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Showing content with the highest reputation on 04/21/2019 in all areas

  1. 12 points
    Today Galgitron posted a very interesting snapshot from his spreadsheet. I analyzed it quickly to give a better understanding of the numbers behind the chart. The main focus are: Remittances And Payments between: 20 - 1,500 XRP (6 - 500$) Medium Payments between: 1,500 - 15,000 XRP (500 - 5,000$) Multiple things are interesting: The increase for both segments began at the same time, around mid February (Some event may have happened to trigger such strong surges) The increases are proportionally similar, slightly stronger for small payments, which seems logical in regards to remittances There are twice more small payments of 500$ max than payments of 15,000$ max, which again seems logical (low value, high volume)
  2. 6 points
    Phintech

    SEC and escrow

    User Age: brand new Attempt to Spin News or Topic as Concern: 10/10 Troll Transparency Score: 10/10. Bitcoin Maximalist (or paid by one) Fear Factor: 10/10 Effectiveness Score: weak as F Suggestions: Rechannel your fear and protectionism to fixing your antiquated tech, living off first mover advantage. Find it’s first use case. Find a way to get it past 4 TPS. Fix it’s horrific governance. Buy some XRP.
  3. 5 points
    Although I believe i am well versed in the conceptualisation of dlt and related software i would greatly appreciate the opportunity to work with a well versed XRPL developer and gain some hands on experience. I go by OZ Crypto. You can refer to me as OZ. I'm also known as Oz Crypto on YouTube and @OZCRYPTO2 on twitter. I only speak English Australian english at that. G'day, mate, shielas, that's not a knife this is a knife all the standards. I am in Sydney so operate on AEST i am hoping to be able to share the knowledge I gain with youtube and the world.
  4. 5 points
    Raiden

    SEC and escrow

    What is wrong with you man? You're having a monologue in this thread or what? Do you need medical help? Chill
  5. 4 points
    Hello Study Group, Scott here from Love For Crypto, I Run the LFC Instagram and Facebook pages @LoveForCrypto17 and also add daily videos regarding DLT, IoV, IoT and my general thoughts on where it's going to YouTube. I can also be reached on Twitter @ScottyPMedia We at Love For Crypto are hoping to reach English speaking people online globally and are looking to set up events locally to start with. Being in the UK we're currently on BST (British Summer Time GMT -1) I would love to be part of regional Teams and sharing the knowledge through different visions. Super Excited about this.
  6. 4 points
    Hello All Im Matthew Mariano, Twitter Matthew LINY Youtube Hike-Around American living in Long Island NY EST Earth Science Teacher (18years) , Hoping to be of service to this community in any way I can. Experienced at presenting and researching information. Fascinated by this community, try to say up to date with trends and tech driven movements to keep my students up to date.. that's how i found all of you! Digital Revolution lets go!
  7. 4 points
    Truckdriver

    SEC and escrow

  8. 4 points
    Julian_Williams

    xrp frozen?

    Then quite clearly you are on a forum you believe is either a scam or inhabited by dimwits and by joining us you are wasting both your own time and ours
  9. 3 points
    Hi! I'm Bob. I'd like to present and discuss some material I have on XRP, the XRP Ledger, "rippling" payments, financial systems, money, blockchains and more. I hope you will bring your personal experience to the discussion so I can learn about new business and monetary needs. We can then discuss how best to apply "rippling" technologies to help solve those problems. My name is: Bob Way. Please call me "Bob" rather than Mr. Way. I'm also known as: @bob_way on twitter I am monolingual (English only) and tend to bias my discussion with Americanisms. I'm hoping y'all can help fix that. I'm currently in Houston, TX on central daylight time (GMT -5) I'm hoping to travel to meet other regional teams, but I'm too flaky for you to count on as an actual team member.
  10. 3 points
    The SEC, a litigation consulting firm and a law firm will participate in a panel around Cryptocurrency Regulation during the Securities Enforcement Forum West 2019. https://www.sec.gov/news/upcoming-events/securities-enforcement-forum-west-2019 http://www.enforcementforum.com/?page_id=3113
  11. 3 points
    ZeeperCreeper

    xrp frozen?

    Yup, Brad agrees. http://fortune.com/2019/04/01/the-ledger-ripple-and-jpm-coinbase-loves-stake-mining-blues/
  12. 3 points
    JannaOneTrick

    xrp frozen?

    First Iphone release date: June 29 2007 https://www.statista.com/statistics/263401/global-apple-iphone-sales-since-3rd-quarter-2007/
  13. 3 points
    Ripple-Stiltskin

    xrp frozen?

    Little did I know this was going to happen just a few hours later already. Kudos for your stamina @Lamberth
  14. 3 points
    Lamberth

    xrp frozen?

    I’d say 1 - 1.5 years after the Production release is very fast for banks. I am not holding my breath. I suspect the next bull run will have nothing to do with xRapid or its usage. Sorry, I can’t agree. Pilots are just that, pilots. Nobody really invests at that stage. Everything starts when you passed a Pilot stage and is in Production.
  15. 3 points
    @JannaOneTrick , Please don't stop what you're doing , loving the way you analyze things and break it down for my IQ level. Many thanks. Hi Five
  16. 3 points
    AlvaroXRP

    xrp frozen?

    So neither statistics nor answers, right? Yes, I have been long enough around. I am neither a troll nor fudder. I have been wsiting patiently but my patience is coming to an end for xrp. We have been told xrp would be used by banks in 2017, 2018, 2019... People can make mistakes in assumptions but doing so when you are ceo of a big company and makes these statements several times publicly something is not right...
  17. 3 points
  18. 3 points
    Baka

    xrp frozen?

    sold my BNB 2 months ago for XRP , most stupid thing I've done yet
  19. 2 points
    Jason Armbruster here ... Buffalo, NY, USA area ... I live about 30 minutes from Niagara Falls and about 90 minutes away from Toronto, Ontario, Canada by car. I'm a XRP enthusiast and Internet Marketer. I'm a medium html and css coder. I'm a novice javascript coder. I'm currently developing a XRP membership site at XRPeanuts which pays members in XRP to promote it as affiliates. XRPeanuts promotes the adoption, acceptance, usage, and accumulation of XRP Lovers! (not just HODLing) I need assistance in the area of creating a "recurring payment" button (like a Paypal Subscription button) for all affiliates to use. I can be reached at @JasonArmbruster on Twitter ... AND ... if you follow me, I'll follow you back and give you an automatic XRP TIP ... =) I speak English and some Spanish (enough to get by in a pinch). I am Eastern United States Time Zone (same as New York City). I'm looking to connect with all XRP enthusiasts worldwide that wish to promote XRP and the XRP Community.
  20. 2 points
    Lamberth

    xrp frozen?

    You never know what could potentially start the thinking process. It is always thought provoking to read posts from smart people who have reasonable doubts (or hidden agenda). Kind of miss @MaxEntropy lately. It is as if Ripple’s marketing team is led by a technical guy who thinks that you can win masses over by stating facts while many recent examples in politics teach us otherwise. Either that or Ripple is not interested in masses. Which is why it was very strange to see statements from @BobWay that he was impressed by marketing results.
  21. 2 points
    No, it’s the opposite: XRP is under hyped by some community members and that’s why it’s stuck at $ 0.30. So.........let’s hype!
  22. 2 points
    Ripple-Stiltskin

    xrp frozen?

    I’m afraid you’ll learn nothing from a few frustrated overinvested disbelievers. Wonder why they bother to continu posting their little fears and doubts. For comfort? Anyway: crypto is still very risky and may fail 100% with XRP not being an exception. At this point you believe in the potential or you don’t. In case of the latter, one should better sell and invest elsewhere as opportunity costs accumulate every hour you’re invested. Regarding Ripple’s marketing team I must confess that since the beginning ( for me july 2017) I’m not very impressed by them. There’s a certain lack of professionalism, idk, too many big or small bloopers as far as I’m concerned. The only reasons I can think of for not targetting Retail is the SEC discussion and/or retail not being the target group. But yes: a little more general untargetted exposure of XRP ( just for general brand recognition) would be nice imo.
  23. 2 points
    jag216

    SEC and escrow

    Something cannot be a security and a currency at the same time. A digital currency without an active operating utility network is, effectively, a currency without an actual country backing it up. Until that point all anyone has to go on is the promise of a company telling you there's a home country for a currency being built - it's coming soon but is not here yet. Until there is a standing stable ecosystem for utility and trade a digital asset remains a security. As for the escrow, I agree with the assessment SPQR has come up with which is that there is nothing to stop Ripple from selling their escrow in advance through negotiated futures contracts and that much of it has already been reserved in this way at a lucrative price. The escrow then provides custodial security until Polysign is fully operational. Has nothing whatsoever to do with the SEC who are waiting for network effects to reach an as yet undetermined threshold before declaring it as much a currency as BTC or ETH. My guess is that it will take a few more corridor announcements before that happens, but perhaps not many more if they carry significant volumes.
  24. 2 points
    Ripple-Stiltskin

    xrp frozen?

    Been searching for 3 hours now........ Nothing but tears.
  25. 2 points
    yxxyun

    xrp frozen?

    agree or not, Ripple company is the center of XRP, they have too much hold, too much power. in the community, many people are ripple fans not XRP fans, ripple followers not XRP followers. because the community is too young and don't hold much XRP as ripple, they have to follow ripple, rely ripple.
  26. 2 points
    Lamberth

    xrp frozen?

    This is a disadvantage of a pioneer. You waste a lot of time paving a road. Forget those 4 years, everything starts with a Production release.
  27. 2 points
    Freaky

    xrp frozen?

    xrapid did go live last October, but has been around in beta form for years before that, and certainly tested with more than afew FIs in that time. it's not exactly new. my bank had papers written about it 4 years ago about its potential for being a disruptor hence the trials.
  28. 2 points
    Freaky

    xrp frozen?

    Do a search, I've provided enough.
  29. 2 points
    AlvaroXRP

    SEC and escrow

    XRP being considered a security could be a good thing though. XRP holders would become shareholders of Ripple the company which is obviously doing better than XRP.
  30. 2 points
    36 cents? Steady on there...that's an outrageous prediction. You've been watching too many world currency conspiracy videos! Having said that, I don't see how XRP couldn't reach what some my consider the outlandish value of 34.2 cents. Once xRapid goes fully live, expect all those extra billions in liquidity to send XRP's price high into the stratosphere, bursting through the 34 cents barrier. When that happens, we'll have to do a meet-up at my local park. A local shop nearby sells cheap 3-litre cider there. We can have a party to end all parties.
  31. 2 points
    Kpuff

    SEC and escrow

    Well the issue with that is the Escrow won’t be depleted for a very very long time I’m talking like 5 years plus. And I don’t think they really care about that as long as people aren’t being scammed they really don’t care. All the SEC does is prevent the general public from fraudulent activity. That’s my take on it.
  32. 2 points
    Wow, such a pessimist. If BTC made it to 20k, XRP could very easily achieve highs of .36 or even possibly .368
  33. 2 points
    Julian_Williams

    xrp frozen?

    The answers to those questions are easy to find on this forum, yet you have been a member since May 2017? Quite clearly you are either not concentrating or out of your depth? I come to this forum for information and informed debate, not to spoon feed the feckless.
  34. 2 points
    https://github.com/r0bertz/node-xrp-tax
  35. 2 points
    Julian_Williams

    xrp frozen?

    No one has a crystal ball, we all do our best with the information we have at hand. You might not have a lot but you will go far in this world if you are willing to take risks at the same time as being level headed. 5K XRP might not be worth a lot today, but in a few years time people might say "Wow, do you really own 5k XRP? I wish I could afford to invest that much."
  36. 2 points
    Julian_Williams

    xrp frozen?

    I have nothing against others doing their own research and reaching other conclusions, and I am sure other coins will do well in the future. I am also sure that other investors will do better than I do, but quite frankly that does not concern me because I am not in a race with them. I am concerned to invest in the one Crypto that is far ahead of the others in the biggest market of all - frictionless, secure and cheap cross border payments for bank, fintech, retail, micropayment streaming.....For me it is a no brainer to stick with Ripple XRP and be patient. Well done for spotting other winners and good luck
  37. 1 point
    pvap

    Ripple's employees dumping their stash?

    Hello all, As everyone is already aware, SEC published a so called "Framework for Analysis of Digital Assets" document a few days ago. I've read it diagonally and there were red flags for XRP everywhere. You may have a different interpretation though. Because of this, some speculation came to light in the zerpbox, which I'm now bringing to the masses. This is JoelKatz wallet address: https://bithomp.com/explorer/r3gRpQRDdu7pzPhM9nDmXMgskbJ6vwTDbB Looks like he's been dumping his funds in coinbase recently. If we look closer into his past, you'll notice this tweet of his promoting Ripple: https://mobile.twitter.com/JoelKatz/status/944292967811919872 Remember the "two household names"? Right around this time he dumped millions of XRP into bitstamp. Take a look into the bithomp transaction history above to confirm this. We had a member of the community confronting him in twitter just today: https://mobile.twitter.com/DariStar2/status/1117634885332688897 I'm not keeping my hopes up that he'll reply though... It was mentioned by another user that Nick Bougalis (working for Ripple, and good friends with Joelkatz) was doing the exact same thing, but no wallet address was posted (maybe someone else in this forum knows it). And last, but not least, Joelkatz himself once stated that most Ripple employees had their bags either in cold storage or in Gatehub. Well then, check this recent transaction history from one of the whales: https://bithomp.com/explorer/rHBJhToGaESqiV9K1wydyoSPZNn7K2CcM3 What conclusions can we make from this information? Feel free to add anything I may have missed. Regards, pvap
  38. 1 point
    Trendkill

    xrp frozen?

    5 years time typically takes about 5 years to process.
  39. 1 point
    Prediction where XRP would be if Bitcoin go again to 20k I think it would be between 1 and 1.5 (I am hoping for higher, but every logic tell me differently) The catalyst that drove XRP to $3 are gone ("crazy" south koreans with their premiums, big hopes what miracles coinbase could do). Also i guess people in last year and half also learned that ripple products didnt move XRP not even a dime, price was dictated by bitcoin. Sorry if you take this as fud, i still hold 70% of xrp compared to half year ago, but lies and misleading on this forum made me trade part of xrp in last half year to some other crypto. I also bought new crypto with fresh money in last half year, but it was "other crypto". I am still hoping on miracles, so if someone asks "why you didnt convert all xrp if you think so", my answer is: I still have hopes, so I converted like 30%, but all new bought crypto with fresh FIAT is other crypto (bitcoin, ether, binance coin, dash and trx), so i guess with new fresh, not my xrp is less then 50% (but still no1...at least for now)
  40. 1 point
    I'm worried that these good honest people are working too hard. So many panels and fireside chats, how do they find the time? What if they "burn out"?
  41. 1 point
    EcneitapLatnem

    SEC and escrow

    Also, as we allow fud to stream through this site.... let's not ignore the ones who attempt to question the fud.... you can't have it both ways..... right? Also, quit attempting to harm my account.....
  42. 1 point
    EcneitapLatnem

    SEC and escrow

    Have you thought this through?! If so, please let me know what you have thought through....
  43. 1 point
    EcneitapLatnem

    SEC and escrow

    Also, the more I look at this, the more I believe you are being silly.... come on..... you're being silly, right.... ?
  44. 1 point
    Freaky

    xrp frozen?

    Regarding Point 1. XRP is not critical to their success. As long as they are selling software licenses they are making money. Whether people flick the switch within the software to use xrapid or xcurrent is irrelevant to them.
  45. 1 point
    Truckdriver

    xrp frozen?

    Do you honestly think there has been no progress? When you look at where the company started and now how many companies are now using their technology. I find @LeonidasH blogs brilliant as a recap of progress. It certainly can be frustrating when you see others ahead, but is there any substance behind their tech or are others waiting for your money and leave you holding the bag. Many good people on here spend the time to share news they have found but it is up to each of us to DYOR. This is a marathon and we're only at the 5 km mark.So I find your comment a bit unfair to the members that have contributed so much, but we are each entitled to our own opinion. Perhaps you could share some worthy information then? Looking forward to your contribution.
  46. 1 point
    yxxyun

    xrp frozen?

    I also didn't like people here keep saying banks FIs, it's good news for ripplenet, for ripple company, not XRP ledger, year after year, they still not use XRP ledger, what stop them now will continue stop them to use XRP in the future. the JPM coin is a good example. xrapid volume is too small on XRP ledger. xpring is another way to sell XRP and maybe some good projects will show up , let's hope it's not too late, better than nothing.
  47. 1 point
    Freaky

    xrp frozen?

    I personally don't believe the answer to those questions on this forum are accurate in any way, shape or form.
  48. 1 point
    Good morning everyone! If you have been following me here, you'll soon realize that I invited some new people to the club from all around the world. I hope you will welcome all of them as graciously as you have me. One of those new members @Kerin_Way is my son Chris. He's joined to meet the community, learn, and to help me get organized and moving forward more productively. He'll be introducing himself shortly. Thank you again to the operators and mods of XRP Chat who have created this awesome space for me organize (in theory ) my discussions with the XRP Community. --- To those who are new to "Bob's Book Club". This is my presence thread. I post what I'm currently thinking about and working on here. Part of that is vanity. But mostly it is just to keep people informed while they are patiently waiting for me to respond about a topic they are passionate about. The rest of the "book club" is made up of topics and questions that members of the XRP Community have been passionately interested in. I've done my best to answer those questions and explain those topics a thoroughly as I can. Please continue asking new questions if you read something you don't understand. For those wondering how this all got started. Hi! I'm Bob is the original 50 page introductory post I made back in early March. I hope you will all find something interesting to read while we are all getting organized. --- This morning I'm working on a longer post explaining how my original goal of "writing a book" has morphed into a broader mission of increasing the worlds understanding of "rippling payments." This topic includes XRP, the XRP Ledger, ILP, Ripple, COIL, money itself and the current financial system (both how it works and what it lacks). I'm also going to explain how I've come to believe that simply my writing a book will not affect the change I would like to occur. I simply would not be a sufficient medium to meet everyone's learning needs. I'm also working on a post introducing the awesome study group members who responded to the video I posted above at the beginning of the week. Thanks to all of you! Especially the ones that now have to track yet another social media account! I know coming here will be worth your while. --- I'm going to be continuing discussions about the "study group" here in this club. I'd like existing club members and the broader community to be able to follow along. This is also where I'll be posting and/or linking to the material I present and the recordings of our sessions. I'd like this club to continue to be the initial place where new XRP Community members come to ask questions about "rippling payment" and the material we'll be jointly creating and discussing .
  49. 1 point
    Milly238

    xrp frozen?

    Maybe
  50. 1 point
    But x-rapid is basically wash trading. Its buying and then immediately selling. There's isn't enough volume on earth to support anything near $10,000 xrp.
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