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  1. 55 points
    International Money Transfer, Remittances & X-Border Payments Conferences Link to the page Link to the agenda (pdf)
  2. 36 points
  3. 35 points
    karlos

    Warning: phishing messages.

    A reminder to never click on links that are sent via private message from unknown members. It appears scammers have created profiles here on XRP CHAT, and are pretending to be from Gatehub support. If you receive any such private messages, please make sure to report it using the "report" button: Stay safe and be careful!
  4. 33 points
    Blog URL: https://xrpcommunity.blog/xrp-news-update-moneygram/ Ripple makes a dramatic market move, partnering to upgrade MoneyGram's international payments! Read more in my latest blog: 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Ripple announces their new partnership with MoneyGram; CIMB produces a new commercial that emphasizes it 'runs on Ripple;' and Ripple releases a video for the International Day of Family Remittances; 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Ripple sponsors a new site for collaborative XRPL documentation; Standing Ovation decides to support XRP payments; Paralect assists goLance with accepting XRP as a form of payment; Secalot and Ledger hardware wallet logins can be used at Bithomp; and two exchanges - Bgogo & OceanEx - now support multiple XRP pairings. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  5. 32 points
    I had no idea it was real until a few minutes ago. But this is huge. Pretty excited to see where this takes us, both the company and the broader XRP community.
  6. 26 points
    This is really significant. Forgetting about the price of XRP for a moment, Larsen has been saying for years, "imagine if money could move like information". One barrier has been that the traditional/legacy repositories of capital have refused to trial digital asset rails at scale. This partnership suggests that a sea change is around the corner. My rent check took 10 days to settle last week, 10 days! Hopefully this a sign that those days will soon be behind me.
  7. 24 points
    Blog URL: https://xrpcommunity.blog/xrp-news-update-regulation-on-page-one/ Part of crypto going 'mainstream' is regulatory compliance! I cover this and the latest news impacting XRP in my latest blog: π†πžπ§πžπ«πšπ₯ 𝐁π₯𝐨𝐜𝐀𝐜𝐑𝐚𝐒𝐧 𝐍𝐞𝐰𝐬: The 'Financial Action Task Force' issues guidance for exchanges. 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Ripple is expanding into Brazil; Crypto Eri analyzes potential new xRapid corridors; Corporate Counsel interviews Ripple's Stuart Alderoty; and The Investment Association of China (IAC) appoints Yoshitaka Kitao as an advisor; 𝐊𝐚𝐯𝐚 𝐍𝐞𝐰𝐬: Kava announces they've upgraded Switch to support trading of Ethereum ERC-20 tokens. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Andre Ventura creates a new XRP fan video; Updates have been published about the Gatehub-related XRP theft; XRP Arcade is updated with information on meetups and a new tool for monetizing surveys; Crypto.com adds an option for earning interest on deposits; and Beaxy debuts with an XRP pairing; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. 20 points
    I hope people haven’t forgotten that MGI has an exclusive partnership with Walmart. We basically just bagged Walmart indirectly for the time being.
  9. 19 points
    https://www.law.com/corpcounsel/2019/06/12/driving-in-blockchains-legal-guardrails-how-ripples-general-counsel-works-with-regulators/?slreturn=20190513030608
  10. 18 points
    mDuo13

    New XRP Ledger Dev Site

    The XRP Ledger dev portal is not just moving to new digs, it's got a new philosophy. It's not Ripple's site, it's the XRP Ledger's site. (We're just helping.) Check out the new site and get BUIDLing! https://xrpl.org/
  11. 17 points
    zerpdigger

    Libra VS XRP

    so glad we have yet another thread on this, since the last four or five didn't quite satisfy my soul
  12. 17 points
    lucky

    Libra VS XRP

    A single for-profit company that has access to your full identity, your interests, your social network, your entire personality basically, by scanning what and how you swipe through the content that has been fed to you through your personal brainwash device (a.k.a. smartphone), now also gets access to your wallet, and your entire purchase history. It can not only make you want something, it can let you buy it with a click. The self learning algorithms will make sure you want it, and will make you click. Are we / governments just going to let our transformation into brainwashed swiping zombies that are fed and milked like cows by the server farms of Facebook happen? I don't think so.
  13. 17 points
    SBI Remit has been in partnership with Moneygram for years. I'd be surprised if SBI wasn't significantly involved in planning this deal. Also, everyone needs to start thinking about how this benefits all RippleNet partners, not just Ripple - last mile access at 400k agents in 200 countries, multi-hop considerations, etc. This is a really strategic move.
  14. 15 points
    https://krld.radio.com/media/audio-channel/alex-holmes-chairman-ceo-moneygram-international-inc-nasdaq-mgi Nice podcast about 9 minutes. "I agree, a lot of those guys are doing what we did a year and a half ago , in pilot mode and testing xrp, but we’re about to do is move this forward in a very large wayο»Ώο»Ώο»Ώο»Ώο»Ώο»Ώ." @Zerp_Legend
  15. 15 points
    ADingoAteMyXRP

    Libra VS XRP

    Anyone who's concerned about this competing with XRP fundamentally does not understand how money works. I just listened to the Libra tech lead say that "companies will pay their vendors in Libra" and I laughed and laughed and laughed. Companies could pay their vendors in Tether right now -- but they don't because that's completely insane. Moving Tether doesn't move value -- it moves a liability. As a vendor, I don't want Tether. I want money. The first thing I want to do is get out of Tether, or Libra, or Citicoin, and into real settled value, but I can't do this if there's no liquidity with that token, and there's no liquidity with that token if its value sits in an account on the other side of the planet.
  16. 15 points
    jockeyng

    Libra VS XRP

    I live in Hong Kong and I have experience in using Alipay or Tencent pay. The number 1 reason why it works so well in China is: 1) There are tons of fake RMB banknotes circulating in China.The bank notes are dirty and very old, no one wants to receive it. 2) Due to point# 1, customers already have a big incentive to use digital money. 3) The credit card penetration rate in China is low, ony rich people has credit card. Chinese like to pay with cash, not on a credit as well. I don't see there are such needs in the US as everyone has credit/debit card/Apple pay/Samsung pay already. For me, the crypto war zone is still in cross border payment. Ripple purchase of MoneyGram offers convenience, anonymous and easy way for you and me to transfer money. I have great belief that Ripple will succeed in this partnership.
  17. 15 points
    This is the one that bothers me. It sounds like Ripple doesn’t see the banks changing their position in the next 2 years so might as well build out the network in the meantime. I can live without the banks for a few years. Where this leaves all the other clients is another story. I posted about this myself on the MG rumour thread. However when I look past the original shock, the liquidity injected by Moneygram benefits everyone. This could be the catalyst for some really big changes for adoption. I’ll be watching Galg’s remittance charts really closely now!
  18. 15 points
    Eric123

    Epic Pennant on BTC Chart

    Looking at the XRP chart - God does this look juicy!!! I'm probably gonna pick up some more today. If this plays out again like it did, I'd say we are roughly in the same place chartwise as we were April 24, 2017 when the price of XRP was .03. So roughly we go up 120x from here putting XRP at a price of about $51.00 in the next 9-10 months. Might be a little optimistic but crypto always surprises.
  19. 14 points
  20. 14 points
    TiffanyHayden

    Jed McCaleb & XRP

    At one point, Jed had donated a significant amount of XRP to some type of charity. In his agreement with Ripple, he won't sell XRP if that charity is selling. Either he can sell XRP or the charity, but neither at the same time. The charity was selling so Jed stopped. Once the charity stopped, he resumed. There is no reason to speculate on hidden agendas or secret plans. Both Jed and Ripple have moved on.
  21. 13 points
    $1 Long term target??? XRP could get to $1 in a day.
  22. 13 points
    XCURRENT or is this SWIFT GPI? https://twitter.com/yesillhavesome/status/1139797424547880960?s=21 Global Real-Time Cross-Border Remittance (Payment & Simultaneous Settlement) "We clear and settle around $2 - $5 TRILLION per day" "Q2/Q3-They are doing mass enabling. They will light up all their cores simultaneously" - Jim Aramanda https://www.aba.com/About/Pages/default.aspx ABOUT: The American Bankers Association is the united voice of America's banksβ€”small, regional and largeβ€”that together employ more than 2 million women and men, hold nearly $17 trillion in assets, safeguard $13 trillion in deposits and extend more than $10 trillion in loans. ABA believes that government policies should recognize the industry’s diversity and role as drivers of economic growth and job creation. Laws and regulations should be tailored to correspond to a bank’s charter, business model, local markets and risk profile so banks across America can serve their customers and communities. Through a broad array of information, training, staff expertise and other resources, ABA supports America’s banks as they perform their critical role in energizing the economy and helping communities thrive. ABA Payments Forum: From Operations and Treasury Management to Strategy and Product Development, payments are at the heart of your bank’s digital relationships. The safer, faster and more seamless your payments system, the more engaged your customers will be. However, the future of payments is dramatically changing, and no matter your bank's size, you should be focused on this crucial area. Sign up to receive updates for the next ABA Payments Forum
  23. 13 points
    Pablo

    What's Left for XRP?

    This is great marketing for Visa. It looks flash. Makes them look cutting edge and future-proof. Since Hyperledger is such an important part of the architecture, did you dig below the surface to see what is going on with the development of Fabric? It's all public domain. Do you know where they are on their roadmap, development phase, architecture? Probably not. Please look at this list of open issues and tell me that Visa is ready to upload its multi-billion remittance business onto that system: https://jira.hyperledger.org/issues/?filter=-5 p.s. I'm on the Hyperledger working groups and I can promise you there's a lot of work to be done. Happy for you to prove me otherwise. Once the software is ready, Visa then has to provide liquidity to replace their nostro/vostro accounts. With what cryptocurrency? Who would even buy it? Hyperledger doesn't have one. Nope. Please enlighten us how Visa can spin up an entire financial system and technology "near instantly". Plus, since you are the one making the assertion, the onus of proof rests with you.
  24. 12 points
    Freaky

    Ripple is acquiring MoneyGram?

    If you knew me in person, you'd see and understand I don' take this very seriously. It's a forum after all, and people get wound up very easy. I can take as much as I give. I have been invested in XRP for some time. I think it's healthy to challenge and look at the argument from the other side. This announcement is BIG for one major reason. Ripple now has the platform to prove that XRP can work on a global scale to it's intended use case. They NEED to make this work, if not it could spell bad news. Whilst there is lot's of excitement with the announcement. Now starts the hard work of proving the Use Case. Good luck and if it succeeds we all all make money.
  25. 12 points
    This validates the whole xRapid usecase IMO.. and sets Ripple up for great success with xRapid.
  26. 12 points
    I can't wait till I'm not down like 60-70% with XRP
  27. 12 points
    LeonidasH

    Bgogo exchange to list XRP tomorrow

    Bgogo exchange to list XRP on the 18th of June with BTC/ETH/USDT pairs. Bgogo is currently ranked 36th on the CMC reported volume rankings Reminder: Always DYOR before using any exchange https://www.xrparcade.com/news/bgogo-exchange-to-list-xrp/
  28. 12 points
    Many gatehub users where hacked recently. I personally know the feeling akin to being punched in the gut. My gatehub account was hacked in 2013. The 300,000+ XRP were valued around $5000 at the time they were stolen but eventually would have hit an all time high value of 1 million USD. I was unaffected by the latest gatehub hack because I alone control my crypto keys. I was an early adopter of ripple because I believed in the tech. xrpl is useful for reducing (but not eliminating) 3rd party risk. This gatehub attack was preventable by having users manage their own keys. A person can create a gatehub account and then use a 3rd party wallet to set a regular key and disable their master key. This renders the gatehub account open but restricts gatehub from signing transactions. My gatehub account may have been hacked for all I know and I'm not worried. The only way to sign a valid transaction for my gatehub account is using the regular key I've set and only I control that key. Not your keys not your crypto. When I get more time I'll post tutorials on how to use the ihilda wallet with gatehub, and how one can set a regular key/disable master and reduce third party risk. Also I'll post a tutorial on how to set a regular key for the ledger nano allowing one to use ihilda with a word list such as the one required for the ledger nano. I feel like advanced users have an advantage of knowing for to reduce risk. We need a wallet and security center where everything is explained.
  29. 11 points
    Being a PADI instructor, I can confirm that whales are real.
  30. 11 points
    jockeyng

    Libra VS XRP

    Libra is competing with banks, Ripple is working with banks. Banks have 3 choices: 1) Die 2) Work out their own crypto coin and compete with everyone in the market 3) Join Ripplenet and make a cut in the market I believe Libra is going to push more bank customers to Ripple. It will be interesting to see how this turns out.
  31. 11 points
    One thing that not many people have mentioned is that MGI has last-mile (including KYC) infrastructure at tons of locations in 200+ countries. I don't think the importance of that can be overstated - all of these "KYC" or "ID" startups that are raising millions of dollars on whitepapers just got leapfrogged by a company that can check ID, in person... So, there's some useful data and utility. Not to mention controlling input selection (interpret "input selection" however one may wish) on cash-for-crypto-with-KYC onboarding at all of those "corner stores" (workin' on it; mucho trabajo!). We've seen how excited the BTC crowd gets when they place a single ATM at a gas station in Topeka... Multiply that by 200+ countries. Just sayin'.
  32. 11 points
    Ripple sell over 200 million XRP per month - that is an income of 1.2 billion a year (?). This cost Ripple 30 million over two years, so it is not a lot of money for them. For that they get their brand in every Walmart, every British post office and more. I think Ripple have the money to keep Moneygram a float, provide a service that undercuts Western Union and demonstrate a new modus operandi for old style remittance companies MUST follow to keep competitive. Ripple can put more money in or provide preferential schemes to Moneygram to get the company running smoothly. I think they have the ability to make sure it does not fail. This is one huge advertising campaign that also develops the infrastructure of the XRP ecosystem at the same time.
  33. 11 points
  34. 11 points
  35. 11 points
    At the end of the "crypto winter" at the beginning of the year we were predicting the value for XRP during 2019. Instead of predicting a price in dollars I predicted XRP would gain against BTC. I thought that during 2019 XRP would rise from being worth 10k Satoshis to 25K or more. I could not have been more wrong because today XRP is worth less than 5K! In the last six months Bitcoin's technology and utility adoption has lagged further and further and further behind Ripple/XRP. Bitcoins problems of energy costs, centralisation, slowness, lack of scalability and manipulation at the hands of whale barons have become more and more well known to the general public. No one with common sense will ever make Bitcoin into a store of value for their savings or commercial assets. So why can one Bitcoin buy twice as many XRP now as it could 6 months ago? It makes no sense. Crypto Eri, who is better informed than most commentators, said that she had been told there is a consortium of "risk taking whales" who have being pumping BTC. If this is the case we would expect BTC to rise relative to XRP. Another well known source told me that in their opinion BTC grassroots support for BTC has been getting weaker and weaker. Both these rumours make sense and I think that this huge pump of BTC is artificially induced. My guess is that these whales are taking a gamble that if they get their timing right they can induce another rise like happened at the and of 2017, and BTC will hit new ATH well above 20K. It is a dangerous strategy because it depends on new money arriving from an influx of new generation BTC investors, if they don't arrive BTC will crash. If these whales run out of money before the general public come in to support them BTC will crash and it will drag XRP down with it far faster than it carried XRP up to .42, so I am preparing myself to watch my investment go back down to .25 or less. I will never sell my XRP, whatever is happening in the market because I do not want to risk losing them. I believe Susan Athern's predictions that if Ripple XRP captures a significant proportion of the cross border payment market XRP tokens will be worth between 50 - 300 dollars each. I think this is going to happen because XRP/Ripple are the only provider of no counter party cross border liquidity and nobody is near catching them. I have to be honest and say that I watch the slow progress of XRP with frustration, but my logical self tells me not to get emotionally involved with the prices.
  36. 11 points
    Eric123

    Epic Pennant on BTC Chart

    Lots of good things coming up - Bakkt -Litecoin's halving, Fidelity offering trading, Facebook's coin (which will introduce a lot of people to the space, although I have mixed emotions about stable coins), not to mention XRP continuously adding banks to their networks. The positive developments, the positive chart set ups. Crypto looks like it's ready to explode. Very excited about where this is heading.
  37. 11 points
  38. 11 points
    GoldenGoose

    Warning: phishing messages.

    Based upon the outstanding grammar, alone, I can confirm: It are a phishing attempts.
  39. 10 points
    Eric123

    Epic Pennant on BTC Chart

    XRP chart looking good. Got a W chart pattern going (good news) and the 100 Day EMA is going to Cross the 200 Day EMA the day after tomorrow. (Both good signs) I'm continuing to buy.
  40. 10 points
    PlanK

    XRP News Update: MoneyGram on Front Page

    Ripple was using the "Build it and they will come" theory. Regulatory authorities said: "We can sit on our arses, and still get paid". Ripple said: "Fork it, let's do ourselves"
  41. 10 points
    Caracappa

    Epic Pennant on BTC Chart

    Everything is possible in crypto Perhaps not 120x, but 119x is feasable.
  42. 10 points
    TiffanyHayden

    Jed McCaleb & XRP

    He didn't tell me anything that isn't outlined in is agreement with Ripple. That's where you should be looking for specific information. I don't remember how he described it, but it wasn't one specific charity but something with many charities underneath it, I think. I didn't ask any questions other than why he stopped selling and it was a simple answer of adhering to the agreement he made with Ripple. When that wallet sells, he will not. He has moved on. All of his XRP will be sold according to his agreement with Ripple. Both XRP and XLM are open source projects that some startups work with, simultaneously, and end up in the crossfire of people thinking it can only be one or the other. Stronghold comes to mind. Jed wanted to extend an olive branch. I was happy to accept.
  43. 10 points
    https://www.linkedin.com/feed/update/urn:li:activity:6544570783426060288 https://golance.com/faq/payments
  44. 10 points
    To get around paywalls / registration walls you can use outline.com/<article link>. Here is the link outline.com created so you can read the article. https://outline.com/8N3qFJ
  45. 9 points
    So - does this announcement also serve as a definitive proof that xrp is NOT a security? Ripple invested in a publicly traded company on a pretext of that company leveraging xRapid/xrp in production. It seems highly likely that this move might have ran into regulatory objections if xrp was in fact an unregistered security. Based on the fact that this went through, can we safely kill two birds with once stone here and conclude that once and for all that xrp is not a security?
  46. 9 points
    https://seekingalpha.com/news/3471902-moneygram-plus-53-percent-partnering-ripple For more information regarding this investment/partnership - MoneyGram International (NASDAQ:MGI) skyrockets after announcing a strategic agreement with Ripple (XRP-USD). - MoneyGram says the two-year partnership supports the companies' shared goal of improving the settlement of cross-border payments by increasing efficiency and reducing cost through RippleNet. - Ripple will become MoneyGram's key partner for cross-border settlement using digital assets. As part of this partnership, Ripple has made an initial investment of $30M in MoneyGram equity, made up of common stock and a warrant to purchase common stock. Ripple purchased the newly-issued common stock from MoneyGram at $4.10 per share. - MGI +52% after hours to $2.22.
  47. 9 points
  48. 9 points
    Isn't this bigger news or am I missing something? I know there was the Earthport purchase, but the claim of wanting to take on Swift by using Ripple, has that been stated previously? Surely this is huge!?
  49. 9 points
    One of these days people will realize that Ripple not only has the power to sell XRP into the market, they are able to LIMIT the supply as well. If the biggest stakeholders thought it made sense to do so, they might burn a great deal of XRP without much sacrifice, imho. It probably won't ever be necessary, but I don't think it's an idea that gets much discussion. Feel free to explain why it couldn't happen, if you have an opinion about this. The low price is about uncertainty....OTC sales, big supply compared to most coins, lack of valuation metrics for a new currency, etc, etc. We are arriving at price by a very old process known as supply and demand. No shortcuts available. Many ways to be wrong on the low side and on the high side, as far as predicting future price action. FOMO for cryptos in general is about to go off-the-scale, and that (I think) will make every beleaguered XRP hodlr whole and give a decent ROI for early believers, perhaps before the questions around adoption are even close to being answered.
  50. 9 points
    dr_ed

    Epic Pennant on BTC Chart

    I've been watching the RSI myself and thinking that we no longer have the downside pressure we had a few days back. Also the 8115 area I wanted to see us get back above has been crossed and we closed above it, although we have now pulled back slightly. If we do see the crossover, especially on volume, we're probably going to test the next real resistance back up around 8750-ish. If we bounce back off the 100 day and don't blow through it, I think we'll see a sell-off. All this should be evident very quickly now. Like by tomorrow (Friday June 14) or this weekend at latest, imho. I am waiting to see here before deploying cash into some new positions. Cheers and good luck to everyone.
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