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mars75 last won the day on December 7 2017

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  1. @KarmaCoverage It shows when desired, Corda has the ability to tap into the XRPL for liquidity. Nothing more, nothing less. I don't necessarily believe banks will be carrying each other's CBDCs as reserve currencies due the constant management entitled to it and it's possible consequences (see right now).
  2. UPDATE: 12-5-2018 https://www.coindesk.com/r3s-new-corda-app-supports-payments-in-xrp-cryptocurrency
  3. EDIT 10-30-2018 (PAGE 28-32) BoC is working with MAS and BoE on blockchain cross border payments) https://www.bankofcanada.ca/wp-content/uploads/2018/10/presentation-251018.pdf
  4. Something else to add to the GCash speculation: GXI description, https://businessmirror.com.ph/western-union-expands-digital-distribution-through-gcash-mobile-wallets/
  5. ***this is speculation*** In the wake of AliPay's announcement of launching a cross-border remittance service powered by blockchain technology, a closer inspection of the partnerships reveals several layers of Ripple associates. The cross-border remittance services into the Philippines will be offered by in a collaboration between GCash, AliPay, and Standard Chartered. With further details on Standard Chartered's involvement, https://www.pymnts.com/news/cross-border-commerce/2018/alipay-gcash-blockchain-cross-border-remittance-philippines/ Standard Chartered is currently a RippleNet adopter, primarily using it for cross-border payments between India and Singapore. The bank has also broadcasted it's plans on extending it's utilization of RippleNet to five other countries/pairs this year. https://www.finextra.com/newsarticle/32048/standard-chartered-to-extend-use-of-ripplenet-to-more-countries Standard Chartered acting as the settlement bank by offering it's infrastructure to both AliPay and GCash for remittance services, falls into Winters statement of expanding it's capabilities to other currency pairs with the Philippine Piso (PHP), the Hong Kong Dollar (HKD), and the Chinese Yaun/renminbi (CNY) being the suspects. GCash in itself also has an abundance of service and associate overlaps with Ripple. Currently GCash and it's services such as GCASH REMIT into the Philippines is consisted of SoftBank Payments and Globe Telecom. https://www.gcash.jp/?lg=e SBI Holdings' business relationship with SoftBank has been under speculation since SBI's involvement with Ripple but Globe Telecom can reveal other intentions of GCash. GCash is not the only notable subsidiary of Globe Telecom, Mynt is another subsidiary of Globe Telecom's financial technology arm that includes Ayala Corp and Ant Financial(AliPay/Alibaba). https://www.mynt.xyz/about-us/ The significance of Mynt pertains to an announcement this past March. Globe Telecom with Ayala Corp and Ant Financial thru Mynt, partnered with MoneyGram to provide remittance services into the Philippines to smartphone users for their GCash mobile wallets. http://news.abs-cbn.com/business/tech-biz/03/08/18/globe-fintech-arm-moneygram-launch-smartphone-based-remittance-service MoneyGram is well known in the Ripple community for it's involvement in trialing xRapid for a pilot which utilizes the XRP Ledger (XRP) for cross-border payments. http://ir.moneygram.com/news-releases/news-release-details/ripple-and-moneygram-partner-modernize-payments As of now, we publicly know that Mynt (Globe Telecom, Ayala Corp, and Ant Financial) partnered with MoneyGram to improve remittance services into the Philippines for GCash mobile wallet users. MoneyGram states that it's intention on piloting XRP this past January was because the digital asset offered negligible transaction fees and because the average transaction time involving XRP is 2-3 seconds. Interesting enough, this new remittance service provided by both Alibaba and GCash involves HKD and PHP. And the transaction time publicly shared took only 3 seconds... After Alibaba's failure to acquire MoneyGram this past January (same time as MoneyGram's announcement of it's xRapid pilot), Alibaba was adamant that they would still collaborate with MoneyGram to develop remittance and digital payments to several countries including the Philippines........ https://www.reuters.com/article/us-moneygram-intl-m-a-ant-financial/u-s-blocks-moneygram-sale-to-chinas-ant-financial-on-national-security-concerns-idUSKBN1ER1R7 Very interesting times indeed! Time will only tell EDIT: (more speculation in regards to GCash & Western Union) GXI description, https://businessmirror.com.ph/western-union-expands-digital-distribution-through-gcash-mobile-wallets/
  6. "The Governor also mentioned that the bank has begun working together with the Bank of Canada, the Monetary Authority of Singapore, and some private-sector organizations to upgrade inter-bank cross-border payments, including initiatives based on DLT." https://cointelegraph.com/news/bank-of-england-to-rebuild-settlement-system-to-interface-with-blockchain-platforms/amp?__twitter_impression=true
  7. I'll be honest to say I debated whether or not I should have included IBM/Stellar. I don't share your view on Stellar beating out Ripple in the region. Two of the big four banks in Australia (which dictates the region) are already xCurrent adopters while the other were in discussions with Ripple. Meaning in a small region interoperability between the big four banks will be critical. Whatever transpires there are two things that people need to take away in regards to Stellar. 1. Any transactions involving with RippleNet users will by default make Stellar users utilize the interledger protocol for interoperability. Meaning Ripple gains access to whoever is using Stellar in the region. Both IBM and Stellar are Hyperledger members and if they intend to use Quilt, they'll be using the interledger protocol as well. 2. The same criticism applies to Stellar that is used on Ripple in regards to XRP. As of now, IBM has not publicly disclosed any intentions of supporting or utilizing XLM to address liquidity in the region. As of now, no one knows what their intentions are.
  8. New post on a new website guys, pertains to the Australian Pacific region and why it's likely to see some major adoption in the future. https://www.xrp.tips/index.php/2018/05/14/ripple-integration-in-the-australian-pacific-just-around-the-corner/ So there will be a few changes in terms of where I will be posting guys. I'll be primarily using www.xrp.tips for the foreseeable future. I still plan on being active on XRPChat but just not as frequent. Hopefully you guys will still find my posts enjoyable, more to come!
  9. https://economictimes.indiatimes.com/small-biz/startups/newsbuzz/npci-plans-international-remittance-on-upi-platform/articleshow/63540688.cms
  10. The Gates Foundation and Ripple's formation of Mojaloop was to address the current financial system's inadequacies on providing services to individuals living below the poverty line and in remote areas of their respective countries. Mojaloop makes use of Ripple's Interledger Protocol to bridge mobile wallets to current digital financial services. Currently, the complexity and costs associated with developing digital financial services for new markets is daunting for banks to overtake. Further complicating the issue, making these new services interoperable with one another requires mass coordination between multiple parties on a grand-scale. Mojaloop provides financial providers, governments and mobile network operators a simplified and economical option for developing new inclusive payments platforms. https://ripple.com/insights/news/ripple-the-gates-foundation-team-up-to-level-the-economic-playing-field-for-the-poor/ Along with with the Gates Foundation and Ripple, Dwolla, ModusBox, Software Group and Crosslake Technologies contributed to the Mojaloop project. For Dwolla this isn't the first project they've crossed paths with Ripple on. Several years ago, both companies were developing and trialing the "Shift Card" alongside Shift (ShiftPayments). Whether or not there was any direct collaboration is unknown but Ripple did help in the development of the Shift Card, while the card is integrated into the Dwolla network. https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ https://techcrunch.com/2015/11/20/coinbase-partners-with-shift-payments-to-issue-bitcoin-debit-card/ https://gomedici.com/shift-payments-launches-new-mobile-app-to-track-payments-and-dwolla-balance/ More recently, Dwolla has been collaborating with startups to build solutions on tracking assets on the blockchain between the fintech ecosystem and traditional financial system. https://www.coindesk.com/dwolla-returns-blockchain-not-bitcoin/ Dwolla and Ripple also find themselves converging in another area of innovation, the FED's Faster Payment Task Force. Established in 2015, the FED's Faster Payments Task Force is responsible for multiple objectives with one being the assessment of alternative approaches for faster payment capabilities in the United States. Several hundred of stakeholders consisting of banks, regulators, and technology companies were gathered to create a guideline to modernize the U.S. payments infrastructure. The Task Force ultimately established a long-term target for new solutions to meet market needs by 2020. These needs pertaining to speed, efficiency, governance, and etc. Both Ripple and Dwolla submitted proposals on addressing the current issues the U.S. payment infrastructure faces. Ripple: https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/ Dwolla proposing it's payment platform utilizing it's API: https://www.forbes.com/sites/tomgroenfeldt/2017/01/25/feds-faster-payments-task-force-should-seek-implementation-in-three-years-dwolla/#1514dfa26088 Along with their proposals, Dwolla and Ripple (thru Ryan Zagone) were elected to the Federal Reserve’s Faster Payments Task Force Steering Committee. A committee to guide the members of the Task Force to obtain their long-term goals. https://fedpaymentsimprovement.org/faster-payments/about-the-task-force/roster/ This proximity is bound to lead to collaboration to address and meet the Faster Payments Task Force long-term goals for modernizing the U.S. Payment Infrastructure. I do know one thing. One of Dwolla's investors, Ashton Kutcher, seems to be a fan of Ripple currently. https://www.cnbc.com/id/47021465 (obligatory mention: Greg Kidd's GlobaliD is integrated with Dwolla's network) EDIT Ashton Kutcher reinforcing his support for Ripple.
  11. Jesus guys, someone is playing with you. I think it's time finally time to discuss these accounts as people are not investigating these things thoroughly. 1. If you do a search on the domain registration of "mastercard.id", you would find out that it has yet to be registered. Meaning that the domain associated with that account is false. 2. The following accounts and associated domains are all by one individual, https://bithomp.com/explorer/rRupiahQxoEjMieJguQi3Rx1gxG7JXym4 https://bithomp.com/explorer/rfhzYEqyDBiKkdpPUbSdnuEenqbmfJCys5 https://bithomp.com/explorer/rupiahgZvKp1qaP6hqAqAZ3A44ARcnGSM https://bithomp.com/explorer/rupiah7aqR5k1xBaTRRFu3VrwcDftD6VV https://bithomp.com/explorer/rLTqBE4RZURtTEzHj5BuTSjyvhqm5XLiTV https://bithomp.com/explorer/rMCa3o92WJDHDw7GLZiP85Pp3ZRkb87xUp All associated IOUs (IDR, NET, etc) are UNBACKED, meaning someone just created an arbitrary amount of a custom IOU that is being sent back and forth between accounts. Notice how these IOUs do not orginate from a GATEWAY. You can legitimately find out WHO is even activating these accounts, etc. so this is NOT MASTERCARD. There can always be more behind this but as of now, IT IS SOMEONE TRIALING/TESTING THE NETWORK FOR THEIR OWN PERSONAL INTEREST. Nothing associated with Mastercard. This is partly why I don't disclose/share any ledger information with you guys. The lack of research and wild speculation is rampant right now. You guys are doing more harm to XRP's ecosystem by not learning and taking an objective perspective on account transactions/activity on the ledger. Baseless speculation by Bearguy...,etc on his misinterpretation of these accounts is also malicious. Understand that people want to take advantage of the majority of you guys as there is a lack of knowledge and understanding of the ledger by the community.
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