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  1. https://www.ft.com/content/966f5694-22c6-11e8-ae48-60d3531b7d11 "With several start-ups, such as Ripple, seeking to use blockchain technology to speed up and cut the cost of cross-border payments between banks, Swift has also been investing heavily to improve its own efficiency." I would like to know what are your thoughts regarding Swift strategy. Are they catching up with Ripple's technology? They have not mention about any asset only the test on the blockchain technology. Would it be a bluff to gain time after realising Ripple is getting traction? If not, could they make their own asset to compete XRP in a near future? One thing is clear their response only reinforces that Ripple is definitely causing disruption on the financial system.
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