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  1. 2018 and 2019 are almost copy/paste. He should have really said “general trends for the next 5 years”..
  2. I really liked his predictions. Then I checked his predictions from 2018 and was a bit disappointed.. https://bankingblog.accenture.com/payments-predictions-remainder-2018
  3. This indeed is a great lecture, thank you, @codiusrex! It is not a secret that many Central banks have been experimenting with DLT. Take this overview by IMF for example, it provides a lot of insights how DLT (strictly speaking, CBDC, but in many cases CBDC implies that DLT is being used) can provide benefits to Central banks and the system in general - https://www.imf.org/~/media/Files/Publications/SDN/2018/SDN1808.ashx#page30. The best part of this lecture is not DLT-related though. It clearly shows that the discussion is shifting from technological aspects to credit needs of commercial banks. In my mind it means that many key stakeholders are comfortable with the technology by now. You should probably change the topic name, it has nothing to do with XRP, token in this context can be as simple as IOU on the ledger.
  4. Lamberth

    Hi! I'm Bob

    @BobWay, thank you for this thread. Can’t stress enough how important it is for the community to get an educated opinion coming from somebody with inside knowledge (even in the past tense). I, for one, only invested in XRP a couple of years ago thanks to @JoelKatz who was spending a lot of time explaining Ripple’s vision and engaging in discussions. Must admit, I got hooked by the combination of his deep technical knowledge and passion. It took some time for me (even with 20+ years of experience in Wholesale banking) to realize how this technology can change the whole system (and not just payments). With that in mind it was extremely frustrating for me personally to see the appearance and disappearance of @peebo38 after her resounding announcement that Ripple takes the community seriously (and it seems that a lot of people felt the same way). My question is simple, really. I do get that Ripple has a lot to deal with and there is a dedicated MarCom team which is focusing on “proper” channels. But irrespectively of what had happend to @peebo38, what in your opinion was/is stopping Ripple from having an official speaker at this forum? Surely it is not about money.
  5. Wait, what happend to an interim target of 589? I like round numbers..
  6. Am I the only one who thinks of EvilCorp and eCoin from Mr.Robot (https://en.m.wikipedia.org/wiki/Mr._Robot) while reading about this “innovation”?
  7. http://galgitron.net/Post/Fake-News @galgitron
  8. Your post got me thinking.. is BG123 thread still alive? Was surprised to learn that it is 192 pages and still counting! Oh, man.. Agent Mulder would have been so proud of them (us? you? me?) On a serious note, why do you think all 300m are sold? I’d expect most of XRP to be distributed “for free” with certain strings attached. Maybe this is just my wishful thinking, I’d actually prefer this.
  9. http://galgitron.net/Post/The-Big-Race @galgitron
  10. If your investment is down 96% and you invested a significant chunk of your money, it's probably too late to use my advise from last May. Nonetheless read the post. For me personally nothing has changed since May and I am very sorry to hear how you feel.
  11. Last link is broken, should be this one - http://www.economics-ejournal.org/economics/discussionpapers/2012-43
  12. Extremely jejune and boring report. It seems bear market gets to all of us, including Ripple. Am I the only one surprised to see that Ripple uses XRP for Xpring?
  13. https://www.thenational.ae/uae/uae-and-saudi-arabia-unveil-seven-point-co-operation-plan-including-new-cryptocurrency-1.815401
  14. This reminds me that we got @XRPcalling back and it is now more than 1 post per month thanks to this thread and @Wandering_Dog. This is a tangible achevement even though two worlds of economics and finance will never meet. Oh, and just out of curiocity. Does anybody here really care whether XRPL can truly handle a full-blown liquidity crisis? Don’t get me wrong, I am all-in when it comes to theories and intellectual discussions but.. are we still in trillions when this problem takes place or long past that laughable number?
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