Thank you all. I was asking, because if it is the case that the price will be determined by FI holding, then it is literally only a matter of time before it goes high. But if it is based on speculation from this young and volatile cryptomarket, it isn't something I'd be confident would happen. This is because the market does not understand XRP and many are already vested in BTC/ETH, and are also against XRP because of its perceived collaboration with banks. XRP, based on utility and the talent behind it alone should be at the top right now, if the market does not value it at this point, then I don't know if anything will, unless FI holding has a significant effect by itself, without relying on retail speculation.
So what are your thoughts?