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About madToo

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  1. I for one appreciate diverse opinions to challenge my own status quo. So thank you. I am happy to say that having considered your post I still believe in him as the CEO. Here's why 1. I have seen the impact that a CEO change can make first hand, and it can be very destabilizing. This is good when the ship is off course, but high risk when the team is functioning well. 2. Since he joined he has been focussed on the end game, but also willing to pivot strategy as they learn what works or not. xRapid (ODL) is a prime example of this and while it may not be his idea, he enabled this - Don't underestimate that. 3. He has been on message and consistent. To us it is boring because we watch so closely. But the fact everyone can do the aeroplane elevator pitch, proves how successful it is. Perfect if boring marketing 4. Re your main point about wanting someone with presence that can command audiences. Step back from the crypto main media and search for the numerous meetings with IMF, bankers conferences (not crypto), central bank meetings. The only type that could do better (If that's possible ) is a born and bred banker type. I'm not sure we want another SWIFT and they certainly wouldn't get the best out of the current team. 5. Finally, the bad PR / message changing the CEO would send would be massive. Apart from a retiring CEO situation, who here has felt more confident in a company when their CEO has been ousted. I never have. Again thanks for you challenging question done in a thought provoking way. I don't see someone asking challenging / negative questions as a troll. Sometimes the trolls get us riled up and we jump too quickly to assign that label.
  2. My last note on the subject as this thread does not require our debate. Happy to continue via DM if you wish. Great video though thanks
  3. You don't do hundreds of transfer requests for all validators to record the transaction. So not every validator should need to validate the alias. Possible interaction with codius could assist here - and yes I know codius is not on ledger? Their are definitely technical hurdles to overcome with this suggestion and it may not be viable. That shouldn't stop the exploration. Sometimes the most stupid idea becomes the genius idea. The key for that to happen is to challenge how it can happen, not to dismiss it without trying.
  4. I don't disagree with your statement you can certainly achieve this to some degree externally. For instance I'm surprised the Exchanges i use don't have an address book feature. Setup your accounts once then select when transferring. The benefit for on chain is for the feature to be standard and not limited to the same wallet or exchange or walled garden. Your friends / business can use various wallets and or exchanges (For exchanges it needs to also handle tags)
  5. Hi @JoelKatz and team. Great to have you here. The suggestions you have already put forward are all worthy of time and effort. My suggestions are more user orientated rather than the more technical / business nature of what has been proposed. An earlier post asked about Ripple name for accounts. I would take this further and create the ability to link accounts to one or more verified and more user friendly third party identities. E.g. email, phone, Facebook etc. And by verified I mean you can't just add any email, phone you have to verify it from that account / device. Obviously this would create security concerns as I wouldn't want anybody to look up my balance by knowing my email. So functions should be restricted to send / receive. The aliases should also be encrypted on the ledger so you can't match an alias to an address. This combined with the check feature (as in you can choose to only accept checks) you suggested can ensure people cannot easily work out who owns accounts. You could then send xrp to friends / shops in a more familiar way. Way less intimidating than current addresses. I appreciate this needs more thought to work through some obvious flaws, e.g. send a transaction to an email and search which address receives it. But you get the drift. Another suggestion is to enable a test that the destination address is correct. Ping a destination address without sending xrp. The owner of the destination can confirm receipt with a message. Obviously some protection is needed so this feature can't flood the ledger, maybe a limit of 1 ping per x minutes per address doing the ping. I'll have a think about more business orientated functionality and get back to you.
  6. Guess we'll know if I'm right soon enough enjoyed your posts in this thread
  7. My take was slightly different. He was intentionally unclear about the numbers and stuck to the last official numbers of 200+ customers and 10 to 15 xrp users, but by the time he said 10 to 15 he had named moneygram who is not a bank. The key difference to the start of the year is that he tried to not lie by using the term orders of magnitude of 10 to 15. We already know they were signing approx 3 new clients per week earlier this year which would make the clients approx 300 now. Adding approx 5 new xrapid users. He also stated they were very happy with the uptake of xRapid. My guess is that they are saving updated numbers for Swell
  8. The initial concept Ripple had was that banks would hold XRP. The concerns over regulations by the banks hindered this which is why they came up with the xRapid concept. With xRapid the N/V requirement goes away and they don't hold XRP. As regulations become clear it does open up the opportunity for banks to hold XRP. But instead of having multiple pools of money (N/V) that they need to fund they have one much smaller pool. DS had stated they could save more of they hold their own XRP.
  9. The key here is years down the line. By then we'll be long gone. It will still attract traders, but the returns will be similar to current fx trading. investors will use it as a safe haven in hard times and probably will receive some interest. We can't expect these to just go up indefinitely.
  10. You should never underestimate the depth and breadth of idiots in this world sorry couldn't help myself
  11. Don't forget that a lot of exchanges have one address for all of their customers and use the tag feature to credit their accounts when sending to an exchange. Any customers who leave the coins on the exchange won't have a separate address and therefore won't be counted. I'm not sure if that makes up for all the dead wallets or not.
  12. madToo

    Zerpening Club

    Hi @Moonraker I think what you are missing is that the quality posts that you so enjoy in the zerpening is because the people who research xrp, do so because they are passionate. That passion means they are very positive towards xrp, why would you work so hard to research something you're mildly interested in. It can be tiresome to constantly read and correct misinformed negative posts when the response is, you're just a fanboy. The zerpening went private only because a few people posted lots of posts criticizing the positivity. Just like you did. You can't have it both ways. You want the passionate to research but don't want them to post passionately. I do not partake in the gifs. some of which I find amusing. Others I curse for making me scroll so much. But I wouldn't change the club because the passion is what makes it.  I have never seen a ban for an expression of an opinion. An attack of another's opinion yes. An attack on people criticizing positivity yes. And in all those cases sustained posts creating a theme.  I for one will vote for you to rejoin. The old saying is don't bite the hand that feeds you. In this case you're being fed quality posts and some junk food I will not vote yes a second time
  13. I agree with @Ripple-Stiltskin in regards to diversification. Chasing pumps however usually leads to losing money. Be very careful with this thinking and good luck with whatever you decide to do.
  14. The definition of technology versus product. My pet peeve has been discussions that get limited by statements of 'Ripple did not design it to do that so it can't'. It opens minds to greater possibilities.
  15. Unique node lists and how they interact If you can choose your own unique node list. What is stopping you creating your own nodes to trust with nefarious intent? And if you do, what damage could you do? As I understand they will just order transactions, if the blockchain gets out of sync because it's changed it will only impact others that trust you? But I don't fully understand the intricacies.
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