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  1. Interesting stuff. Did anyone think last year or even a few months ago that CB would list XRP and then promote it as the best choice for cross border transactions?
  2. It's interesting. But it's in partnership with Goldman Sachs, an investor in Circle who launched their own stable coin.
  3. PG1

    Hi! I'm Bob

    I think you hinted at part of the answer earlier in the thread. Low value, high volume payments with balanced flows and less trapped cash.
  4. PG1

    Hi! I'm Bob

    I gather Anna See is now Anna Tong at PolySign? Any insight into if/how PolySign fits into a Ripple grand vision? And no image of Arthur Britto on Polysign team page - like a superhero without an alter ego.
  5. Tests are for XRP and Swift integration with Corda Settler, not each other. A fiat or digital currency method of settlement. Two different payment rails. is XrpSettlement -> verifyXrpSettlement(obligation as Obligation<DigitalCurrency>... is SwiftSettlement -> verifySwiftSettlement(obligation as Obligation<FiatCurrency>...
  6. Here is the part you're not grasping. Messaging and settlement happen simultaneously for RippleNet participants. Messaging and settlement only happens if all participants of the transaction confirm the settlement. David is of course right, xCurrent doesn't care about the means of settlement. It doesn't matter if it is fiat, XRP or moon dust. Unfortunately, your interpretation of what he is saying is wrong. My, original posted opinion remains exactly the same. We shouldn't assume XRP/xRapid is used just because the phrases 'real-time' and 'instant settlement' are used. Congratulations, you made us jump through a bunch of hoops and contributed nothing.
  7. I don't think you know what a link is. So now you don't think xRapid is necessarily used by Bank of Dohfar? No idea what you opinion or point to all this is. You talk about xCurrent in a vacuum. The whole point of xCurrent within RippleNet is to connect bank ledgers so that real-time settlement can happen. And by settlement, I mean the payment is final and irrevocable. Of course, a liquidity arrangement is required. I never said otherwise, despite how you keep trying to frame it. Ultimately, it really doesn't matter to me how you arrange your words on this page. I'll go with how Ripple says it. https://ripple.com/ripplenet/process-payments/
  8. Its late here and I've wasted enough time. I'm going to go laugh myself to sleep.
  9. Next time post an actual link to the tweet so we can understand the context. There is always a means of settlement used alongside xCurrent.
  10. You insist on attacking forum members credibility and chewing up thread bandwidth with these ridiculous semantic minutia arguments. We all know that xCurrent is a messaging API. But the payment still needs to settle. You seem to be suggesting that the only way to settle if you're using xCurrent in real-time is with xRapid. I'm saying that is not the case.
  11. They both enable real time settlement because you need real-time tracking. RippleNet basically is a real-time-gross-settlement system. But XRP can offer a better liquidity option over nostro/vostro relationships and correspondent banks.
  12. Not confusing the two. xCurrent 'enables' banks to instantly settle payments. But it doesn't mean the only way to settle in real-time is with xRapid. To answer your gigantic question, I don't assume to know the method of settlement. That's the point - I don't think we can assume XRP. I hope it is used, or will be.
  13. Bank of Dhofar joined Ripplenet in 2018 but that doesn't mean they were live. xCurrent is marketed as 'blockchain technology' even although it is not a blockchain itself. The Santander app was released as a "blockchain money transfer app" and said to offer instant international payments in several markets. We know it uses xCurrent.
  14. Well they can put any date on blog post. It still strikes be as odd that Tencent would deny the rumour back then yet blog about it.
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