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  1. 109 points
    JoelKatz

    Escrow!!!!

    Sorry to disappoint you guys but we're actually just buying a pizza. Brad Garlinghouse insisted I put a wink on this so everyone would know that i wasn't serious. So.
  2. 64 points
    mars75

    Escrow!!!!

    Escrowww!!!! https://xrpcharts.ripple.com/#/transactions/686FCA8F58041156482DABA782E053979626EB4126F3BFE3B9E401FBC143586A https://xrpcharts.ripple.com/#/transactions/F579BD3BF579A35D0F3C57653B3D1E617F29480F0261CF22481A59DB3855C372 https://xrpcharts.ripple.com/#/transactions/8250F008DDEFD54C539051DADC9DD890EF1E3DC7D64101697B4E5CF9EC5BF39E https://xrpcharts.ripple.com/#/transactions/2C8BC62AD15B585B44E75BC136A3511218ABD1B50D7B106817F4B751B722CAF1 https://xrpcharts.ripple.com/#/transactions/FA3907D4B84EB14415D412522CA8A637958259812B997F5E9E4AA51513F5D467 https://xrpcharts.ripple.com/#/transactions/63D847EE7D5691B45E6E1A4AD4E5DA715C78066A9D18DA56C53D1D6E23E8DCCD https://xrpcharts.ripple.com/#/transactions/7BDD6A96BF69F01F77CCD9B83ABED4607353EF12AEA86FD55F361D51E56FB37F https://xrpcharts.ripple.com/#/transactions/79D2751073BD932E962BD56EF7C7F02B21549322C25A8BEE5CD7BE2D161575C5 Give some praise to @Kakoyla ! I wouldn't have been able to get tipped off if it wasn't for him!
  3. 56 points
    Hodor

    XRP: Momentum Building

    With the latest news from Ripple about trials between South Korea and Japan, the last four months of accomplishments, and recent hints about new xRapid partnerships, momentum is now firmly behind XRP. What does this mean, and what can we expect in the near future? I discuss rumors, hints, and how all of it might impact the future of XRP. Oh, and yes, I talk about the price increase! Hope you enjoy the read! Please leave any feedback below & thanks for sharing with a friend or on other media. My blog announcement on other media: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  4. 45 points
    LetHerRip

    XRP usage by Banks Confirmed!

    Japan and South Korea launch blockchain trial using Ripple Software, with official confirmation of intent to use XRP. https://asia.nikkei.com/Business/Deals/Japan-South-Korea-blockchain-payments-enter-trials-Friday?n_cid=NARAN012
  5. 44 points
    Hello everyone! I am very excited to be able to announce something here at XRP Chat in the midst of this crazy and long awaited rally XRP is going through. For the past several weeks I have been in unofficial contact in relation to Ripple in order to discuss the possibility of setting up/developing a Ripple/XRP B2B2C application in order to be able to start promoting XRP as a business and consumer payment solution. The timing would be ideal as all eyes are on crypto these days and the open position for an actual payment currency is out for grabs as XBT will clearly not serve. As we know XRP is by far best positioned to execute on this. It just needs the tools and the promotion. However for the time being Ripple's focus lies elsewhere as we all know, penetration in to the B2B2C market at this time can be very valuable to them. As they are apparently not planning on developing something themselves, I would like to make use of the possibility in offering them a specific proposal on this endeavor! This means I am looking for developers that are willing to discuss this with me. If and when this project obtains acceptance through official Ripple channels it might be supported in several ways. If you are an interested developer please contact me through a pm. For all others, please spread the word so we make sure it reaches all corners and competent developers can contact me. Let's take XRP to the masses!
  6. 41 points
    Youshitaka Kitao. Bloomberg profile: https://www.bloomberg.com/research/stocks/people/person.asp?personId=240694&ticker=8473:JP on Facebook:. Facebook.com/Yoshitakakitao Also, Brad on Twitter, WOW!
  7. 36 points
    Crypto has lost its way recently; I talk about the effects of new investment money, the current state of crypto, SBI's plans, and how crypto should change if it's to avoid the ire of world governments. Of course I also throw in my prediction for 2018 about these trends. Hope you enjoy! Please leave any feedback below & feel free to share with others. Thanks for sharing on other platforms as well, including FB. My blog announcements on other media: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. 34 points
    THE WINKENING!
  9. 34 points
    nikb

    Escrow!!!!

    Cool!
  10. 33 points
    https://www.nikkei.com/article/DGXMZO24535220S7A211C1EE9000/ Google translation: "37 financial institutions such as SMBC and Resona Bank will begin remittance experiments from two Korean major banks and 15th, utilizing the technology of Ripple. Using block chain technology that multiple transaction participants share and authenticate transaction history, it cuts costs by nearly 30%, and it is said that overseas remittance can be done on the same day. It is actually used between Japan and Korea as early next spring." Thanks to @GiantGox for tweeting this.
  11. 32 points
    Let me preface this post with stating that I am in XRP since 2014/2015 and believe in the technology, the strategy, the team and the use-case. However I am puzzled, like many of you, by the a-typical price behavior of XRP. It tends to hover in the 24 ct. range like it did for a very long time in the 0.6 ct. range. After breaking news it will rise temporarily and then go back to where it was. I find it hard to believe that the mass of crypto investors steer away from XRP out of 'principle' as evidenced by the price rise last may. Looking at the Polo Trollbox at that time there was the same kind of greed as you see with any P&D. I didn't notice any 'principle' Ripple have stated many times now that they do not actively control price So the idea of coordinated third parties manipulating price (as explained recently in a post by someone who met an 'insider') becomes more credible to me @nikb @JoelKatz are you willing to shed some light on the following questions? Are you as surprised about the price behavior as many of us are here? If not are you allowed to explain why not? Do you have people who are specialized in analyzing market dynamics? Are you actively investigating current price behavior? Is there something you can do from a legal, financial or technical standpoint to stop third party manipulation (if any)? It would really help me to know that Ripple is looking into it or if you can state that you are not worried at all. Thx.
  12. 27 points
    tulo

    XRP dreamers

    I remember long time ago, we were dreaming for XRP at 0.5/1$. Actually it seems yesterday but it was 4 long years ago. We were called fools, crazy. We were told that XRP is scam, BTC is the real crypto, XRP price will collapse. But here we are. The fools will probably retire soon with lambos. The "smart" will cry because they probably invested in IOTA. Happy "long time XRP holder day"!
  13. 26 points
    Google will use XRP, coinbase will add XRP, uber will use XRP, Kim Jong-un said he will fuel his missiles with XRP
  14. 26 points
    It's kind of sad to see the community so desperate for news/price movement btw (not targeting the author, but in general), I've been around for some time now, but it was never this extreme. There are a lot of threads currently literally clutching at straws, just chill out guys.
  15. 24 points
    Hey guys, i got the email too..i have proof
  16. 24 points
    I think it's exactly the opposite situation for XRP than the title suggested: the market manipulators are absent here. The trading volume speaks for itself. XRP's volume only peaks when related news hit the market, the price normally reacts with a small pump, the traders then take their profit and leave, hence the correction. The hodlers hold their position and wait for the next wave, so the volume went back to normal. The evidence is that you don't see a irrational spike of trading volume following the bull news, just the normal pumps and dumps. Comparing to other cryptos you could see: the normal volume for XRP is around 100-500M/24h, a ripple bull news normally increase this number to 500M-700M/h (lockup for example, check it in CMC's historical data). For IOTA, it's normal volume is around 100M-200M/24h, yet a single (single!) Microsoft news gave it around 2000M/24h and now still sitting at around 800M/24h. For LTC, a 3000M/24h volume went out of no where since yesterday, comparing to the normal volume around 300M-500M/24h. For me these are the evidences that proves manipulators play a major role in other altcoin markets, and in turn they prove their absence in XRP markets. And further, it's quite logical for them when you think deeper: they wouldn't touch XRP markets because the big stabilizer: Ripple's large XRP position. They would suffer a hefty loss if Ripple decide to retaliate their manipulation attempt. So to sum it up, in XRP market, if there is a manipulator, it's Ripple; If Ripple wouldn't do that, no one dares. Judging from the perspective of trading volume, I tend to believe Ripple haven't done any manipulation in the past.
  17. 23 points
    Who better than the most beloved cryptography genius, MVP of coding, limousine riding, jet flying, Oracle Arena strutting, kiss-stealing, wheelin' n' dealin' son of a gun to make the partnership announcement? Nobody. Let's hear those household names during the live stream.
  18. 23 points
    When the CEO of a FI valued in billions and billions of dollars says he's all in, you simply shut up and listen.
  19. 23 points
    The effort you refer to is to crack what are known as “brain wallets.” These are wallets derived from passphrases, or other information people memorize. You can generate such a wallet on Ripple, but I’d advise you not to for the simple reason that your wallet is as secure as your passphrases and if it’s somethinf you memorize, it’s almost certainly not secure enough. Ripple seeds are 128 bits long. That means that there are 340,282,366,920,938,463,463,374,607,431,768,211,456 possible keys. The number is obviously so large as to be nonsensical. So let’s try a thought experiment. Let’s say you had a billion computer and that each of those computers were capable of checking a trillion keys per second. And let’s pretend you didn’t have to worry about power, cooling, managing or anything else. You just pressed a button and your 1 billion computers went to work searching through all of those keys. To check them all would take you over 10 billion years... Bottom line: if your key was generated randomly, the chance that it can be cracked as so small that you can safely call it zero. — Postscript: Note that the above calculation roughly holds even if your machines are full-blown quantum computers. Of course, given general purpose quantum computers capable of running Shor’s algorithm won’t use a brute force attack like what I describe. They will make other attacks possible. While such attacks are not a risk today and won’t be a risk tomorrow, we’ll work to migrate to post-quantum cryptography before it does become a quantifiable risk. For more fun math and ridiculous hypotheticals, check out my earlier post.
  20. 23 points
    nikb

    Escrow!!!!

    I'm pretty sure that the date was predetermined. We aren't clairvoyant.
  21. 22 points
    No ****. XRP just hit $1.00 on BTCMarkets.net. It happened too fast to get a screenshot but it was 1 DOLLAR!!! As I write this it's settled around $0.55 so there's gonna be a whole new generation of XRP haters. FYI USD / AUD is about $1.00 / $1.32. That's USD $0.76 / $1.00 AUD
  22. 22 points
    I had a recent trip to Seoul (in South Korea) to meet up with a local friend there. I know that XRP is widely traded there but what I didn't expect was the high level number of people having XRPs. So my local friend brought me to restaurant serving really good "kimchi jigae" tuck in the local neighborhood corner. After having one of the best Korean cuisine for a long while, I offered to pay for such a good meal..using my Visa?, no of course not, let's try paying with some digital asset. . We considered using BTC, but the transaction fee alone may end up costing more than the meal! So we decided to use XRP, since many Koreans knows it and accepts it. I'll pay at the prevailing XRP exchange rate..... I challenged him to test the speed of the XRP transfer vs his Korean bank card Visa Pay Wave. So, I told him this, "Let's get all our wallet address ready, when you touch your Visa card on the terminal, I'll press send XRP to you!". On a count of 3,2,1, he touched his Visa and I press on Send. Visa's payment went through within a few seconds with a beep....and just right after it, my XRPs appeared in his wallet , Magic ......WOW!! XRP was that fast and super reliable...and guess what, the transaction fee was so negligible that even my Visa exchange rates couldn't match! No forex fee to lose on, extra bank charges and etc etc. Speed and cost..XRP wins hand down. We were like kids playing with our new found toy. The lady at the counter smiled at us and I told my friend to translate it to her in Korean "Why aren't you accepting my XRPs for your good food yet?" ...Her reply was just priceless .." I'm just waiting for that XRP payment terminal!!" I head to the airport, excited to share this experience...Sometimes, it pays to visit and understand what's happening on the ground in other parts of the world. XRP is ripe for P2P transactions, whether the banks wants to use it or not (oh..they do want it soon!!) We are the XRP community, not just keyboard warriors. And by the way, if I had use BTC payment, it would be one damn expensive meal and my friend won't get anything not until after I touchdown in another country..because its really slow! Share it with your friends! Create your own local story and tell us, fascinate us on how creatively you can use your XRP. On to my next country...China
  23. 22 points
    Amigo

    @Hodor, Ripple is calling for you!!

    @Hodor, Ripple is calling for you..! And if you're not into it fulltime, share the seat with @TplusZero or @TiffanyHayden 😉 https://ripple.com/company/careers/all-jobs/#writer-and-social-marketer
  24. 22 points
    nikb

    Escrow!!!!

    Andi: submitting the transactions probably took a few minutes; most of that time is probably attributable to the human factor ("ok, now we'll execute the 3rd escrow..." type of thing) and being extra careful. Take out the human element, and it'd have taken seconds. The the XRP Ledger just kept ticking along, closing ledgers every 3.5 seconds.
  25. 21 points
    sven12345

    It's Happening? The Zerpning!

    New decoration for my house <3
  26. 21 points
    mars75

    Ripple - Lyft & Uber

    Ripple with Gates Foundation: https://www.xrpchat.com/topic/7598-ripplegates-foundationindia/ Ripple in India: https://www.xrpchat.com/topic/9189-ripple-india/ Ripple in the UAE, Bahrain, and Singapore: https://www.xrpchat.com/topic/9760-ripple-singapore-bahrain-the-uae/ Ripple in South Korea: https://www.xrpchat.com/topic/10628-ripple-south-korea/ Ripple with VISA, MasterCard, AliPay, Tencent connections: https://www.xrpchat.com/topic/12720-ripple-marqeta-visa-mastercard-alipay-airwallex-mastercard-tencent-uk-eu-sepa-zones/ ***THIS IS ALL SPECULATION*** Back in 2014, Cross River Bank became one of the first U.S. based banks to use Ripple to offer itself and their customers, real-time international payments between the U.S. and Western Europe. https://ripple.com/ripple_press/cross-river-bank-to-integrate-ripple-for-real-time-international-payments/ Since it's formation in 2008, startups have sought after Cross River's services as the bank allows access to payment rails and wire systems. Allowing new companies to focus on customer acquisition and growth rather than meeting financial regulations. The bank has become so desirable for fintech startups that back in November 2016, investors such as Battery Ventures, Ribbit Capital, and Andreessen Horowitz (Ripple Investor) raised $28 million for the bank. Thus allowing the bank to have more capital for their investors fintech startups to take advantage of. https://techcrunch.com/2016/11/01/cross-river-bank-gets-unconventional-validation-with-a-28m-vc-round/ Cross River does not only offer finacial support but the bank offers several services to companies with one being in the consumer mobile payment area. Ben Isaacson of Cross River continued to share, http://www.tearsheet.co/payments/how-cross-river-bank-plans-to-bring-mobile-payments-to-business-customers The development of this area for both Uber and Lyft has been of upmost importance for them for years now. It's what lead to the development of Uber's InstantPay and Lyft's ExpressPay but even then, these services don't fully meet the demand. & https://www.paymentssource.com/news/lyft-claims-most-faster-payment-strategies-do-not-fit-its-needs Uber and Lyft have even gone as far to say they are willing to develop their own mobile wallets due to the lack of solutions in the current market. https://www.paymentssource.com/news/will-uber-and-lyft-build-mobile-wallets?tag=0000015d-197c-d359-a9df-9b7c1b670000 With speculation of both Uber and Lyft developing their own mobile payment wallets, there is a tie to Ripple besides Cross River Bank. Back in 2014, there seems to be evidence of an apparent pilot conducted by Ripple employees that revolved around the business models both Uber and Lyft employ. One could argue that the reason it never became adopted and used back then was due to the network being unable to scale (a problem that has now been solved this year). Whether or not it was a pilot conducted with Lyft, it shows the potential application of XRP in their business model. And to reiterate an extremely important point, XRP application is highly desirable in high volume, low value transactions. https://bithomp.com/explorer/rHXDjZwx8VNiPv5UqanfgZEm1KKoPdSknn https://bithomp.com/explorer/rhhu5WsKNvBXAZAQYEx8bpLhNVdkryipiH And this past November, one headline in the news in regards to Lyft caught my attention. "Lyft announces its first international expansion" http://money.cnn.com/2017/11/13/technology/lyft-canada-toronto/index.html "Ride-sharing app Lyft, which has seen its market share surge in the last year as rival Uber has struggled, is expanding outside of the U.S. for the first time with plans to launch in Toronto." http://fortune.com/2017/11/13/lyft-expands-into-canada-toronto/ It'll be interesting to observe as time passes on whether or not Uber and Lyft will ever publicly adopt Ripple technology for their payment systems. But from a technical and finacial standpoint, adoption would resolve many of the current issues both companies face when it comes to achieving real time payments solutions. High volume, low value payments...
  27. 21 points
    I read it and read it and read AND read it . . . and I have not found any "X" in it yet . . . A lot of "R" though and some "P".
  28. 21 points
    Price is not the arbiter of progress. Would it be nice to see XRP achieve massive gains day after day like some other cryptos? Sure. But I don't need that to hold (I have other assets I can watch moon, diversify). Was true when the price was $0.0044 and it is still true today. Ripple has always built its case on utility and usage and so each announcement is met with "but they're not using XRP". Might Ripple be manipulating the price downward? Maybe, cannot be proven or disproven currently. We know other assets are being manipulated upward. Which asset has better long-term price prospects? One that is being manipulated downward against significant interest and progress or one that is being manipulated upward by manufacturing limited supply and increased demand? At the end of the day given the FinCen ruling in 2015 I'm guessing Ripple is doing everything it can to avoid to ire of financial regulators. There are so many XRP holders that are so down on XRP yet they continue to hold. I honestly don't get it. Simply sell and walk away. That's what I've done with countless other tokens. Sold Sia at the top when I thought the team made a disastrous decision to focus on their own ASICs. Why sell when an asset is mooning? Because current price is not the arbiter of progress or the future success. Repeat after me "current price is not the arbiter of progress or future success".
  29. 20 points
    "Remember....december 15 will be the day of demonstration for mobile app payment powered by @Ripple on Nikkei Morning Plus (JP time) #xrp #ripple" https://twitter.com/cryptfx/status/941246513522524161
  30. 20 points
    googo

    apparent leak regarding coinbase

    It seems a coinbase customer service employee leaked this today...
  31. 20 points
    Mercury

    It's Happening? The Zerpning!

    I am henceforth creating a new term- the zerpning. When a long promised/ expected zerp price raise actually happens.
  32. 20 points
    WillyCracket

    Let me reassure you.

    Currently i hold a decent amount of 8 different coins, each have their pro's and con's, rises and falls, FOMO & FUD, hodlers and traders, lover's and haters. So holding so many different cryptos i lurk around the chats and forums reading news, updates & speculations. The people are the same. As passionate as you are about your investment, so are others about theirs, and just as worried as you are, so are they, and just as you talk up your crypto and pick out the faults in their coins, they also do the same, it's a natural emotion to want to see your judgement, investment and group to succeed. It's human nature. So just some reassurance points. a) - Your are fortunate enough to have some extra money to invest, many people live week to week and cannot save a dollar. That is a blessing. - You are fortunate enough to have the intelligence and vision to be invested in crypto, many people haven't got it yet. That is another blessing. c) - Your investment will increase over time. Crypto is not going anywhere, it is here to stay and the way of the future, mainstream is still to come so you are still in early, it can only rise from now as it has been. That is another blessing. d) - Your money is working for you, forget it and don't worry. Let's say you had enough of the stress and heartache, gave up and cashed everything in. Then what? Let your fiat sit in the bank or in your sock drawer? Spend it? No more following the market or forums, no more excitement, out of the crypto community. There are few investments today that will give you an ROI like this, that is another blessing. e) - i should have titled this count your blessings. So HODL my dear fellow investors and smile, you have so many blessings to be greatful for. Here's to an exciting 2018 👍🏻
  33. 20 points
    https://ripple.com/insights/ripple-escrows-55-billion-xrp-for-supply-predictability/
  34. 19 points
    Nikkei https://www.nikkei.com/article/DGXMZO24535220S7A211C1EE9000/ [Google Translate]
  35. 19 points
    Byrd

    Launch of Ripple (XRP) Trading on CEX.IO

    https://blog.cex.io/cryptonews/ripple-trading-cex-io-16801 Today we are happy to introduce a new coin on our platform. From now on, you will be able to deposit and trade Ripple (XRP) on CEX.IO. The available trading pairs include: XRP/USD; XRP/EUR; XRP/BTC.
  36. 18 points
    Over 50,000 searches today. it is picking up some major mainstream attention. All ABOARD! https://trends.google.com/trends/hottrends#pn=p1
  37. 18 points
    I trust you only because you have a few hundred posts and have been around for years
  38. 18 points
    I suspect there are large holders not or no longer affiliated with Ripple that engage in big dumps when the price is rising and reaccumulate once the price has fallen. Many new entrants to xrp are interested in very short term returns so they don't hold for long. If everyone held the large whales wouldn't have such an effect on the price. Be patient with XRP guys, you're riding a winning horse. Reality has a way of intruding upon hype and speculation.
  39. 18 points
  40. 16 points
    The Very Beginning Shift/Shift Payments Since 2014, Ripple has been experimenting on multiple projects developing a debit card that would allow owners to easily spend their digital currencies. It first began as a joint effort along side Shift Payments to create the "Shift Card". Which the project was focused on https://ripple.com/insights/a-debit-card-powered-by-ripple/ The prototype card was integrated with both Coinbase and Ripple accounts at one point with the partners wanting to integrate the card with loyalty point programs and regular bank accounts in the future. Ripple was planned to be used for the settlement protocol for payment between fiat currencies, digital currencies, mobile minutes, etc. And in further innovation, https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ It would later be released that Shift Payments, now Shift, was introducing a VISA backed Bitcoin debit card. Suggesting the probability Ripple had been introduced to VISA long ago.... https://techcrunch.com/2015/11/20/coinbase-partners-with-shift-payments-to-issue-bitcoin-debit-card/ Unfortunately nothing came from it and the test wallets they used for the pilots have become dormant for several years. (although the main wallet has 375k XRP just sitting there) https://bithomp.com/explorer/rKbtT6j1JGjFnwkUp2Na1W8XE5Z79VsMYi https://bithomp.com/explorer/rpfFnyaChjzB8RNfT6VDYioFWfjghYXnvb Shift appears to have moved on but a possible explanation as to why nothing arose from it might be how cryptocurrencies were not favorably perceived in 2014. However one of the co-founders of Shift, Meg Nakamura added that https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ Whether they ever use Ripple or not in the future is up for debate but one of Shift's co-founders was Gregg Kidd, the chief risk officer at Ripple during the time. Interesting enough both founded Hard + Yaka, a fund that makes early round investments in exchange space startups. Previous investments? Global ID, Gatehub, Ripple, Coinbase, Shift, Bitso (expect XRPL to run thru it), ShapeShift and to our next topic of conversation.....Marqeta. http://hardyaka.com/ Marqeta Marqeta is an open API payment card issuing platform that has been enabling businesses to process credit and debit card payments. Marqeta has been establishing itself as a big company that has attracted notable clients and investors to utilize it's technology. Facebook and Oink are example of clients while this past July, VISA made a strategic investment in the company and formed a partnership to drive further innovations in commercial and consumer payments globally. https://techcrunch.com/2017/07/26/visa-marqeta-25m/ http://www.businesswire.com/news/home/20170726005359/en/Visa-Marqeta-Form-Global-Partnership-Drive-New https://www.pymnts.com/news/partnerships-acquisitions/2017/visa-and-marqeta-partner-to-transform-global-card-issuance/ https://techcrunch.com/2013/05/16/powering-the-facebook-card-marqeta-raises-14m-from-greylock-israel-to-recreate-the-starbucks-loyalty-card-for-merchants/ Marqeta is compatible with the Discover, MasterCard, and VISA networks. https://www.marqeta.com/api/docs/VhypzxwAANwA_Vgx/cards The CEO of Marqeta, Jason Gardner, has been very vocal and supportive of blockchain technology and it's possible applications. adding, It was also revealed in January 2016 that Marqeta had been working with Ripple on a defunct debit card product that would allow users to spend cryptocurrencies at traditional points of sale. https://www.coindesk.com/marqeta-ceo-bitcoin-blockchain-tech/ With the test wallets to prove this collaboration, https://bithomp.com/explorer/rwEFnxs7GQsHXBG9ARZNYcmBkZc81zphMC https://bithomp.com/explorer/rwYx6Mp1n8yMbGN9K4MkHsSNvibK4MPjQF (being really active last year and even doing fiat exchanges between USD and JPY) Only time will tell where this collaboration will lead to but it's safe to say that Ripple has really positioned itself well in regards to VISA and Mastercard. And one other interesting development has been Marqeta's new partnership with Ali Pay. https://www.finextra.com/pressarticle/71286/alipay-joins-with-marqeta-for-us-payments-play https://paymentweek.com/2017-10-27-alipay-marqeta-team-alipays-payment-processing-ambition/ http://www.businesswire.com/news/home/20171020005664/en/Alipay-Taps-Marqeta-Expedite-Payment-Acceptance-Retail One notable thing did occur (and is accelerating as we speak) this past March, Ripple introduced Payments Channels into the RCL/XRPL and ILP. Thus allowing the XRP Ledger to scale, https://ripple.com/insights/ripple-continues-to-bring-internet-of-value-to-life-new-features-increase-transaction-throughput-to-same-level-as-visa/ https://www.cryptocoinsnews.com/ripple-claims-transaction-thoroughput-now/ The network has now scaled enough to sustain the amount of transactions the VISA network sustains. One last note, https://www.finextra.com/newsarticle/31227/wirex-and-sbi-holdings-team-on-japan-cryptocurrency-payments-card AirWallex Ripple partners with ties to major credit card issuers don't end there. AirWallex is an international payments startup that is based in Australia that in October, it's partnership with Ripple became publicly disclosed. https://ripple.com/ripple_press/ripples-blockchain-network-now-100-strong/ This past May, AirWallex held a Series A Round in which it raised $13 million dollars in funds for the company. These investors included MasterCard, Gobi Ventures/Partners which is one of Alibaba's investment managers, and Tencent leading the investment round. Tencent's WeChat has roughly 980 million monthly users, with users sending about $1.2 trillion in mobile payments in 2016. Along with mobile payments in China, Tencent wants to expand WeChat Pay usage to other regions including South Africa, Philippines, and Malaysia. https://bankinnovation.net/2017/04/alipay-wechat-processed-3-trillion-in-2016/ http://news.abs-cbn.com/business/11/22/17/wechat-pay-launches-in-philippines-with-asia-united-bank http://www.marketing-interactive.com/tencent-confirms-plans-to-launch-wechat-pay-in-malaysia/ http://blog.wechat.com/2015/11/25/south-africa-launches-wechat-wallet-the-first-country-officially-outside-china/ And there is one more region that AirWallex is targeting thru a formation of a partnership this past week, Europe. On December 1, AirWallex announced a partnership with Railsbank to enable AirWallex also became Railsbank's Airwallex’s VP of Europe Expansion, Michael Stachowiak speaking on the partnership shared, https://www.finextra.com/pressarticle/71788/airwallex-joins-railsbank-platform https://www.pymnts.com/news/b2b-payments/2017/airwallex-railsbank-international-payments-partnership/ Along with it's partnership with AirWallex, the previous day Railsbank was one of eleven companies to be chosen by MasterCard to be included in it's Start Path program. With Railsbank being chosen for it's ability to give companies access to global banking networks thru APIs. https://www.finextra.com/pressarticle/71779/latest-mastercard-start-path-program-includes-blockchain-digital-identity-and-healthcare-fintechs Want to know what happened on November 30? (same day of Railsbank and MasterCard's annoucement) The European Central Bank hosted a digital transformation conference that Ripple was invited to. https://www.ecb.europa.eu/pub/conferences/shared/pdf/20171130_digital_transformation_conf/Conference_brochure_20171130.pdf A panel which consisted of Banca Sella, the Central Bank of Netherlands, PayPal, and Ripple was held to speak on the disruptive potential of fintech innovations for the retail payments ecosystem. Want to know what happened on December 1? (same day as AirWallex and Railsbank's partnership) Brad gave us a nice tweet The VISA and MasterCard connections are there and more subtle Alibaba and Tencent connections to Ripple are surfacing. There's a lot of money between Europe and China in e-retail.............
  41. 15 points
    1. Two huge unannounced partnerships confirmed by Ripple 2. We've had every news about Ripple and nothing could move the price of xrp.... you have all the sudden price going up almost 5x. Billions poured in. This is clearly because of insider information 3. I've seen here others finding that Amazon uses other ripples partners services 4. During QA, when Brad mentioned Amazon, Monica winked at him and laugh and then he laughed. That was a pretty obvious sign so Brad doesn't let the cat out of his purse lol 5. Amazon slides, examples in a few slides and examples 6. Amazon does a lot of payments everyday and they are first to move with the technology, they clearly fit the criteria
  42. 15 points
    nikb

    Ripple.com down

    The web server has been given a stern talking to.
  43. 15 points
    The best explanation I have seen for Bitcoin’s market success is due to the majority of people’s blind greed. The best explanation I have seen for XRP’s seven month long market stagnation is due to the majority of people’s blind stupidity. So, in an attempt to flatter myself as neither being greedy or stupid, I am holding on to XRP until I am a wrinkled cadaver in a coffin.
  44. 15 points
    You have to remember, the vast majority of Ripple's value comes from the XRP we hold. So any deal that didn't have a central place for XRP just wouldn't make sense. You'd have to imagine some scenario where the combined company could better execute on some XRP strategy than Ripple could alone. Personally, I can't think of one, but that might be due to lack of imagination. If you're not getting the XRP strategy and upside, what are you acquiring Ripple for? The team? The team is great, of course, but since the team could leave if there was a pivot away from XRP, I don't see it being worth the $1.5 billion or more it would take. That said, possible mergers/acquisitions are one of the few things that would be kept very, very quiet. And since I'm not on the Board any more, I wouldn't have any advance notice. So, for all I know, such a deal could be in the works right now.
  45. 14 points
  46. 14 points
    tartankiwi

    It's Happening? The Zerpning!

    My reaction to todays events...
  47. 14 points
    NDA's could prevent them from doing so until both parties agree on the appropriate time. It seriously reeks of desperation around here looking for any dots that can possibly connect to potential announcements, the top 5-10 topics for the last couple of weeks have been pure partnership speculation. I really hope people have not invested more then they can afford to loose, XRP (however unlikely) can still fail from here.
  48. 14 points
    Oh wow!!! That was my 500th post and Veteran status. Wooohoooo
  49. 13 points
    nikb

    Ripple KYC and X.500 Directory Services

    Sukrim knows too much... we need to take action. Order department X to execute order 66 immediately.
  50. 13 points
    zenkert

    chase + ripple?

    If its sounds like a duck, walk like a duck, swims like a duck and smells like a duck . . . . then it is a that damn Cat again.
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