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  1. Moneygram. Ripple wouldn´t pay 15M in development fees each Q just for piloting of ODL. Maybe instead of own IPO Ripple will make reverse merger with MGI.
  2. If we are talking about price I would add one heretical idea - instead of returning of unspent XRPs into escrow pool for the next 5 years - Ripple could burn them. But it would probably end up as a stream of endless donations for xPring ,, experiments,, each month.
  3. VISA Direct doesn´t solve instant settlement of payments. So the receiving bank has to wait for settlement file from VISA to get funds from sending bank. You get your money based on successful card authorisation request in advance. It´s like your bank provides you pre-funding until they get money from sending bank, usually next business day.
  4. Sorry Brad, I know you tend to exaggerate when talking about your accomplishments. I saw only a few THB transactions passing through ODL.
  5. I am pretty sure they sleep in one bed at least one month. The insider purchases of MGI shares have been initiated in March
  6. I still think the drop of ODL volume was caused by MGI-WU merger and is temporary before WU join the party. They will need to rebalance and optimize in-out money flows via ODL.
  7. That´s is interesting how Asian markets prefer QR instead of NFC standard. Lower transaction and implementation costs are in favour of QR. On the other hand all of them are closed loops, domestic only solutions, for NOW.
  8. It looks like a beginning of joke: One ,,blink of eye,, walks into the room full of other ,,blinks of eye,, to play the game how long can one go without blinking.
  9. Thanks. This is some really good stuff, indeed. You just made me have a 5th coffee today.
  10. I do agree. In case of MGI there is a decent Risk-Reward-Ratio. I think 2 scenarios are possible: 1. MGI will significantly improve their cost efficiency and take over WU market share in ODL corridors. 2. Someone like VISA or Mastercard will try to buy them later. (like Ant and Euronet in 2017). Maybe the price won´t hit ATH $280 again but $17-25 range in 1-2 years may happen.
  11. Only possible when economy experiences growth. Wait for the next recession when people will need funds locked in cryptos. Then utility will replace speculation and all those cryptos with zero utility die. Not a case of XRP.
  12. After 6-7 years is reasonable to expect some serious adoption and usage. E.g in case of Airbnb It took 4 years to be in 89 countries and had hit 1 million nights booked on the platform. Uber - in 6 years they were used in 58 countries and 300 cities. For me this year is crucial. If nothing significant happen in terms of ODL usage I will reconsider my investment in XRP. Ripple hired a lot of top managers - what is their role/results except speaking at conferences?
  13. May there be a possible outcome that the court will decide that the Ripple cannot sell more XRP until is decided whether it's security or not?
  14. I wonder when they will become the ODL member - one of the events I expect to happen in 2020.
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