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Primer: XRP Ledger Validators vs. Interledger Validators
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Desktop Wallet: Creating Cold Wallets


Cold Storage (cold wallets)

To create a cold wallet, first lets try to use a broadly accepted definition for that: https://en.bitcoin.it/wiki/Cold_storage

Adaptation: In order to keep a reserve of ripple balances offline, I understand that the balances must be held by a key that has never been online and is out of the reach of online thieves.

Wallet or Account

A pair of public and private cryptographic keys that can hold value and create transactions (Master/Regular Key and Public Key).

Wallet File

A file that can be opened by a client which will have access to an account's Master/Regular Key in order to create transactions.
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First, if you're new you can use Bitstamp, Kraken or Gatehub with Two-factor authentification (2FA).

Be warned that Gatehub support seems busy lately and is slow to answer. Gatehub offers a Ripple wallet.

You can also use Coinbase to buy btc and convert to XRP on Poloniex, Shapeshift, Bittrex....
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Hello, this topic is meant to be a guide for those seeking for account activation. Updates, suggestions and feedback about activation providers are very welcome.

There are several ways to activate a ripple wallet
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Here are the 136 accounts as at the first publicly available ledger (32,570). 

 Ripple (Labs)

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This myth has been going around for far too long and perpetuated in many circles.
This is the documentation that XRP will be part of what is to come.

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Resellers/Service Providers/Partners/Relationships

“We have extensive relationships with the world's leading companies and governments and work with organizations of all sizes—including 89 of the Fortune Global 100 and more than three quarters of the Fortune Global 500.”

CGI Global 
“CGI has a long history of shaping and driving innovation in banking and payments, helping to build SWIFT, CHAPS and other payment systems.”

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12 Reasons why you should be buying Ripple currency 

1) Google: You know how when something is awesome to invest in you try to give all kinds of explanations as to why you need to invest etc..... Well, here is the simplest way of explaining what seems to be the easiest sell in the world. We all know that Google practically runs the world and that they will stop at nothing to gain market share in every industry they are in. We see this with their advertising tentacles all over the internet. Also, we see them, since 2010, aquiring 1 company per week, thus expanding their influence not only as a tech giant but in other industries as well.  According to Wikipedia "As of April 16, 2015, Google has acquired over 180 companies with its largest acquisition being the purchase of Motorola Mobility, a mobile device manufacturing company, for $12.5 billion". So I do not waste my time trying to explain the obvious here, Google will not invest in any company if it cannot see the amazing capabilities for future growth and they made one of the best investments with Ripple and its technology for uniting banks and blockchains. 

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XRP is the native currency of the Ripple network that only exists within the Ripple system. Not dependent on any third party for redemption, XRP is the only currency in the Ripple network that does not entail counterparty risk and it is the only native digital asset on the Ripple network. Any other digital asset (non-XRP) existing on the Ripple network is a debt instrument (a liability) and exists in the form of a balance which entails counterparty risk. Eliminating this risk is why XRP will be adopted over any other digital asset.

A counterparty risk, also known as a default risk, is a risk that a counterparty will not pay as obligated. Financial institutions or other transaction counterparties may hedge, take out credit insurance or, require the posting of collateral. Offsetting counterparty risk is not always possible because of temporary liquidity issues. Counterparty risk increases due to positively correlated risk factors. Accounting for correlation between risk factors and counterparty default in risk management methodology is not trivial. XRP removes both the counterparty risk and the associated costs 100%.

The elimination of counterparty risk IS the reason why XRP will in fact be adopted by everyone who uses the Ripple network. Notice how Ripple (the company) has been focused on implementing their solution globally in the banking sector and not focusing on the promotion of XRP. Why? Because they don't have to. XRP is to the Ripple network as plasma is to the blood in the human body. Focus your attention on Ripple's ability to implement quickly and broadly across the globe and that will translate into XRP strength and growth.

Disclosure: This information was compiled from secondary sources and summarized for simplicity.

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Part of the new Community Beginners Guide series.

Beginners Guide: Desktop Wallet Step by step instructions in downloading and installing XRP CHAT WALLET, the creation and activation of new wallet and the first few steps to becoming a ripple user.

Beginners Guide: What is a wallet? How do my coins get stored? How does cryptocurrency work anyway? This post goes over what a wallet is, what the common different types of wallets are and their differences, and how wallets can be used at a basic level.

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Part of the new Community Beginners Guide series.

Difficulty level: LOW

Hints: The images are also direct links

What Is a Cold Wallet?

Cold wallets, also referred to as a paper wallet, are secure backups of cryptocurrency wallets. They are nominally stored offline in secure locations and are used to secure high value amounts that are not accessed often (the opposite of a hot wallet which is usually stored in an easily accessed area for frequent use). The secret key is generated securely and is not shared with anyone other than the holder of the cold/paper wallet.
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"Latest #XRP performance benchmark test results: max 1500 tps - a 36% increase since Feb. Proud of the work my team @Ripple continues to do!"
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