Rey

Well, I respectfully opt to disagree to some extend here. I agree that if facts are available or if they become available one should always have the flexibility to adapt/disregard an assumption conform those facts ... though I don't think that assumptions are wrong and useless per se.

Yes, though the survey also states: "Dit rapport is het resultaat van dit marktonderzoek dat in februari 2018 onder Nederlandse consumenten is uitgevoerd." So the data collection seems to date from February 2018 ... meanwhile we've seen nine to ten months more bear market ... would be interesting to know if those numbers have changed ...

Nice, thanks!

Sure, fair enough. My point is that many of them probably already left the crypto market or have significantly decreased their investment. Would be interesting to know more about the current crypto investors, the amount of their investment and the market share as a group. IIRC analyst Tom Lee estimated that institutions have app. 4% of the market. A golden OOL for you as you seem to be a brave and determined retail investor

As I think there are two reasons for this continuous bear market in 2018, first a correction on the very high crypto gains in 2017 and second the very early and immature state of the crypto market, I think the current sellers are: * whales who got in early (and who probably don't have another source of income than crypto sales) * ICO project owners/leaders * Miners and other participants who have to fund their hash-war * @Ripple-Stiltskin (as there are probably almost no other retail investors left) * due to the early state of this market almost no institutional/smart money is in yet, though if there's any at all it won't be our friend and it's probably joining the shorting and selling in order to squeeze the last drops out of the lemon

Yes, agreed, If Ripple sold a large amount OTC you'd probably see no immediate price effect in this stage of the game.

Maybe that's due to the recent 200M escrow (in 5M chunks) as mentioned by @jbjnr ?

Corda, being a permissioned private blockchain solution brings a.o. a smart contract API to the table. So I guess the R3 partners (mostly in the global corporate/enterprise realm), could incorporate smart contracts (via Corda) in their own business applications and use XRP for automagical payment/settlement. https://docs.corda.net/releases/release-M1.0/inthebox.html

You could take the perspective of Corda having another use case than xRapid. Corda doesn't have a native DA. It settles in XRP if R3 partners want to. That's another use case than cross border payments where XRP is used for transport in order to settle a fiat to fiat transaction.

Indeed, Ukraine is not a EU member state ... furthermore the disputed areas (Crimea and Eastern Ukraine) are much more intertwined with Russian history than most EU parts of Europe.

And you're right again ... if you'll excuse me I have to go outside ... have to watch for the evil savages from the north

Don't worry dear bull. It's an important issue and goes way beyond politics I think. Anybody who wants to understand why people in Europe feel the way you just described, and I think you're right btw, has to know a little bit about European history. Europe has a history of over a 1,000 years of smaller more or less independent societies, lots of local languages, cultures and interests. Another even more important issue would be ... how does Europe get a ticket towards a prosperous future ... that one is not very easy

I'm sure most of the "EU citizens" absolutely don't feel any EU citizenship at all!

Nope, the monetary union and the joint EU currency (EURO), are about the base of the EU. Think easier trading. Also right now each country has its own CB. They exist next to the more centralized ECB (though the CB's have a large say in the ECB's policy). It's a rather delicate balance of power.

@zenkert Thanks dear bull, but that's a nope ... it's at least 60 XRP ... or another years supply of instant ramen noodles.

The functionality you're referring to is only included in a recent version of xCurrent. I don't think that Amex has tested that version yet (apart from all the additional organizational and regulatory implications that using that functionality probably would bring to the table).

Amex joined Ripplenet late 2017. Ripple made that announcement on November 16th of that year. It's really encouraging to hear an employee of Amex saying that the tests were very positive and that they will continue. Amex mentioning that Ripple technology enables them to move funds within seconds from one part of the world to another part of the world is really awesome. It's not clear to me at this point what Ripple product/products have been tested.

It's human nature to be more or less impatient. Many crypto investors aren't experienced investors. Also the continuous bear market in 2018 already did chase away a lot of retail investors. Add to that even many whales (think crypto project owners/leaders and early investors) probably don't have another source of income than crypto sales. And just like many of us, they also might value a dollar now higher than a possible five dollars in a few years time. Myself i'm more convinced than ever that crypto and more specific XRP will have a bright future beyond our wildest dreams. At the same time I think that this will take a lot more time than I thought about a year ago.

The trading fees and withdrawal fees of those four seem fair to me. The fees might depend on your payment method of course. Disclaimer: myself I mostly use Kraken for deposits/withdrawals as I live in Europe and Kraken has a German SEPA account.

A few good ones already: Bitstamp and Uphold ... You also might consider Bitpanda and Kraken.

OMG, we just passed ATH I also like this one: Shorty, get rekt!

Hey @retep Yes, the bear market in 2018 just s*cks if you're an investor. Only the exchanges, whales and a few other traders probably made a profit during this year. However investing isn't a short term activity. I can't talk for others, though I'm convinced that crypto isn't dead nor even close to a dying hype. It's been posted before, but really, if you have some time, do yourself a favour and listen to this talk by Tom Lee. It starts around 7:20:00

You see this all the time when new disruptive technology breaks through: some folks just don't get it ... I don't think it's that bad if ordinary people need more time to get a grasp, however if this is the case with senior management of global FI's, who should know what's going on in their own backyard, they only bring their own retirement forward ... If he's making this kind of statements only to support a second agenda, that would be even more despicable ... just my XRP 0.02

Yeah, the continuous bear market in 2018 is though and the crypto market is still in a very early stage and very immature. Let's hope things get better in 2019.

My EOY prediction is that XRP and the XRP Ledger will still work flawlessly. A proven track record of several years. I really hope that you all comprehend what an awesome achievement that is ...