MoneyGram International Reports Third Quarter 2019 Financial Results in Press Posted November 1 2 hours ago, EasterBunny said: I’m confused about the term ‘settlement assets’ on their earnings report. Surely they can’t have 3.3B+ trapped in the system? Anyone have an idea what this actually means? They have 3.3B+ trapped in the system. Moneygram's business model is to prefund capital all around the world so their customers can quickly "send money" anywhere. That prefunded capital is "settlement assets".