Is there any evidence that payid.org is related to the payid AU initiative? I don't think so. FlashFX might be able to comment.
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