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  1. Kudos Ryyy20 You above observation is spot on, I keep telling others that in my humble opinion that Swift & Ripple have just come to a ‘mutual agreement’ and no more so both entities benefit upon this arrangement. By having this arrangement both parties benefit for now with all these integrations taking place but over the long term when XRP does get more established most of the banks will start to use the XRP product service line. The SAP/Termenos/Ripple/ other parties solutions in itself will be be massive and we should not be too despondent if Swift does not partner up with Ripple. I think Ripple have been holding back understandably on NDA with most financial institutions using XRP and I expect there to be over 500 to 1000 already signed up - my own estimation only.
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