I think that this is still such a nascent market that no one can predict the trajectory of XRP. It's a Hodl and Gamble token because of the SEC case. I believe that adoption around the globe (not USA) is happening for Ripple products and that will have a positive impact on the XRP price.
Until the SEC case is resolved, the uncertainty will stop XRP from rising as it should have done. A positive out come in the case next year, even in a bear market will achieve gains, IMHO, but I have for sure, diversified since last December. At that time I sold all of My XRP as the price crashed, then Bought it all back again after pondering for a day or two and gained a bit extra XRP for the same fiat that I sold at.
What I also did was realise that to sit on one investment is suicide (stock investors have known that for years as anything can change the outlook) so I bought more in other projects.
Towards the end of this bull, apart from Flare and XRP, I will be out of all crypto as I get too obsessive about it and spend too much time on it.
Subsequently, at the time of the next decent rise in XRP I will sell off the rest and be done with it, getting too old for this , I think that my moon Lambo days are behind me anyway as my creaking bones wouldn’t be able to get into a Lambo let alone then get out again unaided- I jest...
Just my own opinion, DYOR