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About SgtPeppers

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  • Location
    East Coast
  • Occupation
    Manager at retired
  • Country
    United States

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  1. Hi Bob - what a pleasure to meet and read your posts. I am Sgt Peppers and have my lonely hearts club band always following me around and live in the Carolinas. Remember, carolina girls are the finest. I am an old dude, probably one or two of the oldest here on the forum, but thats ok. It doesn't bother me. I really enjoy hanging here on the forum with the younger professionals from around the world. I am learning different language, mate, bollocks and some german, beerrrrrr etc. LOL And I have been taught how to properly crap post, but promise not to do it here in your book club. Got involved in crypto when my daughter started watching the bittconnect videos and started making some interest money. When my daughter started making more money than me it got me and my wifes attention and I started my research on bitconnect knowing that it was a ponzi scheme and would not hold up. At that time, my wife starting looking at ripple as it was then known because it was .20. But before we could get on coinbase, get fiat there, buy btc then buy xrp we were right at the start of the runup in dec 17. She had some fiat and decided to dump it in on xrp. Been dcaing since and have a bag full of xrp. That should be enough for us. We do not need much. No tech or financial experience, but love the idea of crypto. What a revolution this will be. Anyway, it is a pleasure to have you here on the greatest forum, xrpchat, on the internet. Thanks for being so honest and I am a prostate cancer survivor so good luck and remember your health and exercise is most important. Get a treadmill at the house and walk a mile at least every day. I use mine. Thanks.
  2. SgtPeppers

    Hi! I'm Bob

    I just can't pass this up. I know it is not for me and I just got up but I have to acknowledge, my order Beatles, Page then Mariah.
  3. SgtPeppers

    Hi! I'm Bob

    Gotta agree. I don't believe this thread will die down. Thats why the club suggestion is a good idea. To get all of Bobs posts indexed under topics for future readings.
  4. SgtPeppers

    Hi! I'm Bob

    I've got to get my two drops in. Welcome. He already has over 1,000 rep points with only 56 points. You will be platinum in no time. Much higher than some of our muppets here. Ha Ha. Again welcome and thanks for all your posts.
  5. @mattwayne_c I live here in Charlotte. Would be glad to meet up. I am going to be in Winston Salem during the weekend of 3/15-16. Could stay over Sat night into Sunday. I go by name Pep. Not related to Julius Peppers.
  6. I know everyone knows this, but I have not read it here. Put the item in a small baggy that way it won't get all clogged and ruined.
  7. Welcome - The others all want lambos, I want my yellow submarine. Speak up and comment on here, when you feel it is necessary. Good to have you on board.
  8. @Sharkey Very good info. I was just reading about IRA's today. As we all know IRA's are all pre-taxed, meaning you only pay taxes when money is taken out years later, when your income is reduced so your taxes should also be reduced. Also, any dividends earned on the IRA can be reinvested tax free so the IRA keeps increasing year after year, if it set up to earn interest or dividends. And as you so well pointed out Roth IRA's are taxed up front so any monies added are all taxed up front and their are no later taxes. Two different ways to handle IRA's. My interest today was reading about re-investing dividends or what we might call buy back. Any fiat spent to buy back xrp after selling some, can be considered dividends and it got me to thinking. Since I will be re-investing those dividends when I buy back, the re-invested dividends will be deducted from the sale of my xrp. So, for ex: if I sell 1000 xrp at $1, I would receive $1000. Now, if xrp runs it's course and drops back to $.50, and I decide to buy back the 1000 xrp by spending $500 from the $1000, then for tax purposes, I would show a capital gain of $500 not $1000. $500 divided by $.50 = 1000 xrp. I would have sold 1000 xrp for $1000. I would use $500 to buy back my original 1000 xrp at $.50. I would have a profit of $500 and still maintain my stack of 1000 xrp. My capital gain would be $500 not $1000. Now that is assuming alot I understand and my only interest was in figuring how to reinvest dividends when I stumbled upon the article on Yahoo finance today. I am still learning ways to try to reduce my taxes when I cash out. I would rather send dollars to a charity that would be thankful and appreciative for the donation rather than to pay the government in taxes, where they would waste my donation.
  9. Welcome @hyukChoe Thanks for the information. All of us on xrpchat are always discussing the SK xrp market, but we do not really know anything about it. So again, thank you for providing us with your valuable insights and comments. We expect to see you as a regular on here.
  10. Welcome from my yellow submarine.
  11. Donnie Brasco - a mafia man always has something to contribute. Maybe I am wrong, I thought his name was Donnie Brasco. Welcome, I don't contribute much either, but everyone's ideas and arguments are welcomed. In these trying times it takes everyone to hodl. Keep your zerps warm.
  12. Also, what seems to be a good aspect of Uphold is the different currency wallets. So lets say I depart the US and go to Europe. When I arrive I have my euro wallet with euro dollars to spend.
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