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  1. Hi Bob! Thanks for being our ray of sunshine after a cold dark winter night! I'm a reader, lurker, ponderer...probably won't add much to the discussion but I try to let all the knowledge sink in and be useful. I'm another that probably won't be buying a lot of depreciable assets when money begins to flow, but will be looking for memories to tide me over in my old(er) age. You'd be welcome to come on any journeys! A big "Welcome!" Lori
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