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About jtusa

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  1. For the same reason my kid squeezes her stuffed animal when she's scared, it gives them a false sense of security.
  2. Yup! I'll take either of those or anything in between!
  3. Well then adjust the numbers so they make you happy. My general point still stands, people bought a few thousand XRP and are fooling themselves into the belief that it's going to reach $1000per so they can be rich. It's not going to happen.
  4. It's not healthy. If you have 100,000 XRP you might have "f*ck you" money some day, but if you're at like 10,000 XRP, I'd temper your expectations. You might get a car or a house down payment out of your investment, but you aren't going to retire when you're 30.
  5. The problem is a lot of people here got in late, either at current price or when it was higher than it is now, and they only have a few hundred or a few thousand dollars worth, so they need $1000+/XRP in order to get "rich". They're operating on pure hope and faith.
  6. NP, and just to clarify, 25% ballpark for total taxes, not just for state. Most state rates are 5%ish, the way I worded it earlier was a bit ambiguous.
  7. No, not that high. It's basically 15% up to $425,000, 20% on anything after that for long term. Then whatever your state charges. I just ballpark it at 25% (this is state dependent though.) ETA: Just to clarify 25% ballpark for total taxes, not just for state. Most state rates are 5%ish. https://www.bankrate.com/investing/long-term-capital-gains-tax/
  8. An announcement of an announcement. Those always go well...
  9. Pretty much. I mostly lurk, but my ignore list has definitely grown over the past weeks.
  10. https://www.reddit.com/r/financialindependence/comments/58j8pc/build_the_life_you_want_then_save_for_it/
  11. The amount needed to be a 1%er is slowly decreasing.
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