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Showing content with the highest reputation since 04/26/2019 in Posts

  1. 54 points
    TiffanyHayden

    Tiffany Hayden

    I think it's strange how much people care about this. After carrying kids around on my right hip for so long, I am used to using my left hand for things. Since I don't actually have a camera crew that follows me around, that's how left-handed pictures turn out. I don't like posting pictures of myself nearly as much as people like to chide me for. I don't like it all. I hate it. Try and find a picture of me in my 20's or even in my early 30's. Do you think any woman thinks "Now that I'm 41, it feels like a good time to start taking pictures of myself to share online in a predominantly (young) male industry, filled with vitriol, that scrutinizes every breath I take, and actively hates me?" No. I do it DESPITE that. Contrary to what dude's with middle-aged, single mom fetishes may think, I post pictures for the women. Like attracts like. I want to be visibly present and this is the best that I can do. People who like to talk about all of the attention I crave are never able to explain why, then, have I turned down every single interview request over the years? I push myself to be as personable as I can be because I want to be understood and I want to be visible to the other "regular people" in the world. Agreed. I was embarrassed at some of the comments and behavior coming from XRP supporters. It would be analogous to one flavor of Bitcoin making fun of another flavor of Bitcoin because their mempool was full. Same thing could happen to you, dude. Even more importantly, those people failed to recognize that the Stellar network SUCCEEDED, as designed, and stopped forward progress until it was safe. That was a victory for anyone championing Consensus over PoW. Thank you for this. Up until recently, I have never *only* liked XRP. One of the main features of the XRPL that originally attracted me to it is that it's currency agnostic. I am uncomfortably open about things so people don't have to speculate. I try really hard to do the right thing, knowing full well that not only are strangers online watching closely and judging, but my 2 kids as well. They are teenagers now and I have to atone for all that I do. They read every word written about me. I am sad at the way Bitcoin turned out. I didn't get involved in crypto to make a financial investment. I have always been poor. When the financial/housing crisis hit, I had a baby and a toddler and I felt terrified and helpless. The houses on every side of me went into foreclosure. They stayed empty for a long time. When somebody bought the house next door, they bought it for $12,000. When learned about Bitcoin, I latched on like it was a life raft. This is the Bitcoin that I was out evangelizing for: The entire article is good but it turned out to be ********. I was hopeful when Bitcoin forked that there was a chance to salvage it, but then Craig Wright showed up and there was just more infighting than I have the energy and capacity for, mostly because being an XRP supporter has been so damn taxing as well. And it's gotten worse lately. Nonstop **** like this. I don't know why, but as crypto enthusiasts poor into this space and grow in their knowledge, thoughts and reasoning, new XRP supporters have taken a different route, embracing ignorance and deciding to hunt cartoon bears and create conspiracies instead. Jed reached out to me, in a sincere way, because he felt misjudged by me and wanted a chance to be heard. I have no reason to hate him and everything he touches into eternity. Life is short and I don't enjoy fighting with people or holding onto hate. The second news broke about Steller and IBM, everybody was trying to make it sound like a loss for Ripple/XRP. Good news for Stellar doesn't mean bad news for Ripple and vice versa. I'm not willing to spend one second getting into an XLM/XRP ******* match. And I don't want to participate in the cheering that goes on whenever another project stumbles. I learn by doing and I'm here to learn. Because, for the most part, if one of you gets screwed over, nobody will care. I have a small platform and try to use it to amplify the voices that don''t get heard. I disagree. Neither my opinion of Ripple nor XRP has changed. It's because I am secure and feel confident in XRP that I don't feel the need to hate everything that isn't XRP. There are lots of cool projects popping up everyday. I think it's exciting and I definitely want to be a part of it. I don't view crypto as a spectator sport.
  2. 51 points
    Dear XRPChat, I had planned on making another prediction of Q1 sales before the quarterly report came out, but unfortunately, my day job has been keeping me very busy so I didn't have the time needed to attend to it - and I had problems with my analysis that I didn't understand and that I hope I have rectified now. In my previous posts Analysis of Ripple's XRP sales and 2018 Q4 analysis, I summed payments from wallets to XRP-II to see what the quarterly payments were, and to total them up to see if they matched the sales figures announced by ripple. I had expected to do the same for Q1 2019, but the numbers looked wrong, my correlations were not consistent and the sales figures as a % of coinmarketcap volume didn't look right. I have extensively rewritten (and improved) my software and now have new findings that I feel confident enough about to share them. First, lets remind ourself of daily sales by ripple - in previous threads I found a strong correlation between yesterday's trading volume on coinmarketcap and today's sales (transfers) to the XRP-II distribution wallet. I identified 4 wallets that appeared to sum to about the right amount to explain the sales figures in the quarterly reports. Those wallets were referred to as RP1, RP2, RP3 and RP9. I refer the interested reader to the links above to find further details. If we plot the daily payments from those 4 wallets into the XRP-II wallet (XRP-II being the legal entity licensed to sell XRP to exchanges and customers and is presumably responsible for the programmatic daily sales as well as any number of other sales that we know little about). Here's what the sales look like from April 2018 until today, Note the line plot (linear, left y axis) is the sum of all the individual payments represented by dots that are logarithmically plotted (right axis). I found a strong correlation between the sum of payments and the coinmarketcap exchange volume, scaled by a factor that was around the 3% mark. I was intrigued by the drop in sales around mid Sept 2018 that preceeded a large jump in price and volume a week later. My hypothesis was that the drop in sales might be responsible for part of the rise in price (supply/demand). The sales pattern continued, largely unchanged until this year, though there are many wallets that transfer into XRP-II and they change over time, so it is difficult to be certain as to the true nature/volume or reason for the sales taking place. Please be aware that the graph above shows payments INTO the XRP-II wallet, and not out - this is because there are many more payments out and I was trying to identify that portion of sales that represents the daily programmatic sales. For the reasons I've just mentioned, it's too hard to be certain of any motives for individual wallet payments, so instead, I shall focus on payments OUT of XRP-II. Let's have a look at another plot, this time I plot all transfers OUT of XRP-II going into exchange accounts. I am grateful for the google sheet provided by @Silkjaer for a list of wallets that I have used for my assumptions of exchange addresses. You can immediately see that the payments to exchanges is very numerous. The summed total is shown by the solid line and the axes are consistent with the first plot. The totals also follow the same pattern as the sales into XRP-II from the subset of wallets, but is much higher as we are now including other payments from other wallets that are passed through and then go on to exchanges. Let's now show a more interesting graph - this has plots of the total exchange volume from coinmarketcap in green, I have normalized the plot to have the same area under it as the summed total of payments into XRP-II with a time shift of 1 day to show the correlation of the two graphs. The lighter blue line is the RP1,2,3,9 payments into XRP-II and the darker blue line is the summed payments out to exchanges. You should hopefully be able to see that the correlation between XRP-II payments and exchange volume is very strong, however, the correlation starts to break down in Q1 2019 and deteriorates further in Q2 2019 - the reason why my earlier correlation plots failed to give (to me) satisfying results. I have highlighted 3 regions on this plot. The first is in Sept 2018 (grey bar) when the sales from XRP-II virtually stopped. I speculated at the time that the xrp price (shown in the above plot as the black solid line) dropped to a low value for the year and probably ripple wanted to support the price by holding off sales temporarily. If that was the plan, then it worked very well as there was a massive jump at the end of Sept that still defies any reasonable explanation. So many news announcements are constantly being made about partnerships with ripple and events taking place that it is hard to know what might have triggered the rise. The second (grey bar) highlighted region in the plot is in May of this year - the difference between the green (coinmarketcap) and blue lines become very clear. Ripple shut down sales significantly again this month, and we have seen the price rise from ~30c to ~40c. I begin to wonder if my earlier hypothesis might have been correct, but sadly, two events is not enough for a 5 sigma announcement! What else is interesting in the plot? - the red shaded rectangle represents a point where the price of bitcoin was pumping hard, the exchange volume for all coins soared, but the price of XRP did not move very much. Why is that - we can see that the two blue lines rise well above the green one as ripple increased sales significantly - I speculate that they did not wish to see the price shoot up as we saw in Dec 2017, only to fall down again after the pump/dump/fomo/madness was over. Another interesting piece of data is revealed in the plot - the red crosses are payments from exchange accounts BACK to XRP-II - this hardly ever happened in 2018, except for a few scattered points in the year and a cluster of them around Sept 2018 when the sales halted. It is my second hypothesis that ripple have changed strategy during Q1. Prior to this, we see an almost constant sale of XRP proportional to exchange volume, during Q1, particularly after Feb 2019, the sales deviate from a simple pattern and we see returns from exchanges back to XRP-II. It would appear that their algorithm is smarter now and is trying to adapt better to market fluctuations rather than just continuously sell every day. Do we have any way of corroborating this? well, I'm glad you asked. Here's another graph, this time I take a sliding window of 10 days worth of data from XRP-II sales, and the same 10 day window of data from coinmarketcap exchange volume and correlate them, normalize them and plot the scaling coefficient. This gives us the XRP-II sales as a % fraction of the coinmarketcap volume in a running plot and we can see the fluctuation in sales as time progresses. The solid line shows the closing price of XRP, the two dotted lines are the running scale coefficients of the daily % of sales from XRP-II - the red is RP1,2,3,9 the green is ALL payments from exchanges (subtracting the return payments shown by the red crosses in the plot above). Now we can see quite clearly the event in Sept 2018 and the massive drop in may 2019. what is now apparent is Feb-May 2019 there was a large increase in sales as a % of daily volume. Throughout 2018, the red line holds reasonably closely to 0.15% of daily sales, which is fairly consistent with the figures quoted in the ripple quarterly reports. In Q1, things start deviating, and Q2 is all over the place. The drops in Sep 2018 and May 2019 are both followed by XRP price rallies. I added a dottet line at 0.05% of sales just to show how low the sales have dipped. What do I conclude from this... Ripple have changed their selling strategy to better adapt to market conditions and during March/April they increased quite significantly the sales, presumably to smooth out market pump/dump peaks and troughs. Financial institutions do not want like price fluctuations as it increases their cost of holdings - something we should all be grateful for as we want banks to buy in, not run away. Price fluctuations can also increase lay-off costs for market makers which also negatively impacts the market. (We're in this for the long play after all). There has been a slight decoupling over the last month or two with BTC as sales from XRP-II have been historically speaking very high. The large volumes we've seen did not move the price as much as one would have expected. Now would be a great time to pump XRP if whales are reading this! with XRP-II sales very low, it will be easier to move the market. Please go ahead and do this if you can. I'd like to see how high you can push XRP EDIT: I forgot to add one point - why do I think that sales have dropped in recent days? My suspicion (pure speculation) is that with the bear market seemingly coming to an end, Ripple feel safer in allowing the price to rise slightly to accommodate the new corridors they are adding. Disclaimers. All the data has been collected here by a random amateur on the internet. I do not even know for sure if the wallets I examine belong to XRP-II. I do not know for sure if the exchange address I use are correct. All the data in this article could be wrong. I might have even made it up just for giggles (I didn't but how do you know? Do you trust me?) This is not investment advice. But IMHO price rises are more likely when XRP-II sales are low.
  3. 41 points
    Once again people are freaking out because XRP has dropped below the $80 support level. $70 is on the cards in the next few days...and I can only imagine the retail panic if and when we get to that price. Yes, we hit $100 - briefly. We all knew sell orders would kick in and we'd come tumbling back down. We'd been on an incredible run, and we are due a massive correction. It'll happen, people will panic, and I think a year long bear market COULD be on the cards. Don't shoot the messenger, just my opinion. Now I've said that - just breathe in, breathe out. And let me give newer investors a quick history lesson and overview of the last 4 years, and encouraging words. I'll go over some technicals too. Apologies if you already know this, but it's all relevant. The last proper bear market was in 2018 / early 2019. Read that again. Fairly much we've been in a 4 year bull market (we used to call these "runs" as they were so short!). We've had a few bear "seasons" since then, but nothing decent. We've been spoiled rotten. Ever since the SEC gave XRP the green light in September 2019, it's been fireworks ever since. What followed was a cascade of events that were clearly just waiting for the SEC to drop the flag. The biggest reveal was xPool. This blew away the idea that public exchanges would be used for xRapid liquidity, and that banks wouldn't hold XRP. Instead, banks bought up XRP - causing its price to spike up to just under $10 by December 2019 (from a low of 50 cents in September 2019!). Banks used their XRP with a non-public exchange known as xPool. Central banks provided xPool with fiat liquidity. Banks could trade in and out of this single exchange - facilitating cross-border payments. Though non-public, xPool was fully transparent. Every bundled transaction was publicly visible. Transactions were bundled via Cobalt, with each bundle sent as a single transaction via the XRPL - where each bundle was then unpacked on private ledgers to maintain privacy for bank's customers. The transparency of xPool meant that accounting firms could audit everything with certainty (with access to each bank's private ledger too), and that governments had full transparency themselves over every single international payment made. A perfect storm for XRP was brewing. In fact, the demand for XRP became so great - from banks, central banks, institutional investors, retail investors - that XRP quickly overtook BTC and ETH in a huge wave of speculation that saw the space introduce the "XRP dominance" metric....which has never dipped below 50% since late 2019 (as an aside I met someone yesterday who flat-out didn't believe me that we used to have a "BTC dominance" metric!). XRP's price was propelled by one good news story after another. The whales who got in under $1 were waiting for a correction that never came. And so the price just kept climbing. History lesson over. I say all of this because even though XRP is due a big correction, the demand for XRP is only getting started. Microtransactions is where XRP's new wave of demand will come from. Coil is now 5 years old and since its partnership with Google - it's been the number one monetising platform for publishers. Coil has proven that microtransactions have a solid future. Next up will be M2M microtransactions on the ILP which will explode volume by at least x1000 what it is now. You read that right. Furthermore, STOs will finally be bridged via XRP so you can use your STOs to pay for anything - soon you'll be buying your happy meal with your STOs. Not only that, but the fast food restaurant will reward your loyalty by loading up your wallet with some of their own STOs. As mentioned, every transaction bridged by XRP. It's all coming - be prepared for a $1000 XRP in 2026 or so, with a nice long ride up to that price (I might take a quiet moment of reflection when we pass the $589 mark, more experienced readers will know what - or who - I'm referring to here). However, before we see those numbers, I'm sure we're going to revisit a low of $50, so hold on to your hats and do not sell. There's a decent number of whales who got in under $1 and have been waiting for this correction to sell into. Let them sell, let them enjoy their gains. Take a breather, and get ready for the REAL ride.
  4. 40 points
  5. 35 points
    Sorry to disappear for so long. The week turned out to be more involved than I thought. Just as a quick recap, I've been fighting prostate cancer. I had radiation treatment, but my PSA numbers have not responded in the way they were expected to. (down) Unfortunately, they have been trending up. This is quite puzzling to the doctor's because I caught the cancer early. It was also a less aggressive variant that should have responded to treatment easily. That has been coupled to some nagging discomfort in the area that won't seem to go away either. So last week was a bit stress inducing. I had two full body scans last Tuesday and Wednesday. The first was a bone scan and the second was a full body CT scan. The goal was to make sure none of the cancer had escaped and spread. Medicine being what it is, the scans had to be done, read by a radiologist, then relayed to my oncologist. I had to wait on the final results until this Tuesday. So in between, Janet and I decided to mitigate the stress by driving to Baton Rouge, LA to meet the awesome XRP Community there. Many thanks to @RippleWraith for setting up an awesome dinner meetup. And even more thanks to everyone who showed up despite the torrential rain and flooding happening last week. RippleWraith even brought an amazing birthday cake to top off the evening. It turns out, it is only an hour and a half more of pouring rain to make it New Orleans. So Janet and I spent my Birthday there. Her gambling (she won) and me drinking (I won!) We managed to get out of there Saturday morning just before the flooding got to NOLA. Turns out only six hours more rain to make it back to Houston! We ended up going straight to my mothers to pick up Puccini, then stayed over Saturday night to be there for Mother's Day on Sunday. Of course, the endless rain and driving broke something on the car. So Monday meant fixing that. Then staying over longer to see the doctor on Tuesday. Good news is, it turns out, all the scans are clean! That was a huge relief. We still don't know what is causing the numbers to stay up, but it is seeming likely that it may be prostatitis. I've got a long course of antibiotics to take now and more testing and followups later in the summer. So all in all, it looks like I'll survive. So now that I'm finally home and back online onward to the first study group session. I'll post about that in another thread. Sorry to keep everyone waiting. But at least, XRP has been trending up in the meantime!
  6. 35 points
    Hodor

    This Is Crypto

    Blog URL: https://xrpcommunity.blog/this-is-crypto/ Crypto - and its volume & volatility - are back! Find out more & get the latest XRP news in today's blog: π†πžπ§πžπ«πšπ₯ 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: Two economists publish a frightening paper describing how nations could employ negative interest rates on bank deposits. 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Siam Commercial Bank (SCB) announced that they'd teamed with one of their customers, PTTEX, to implement Ripple tech; Ripple publishes its Q1 2019 XRP Markets Report; and Navin Gupta provides his insights recently in Dubai. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: I cover more news from the XRP meetup in Amersfoort; The XRP Zoo conducts an interview with Curis Wang; and PayWithMoon promises they'll be adding XRP support to their Chrome extension. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  7. 34 points
    Hodor

    Ten Minute XRP News Recap

    Blog URL: https://xrpcommunity.blog/ten-minute-xrp-news-recap/ So you need a ten-minute XRP news recap? I've got you covered in today's latest blog! π†πžπ§πžπ«πšπ₯ 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: Bakkt releases more information about its go-live. 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Xpring invests in Agoric, a smart contracts company. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Boerse Stuttgart, a German exchange, approves XRP-related ETNs; and New York approves Coinbase's trading of XRP. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  8. 33 points
    Ripple is a Gold Affinity Sponsor for the event currently held by The Bankers Association for Finance and Trade (BAFT). Gold Affinity Sponsor https://vimeo.com/user97936497/review/333174728/0bfc63feba Ripple will have a 50 minutes long conference on its own, by Cameron Goldberg, later today. On the 1st of May, Ripple and Swift will both be participants (along with VISA and PNC) in a 1 hour long discussion about competition among cross-border payment networks. Their twitter account (they post some updates from time to time): https://twitter.com/baft_global?lang=en https://baft.org/events/global-annual-meeting---the-americas/program
  9. 33 points
    Breaking news!! Kitao has delayed joining Ripple it’s been postponed to January of 2020
  10. 31 points
    whiteout

    Tiffany Hayden

    I think it’s strange how all her selfies are from the same side
  11. 29 points
    LeonidasH

    Banesco Panama joins Ripplenet

    https://xrparcade.com/news/banesco-panama-joins-ripplenet/
  12. 29 points
    Hodor

    Coil Beats The Drum Of Utility

    Blog URL: https://xrpcommunity.blog/coil-and-the-drumbeat-of-utility/ The Coil blogging platform is live! I analyze Coil's potential impact & cover the latest news about XRP in today's blog: 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Yoshitaka Kitao is appointed to the Ripple Board of Directors; Securitize announces their new DS Protocol; Navin Gupta announces that Saudi British Bank (SABB) is a RippleNet customer; Banesco Panama announces a successful test of Ripple-powered payments; Ria Money Transfer, the 2nd largest remittance processor, announces their membership in RippleNet; Ripple publishes new developer tools on the XRP Ledger Developer Portal; Marjan Delatinne confirms that ten customers are using XRP; and Reinhard Cate publishes the 12th episode of the Ripple Drop; 𝐂𝐨𝐒π₯ 𝐍𝐞𝐰𝐬: Vengefulseven starts a new subReddit for connecting Coil stakeholder businesses and developers with each other. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: Bob Way appears on the Brad Kimes YouTube Channel; The XRP Ledger's 'default UNL' becomes more decentralized with the addition of Peer Island; Bithomp announces their naming service for those that handle their own XRP Ledger wallet(s); and two exchanges, BitoEx in Taiwan and Birake in Bucharest, both add support for XRP; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  13. 28 points
    RegalChicken

    HODL'rs Only

    As many of you know, the majority of us pro-XRP long time HODL'ers are paid per post to incite FOMO among the masses. Now that much of our work is done and we have reached mass capitulation, the very whales who paid us per post on XRPChat are now asking us to survey the general mood of the people to see where we are as a society and where we are headed. The biggest question on everyones mind is "are we in full capitulation, yet?". Generally speaking I am seeing long time HODL'ers selling part or all of their stashes in a way that I haven't seen since December 11th, 2017 (go look at that date on an XRP chart). I consider this to be a bullish signal, personally. XRP might be only $.30 in September, or it may be $22 later this month (the same rate of growth XRP had by May 2017). *kisses*
  14. 27 points
    BluKoo

    Some near future price speculation.

    I may be way behind some of you, and repeating old ideas, but whilst trying to guess where this chart was heading next, I thought I'd take a look to see what happened in May 2017. From what I can see, 2019 would appear to be plotting a pattern similar to 2017. Matching the size and scale of the peak from the past and present, I can offer up this graphical hypothesis. If; speed = distance / time, maybe, future = past / present XRP loves to follow patterns, so I actually think this "artists impression" (not technical analysis or investment advice) could end up being quite close to the money. Obviously it's not going to match it candle for candle, but I do predict the following; Saturday 18th - Sunday 19th = Around $0.43 Monday 27th = We revisit the $0.47 resistance and break through. Friday 31st - Saturday 1st = Around $0.76 matching Septembers peak and resistance line. I'm intrigued to see how this plays out...
  15. 26 points
    Some new members here and with the most recent price action I'm sure everyone is on edge so I wanted to recap the goal of Ripple and how they're focused on their product suite. Ultimately, everyone wants large US banks to get onto the system and they may eventually but that's not what Ripple cares about currently. Their attack is 3-fold: 1. Develop their product suite and the XRPL to be unparalleled in execution: They do this with a focus on more interoperabilty between their different product lines (xVia, xCurrent, xRapid). See xCurrent 4.0. Also, they're focused on improving the XRPL through the development of Cobalt, an upgrade that moves the transaction times from 3-4 seconds to less than 1 second, significantly improving on-chain TPS. 2. Grow liquidity through partnership with exchanges in unique corridors: Everyone wants to see the major fiat pairings of the world receive significant xRapid volume (USD, EUR, RMB, etc..) but in reality Ripple's goal is to attack areas that have significantly less liquidity than the major pairs. This is why you see such partnerships with the Middle Eastern and Eastern Asian countries currently. They have more favorable regulations and have some of the largest pain points when it comes to fiat liquidity. This allows the removal of correspondent banking as we know it which will drastically change the economic landscape of these countries. The larger pairs will come at the end. 3. Develop the XRPL Ecosystem: With the creation of Coil, xPring and the partnership with R3, Ripple is positioning the XRP Ledger to facilitate a myriad of use cases while they can maintain a laser focus on point 1. Let other business leaders focus on growing new use cases and products while Ripple continues to work on their cross border remittance software. All of these will pay huge dividends down the road as competition increases in this space and other companies begin to catch up to the product development that Ripple already has in production (Hyperledger being the most obvious competitor right now). Ripple has the luxury of a 5ish year head start on their competition and I believe that this lead will allow them to expand their partnerships to the point that other competitors will work to find a way to integrate into their systems using the XRPL instead of directly competing. See the current SWIFT model; companies don't try to compete with SWIFT, they try to develop solutions around this product to help the endpoints. This is what I expect to see within the cross border space as well. In saying all of this, I expect this to be a 5-10 year play on Ripple's expansion into this space as regulations pave the way for this new asset class to facilitate a true change in global economics. ZOOM OUT.
  16. 26 points
    Hodor

    XRP: The Pressure-Cooker

    Blog URL: https://coil.com/p/Hodor/XRP-The-Pressure-Cooker/_l2JcM7nC XRP is a pressure cooker of pent-up demand from its utility-driven value! Find out more & learn about the latest XRP news in my latest blog: π†πžπ§πžπ«πšπ₯ 𝐂𝐫𝐲𝐩𝐭𝐨 𝐍𝐞𝐰𝐬: Liechtenstein passes its "Motion on the Blockchain Act" 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Ripple is attending five conferences in May, including ones with the World Bank and the OECD; FXC Intelligence rates Ripple ahead of both SWIFT and JPM Coin; and Ripple embarks on a global advertising campaign. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: @CinnappleFun adds to its website; NOW Payments supports XRP; and CoolWallet, a hardware wallet provider, now supports XRP. I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  17. 25 points
    I don't feel the answer was "not that good". Question Answer First, he corrects the statement about Ripple providing liquidity. Second, he puts into perspective what happened overnight in the market place. Third, he translates the question into an appropriate one. Again, he points out the liquidity does not have to do anything with Ripple itself. Again, he reformulated the initial question. Again, he states what happened overnight. He highlights the liquidity difference between XRP and the other existing solutions. He depicts what the market would chose, given the advantageous liquidity risk XRP provides, associated with the limited liquidity cost. Again he states what happened the day before in the market place, which is pretty nascent in his opinion, that itself is enough of an answer to the initial but reformulated question.
  18. 25 points
    Crypto trading started out as a closed community with anarchist values. It purposely wanted to exclude the involvement of institutions. Only a year ago you had to buy BTC on unregulated exchanges in order to buy XRP. The values of that inheritance still dominates the bubble universe that still fixes the prices of crypto assets. Gradually the opportunity to invest in Crypto is opening up, and as it opens real world values will supplant the old ones. Be patient and don't take too much notice of prices now because they do not reflect the prices of the future.
  19. 25 points
    As others have said, an index is a key part of many other financial products. Crypto Facilities (bought recently by Kraken) have been the only one so far that have had an XRP index. And obviously Nasdaq is a hell of a lot better know than CF were. If you are to place some sort of futures trade that says something like "I bet the price of XRP will be $0.375 on 8th May 2019" then you immediately open up the question of 0.375 according to whom? Kraken? Coinbase? Bitstamp? And when on the 8th May? Midnight? 13:59? So you need an 'index price' that everyone can choose to agree on. These index prices are a reference price usually composed of taking some kind of average over multiple exchanges to lessen the risk of manipulation. So the fact that Nasdaq is producing one, is a vote of confidence for them that they think XRP is going somewhere, and that there is a market for more mainstream financial products to be based on it. -Matt
  20. 23 points
    Tinyaccount

    Escrow sales

    Thanks @jbjnr for that excellent table. Nice also that you’ve advised a better way for us to present stuff... using the code button. Thanks for that too. I come back today to share how I view these results. But first I feel I should briefly advise why I left. I haven’t been active here for a while... I got chased off by all the new fear-mongers, and the general sense of malaise around here. It’s bad for the soul. Also due to the incorrect, (in my opinion,) policy of β€œpress threads must be titled with the article title”. (Which allows fudders to wallpaper the place with fud). And finally the last straw for me was an unpleasant interaction with a hypersensitive belligerent who went off in a bizarre direction. Anyway... that’s why I’m mostly out. It’s a shame because I did like it here. Also I would have liked to ask @BobWay a question... why did Ripple choose a Ripple Epoch rather than just use the Unix one? But back to escrow.... The numbers show an accelerating trend... so at some point, unless we are derailed somehow, there will be a month where zero xrp will go back into escrow. This gybes with the increasing activity and interest and news of XRP adoption. Notice it was 7 months of 900, then 6 months of 800, then it went to seven hundred... the rate of takeup of OTC XRP is accelerating. I think the rate of acceleration will itself also accelerate... a log curve of takeup. There is a countdown happening in plain sight... and few seem to realise, as yet, its implications. Right now, irrespective of what people believe about cheap XRP... Ripple are selling OTC at or above market price. (I’ve made that case multiple times and shown employees stating it, and never yet seen a shred of evidence for cheap XRP). On that first day that the coffers are temporarily bare, they will say to the institution or high value individual.... β€œsorry, but you’ll have to wait till next months’ tranche”. Probably that will be acceptable, and perhaps in a short while the next release will meet that need. But meanwhile others have arrived at the door. Soon there is a queue, and some start to miss out. That situation will cause a growing queue to form... and ultimately... some form of auction. If you want OTC (and they will, or else the increasing uptake wouldn’t have been happening) you will need to pay a premium. Ultimately that auction will spill over into the market... word of the higher price in OTC will fuel speculators in the open market, or the institutions will simply move into the open market. But no matter how it goes down, once there are shortages, the price will rise. This countdown is in plain sight and if and when it gets down towards that zero point, there will be many speculators who will have seen that writing on the wall. So unless things get derailed somehow... I think we are in a countdown to an increasing price. Probably, long before zero, some other event will have initiated a run, but I find it heartening that at least I can see that this price malaise cannot continue for too much longer. Even if the things I expect to increase price don’t happen... there is a definite endpoint coming to high supply side. Nine hundred million back in for seven months, eight for six, seven for five... continue that down... and even if it doesn’t speed up, that’s around Aug 2020. But I’m guessing that six months (at least) before then, the speculators will have understood the likelihood of the shortage. It’s nice having a β€˜worst case’ wait that is only till early 2020. Some of you wont see it this way. But to me, it seems clear that there is an actual countdown, and it’s to an increasing price. Even its mere existence points to a higher price... especially when that zero day approaches. None of this precludes a much earlier rise.. it’s just nice to have a clear worst case endpoint to the price doldrums.
  21. 22 points
    Hodor

    XRP News Update: May 19th, 2019

    Blog URL: https://xrpcommunity.blog/xrp-news-update-5-19-2019/ The XRP news cycle is accelerating! I break down all the news affecting XRP in my latest blog: 𝐑𝐒𝐩𝐩π₯𝐞 𝐍𝐞𝐰𝐬: Ripple advertises a new open position titled 'Xpring Community Advocate'; David Schwartz presents at Consensus; Brad Garlinghouse talks to dozens of central bankers; Finablr announces a new Ripple-based payment service with Siam Commercial Bank; 𝐊𝐚𝐯𝐚 𝐍𝐞𝐰𝐬: Kava publishes an idea for an XRP-backed USD stablecoin called USDX. 𝐗𝐑𝐏 𝐍𝐞𝐰𝐬: RabbitKickClub publishes a guide for those that want to run an XRP validator; Uphold announces a complete elimination of all withdrawal fees for XRP holders; David Schwartz comments about Cobalt; BlueHelix exchange adds an XRP-USDT pairing; and Bitkeep exchange adds both an XRP-USDT and an XRP-BTC pairing; I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thanks for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunityalternativecoin Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  22. 22 points
    Hodor

    Introduction to XRP

    Blog URL: https://xrpcommunity.blog/introduction-to-xrp-2019-edition/ Just published the updated, 2019 version of an "Introduction to XRP" on the XRP Community Blog! I hope you enjoy the read: Please feel free to share my blog with a friend or share it on any other platform - and thank you for doing so! My blog announcement links on other platforms: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Reddit r/alternativecoin Reddit r/CoilCommunity Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  23. 22 points
    Eric123

    Epic Pennant on BTC Chart

    So yeah 5 weeks off but still not bad, considering bitcoin was around $3.8k when I made the prediction on March 1st!! And 90% of people were calling for a retest of the lows!! In a few days 3 or 4 the 100 day EMA will break the 200 day EMA (golden cross) by then I would guess it will be undeniable that we are entering another bull market. Last time this Happened by the way it was November of 2015 and the price of Bitcoin was $265 and it went up 74x from there. Assuming we're around $6.5k when we make the cross and things play out the same it puts a price of bitcoin at $480,000. Haven't ordered the Lambo yet, but have been looking at Mansions and deciding on what watches I'll have in my collection, tried on the white gold submariner with the blue face (the smurf) and the 41mm Day Date, maybe an AP Offshore, gotta see what looks best on my 7.5" wrist. But hey crypto always likes to surprise so anything can happen.
  24. 21 points
    nikb

    Tiffany Hayden

    Your whole post is just a thinly veiled attempt to insinuate (though I’m not sure to what end) and it sickens me. What does Tiffany’s or my personal life have any bearing or relevance? Why should my employment status have any kind of impact on Tiffany and her ability to operate a server or limit the things she can experiment with, like and/or support? And as for David’s comments, I share his point of view and I see nothing strange about them.
  25. 21 points
    ed1

    Foreshock

    A foreshock is an earthquake that occurs before a larger seismic event (the mainshock) and is related to it in both time and space. What we are seeing today with the price increase but more importantly with the volume explosion is a foreshock of a larger move that is about to happen in XRP. Historically every major parabolic move in XRP has been associated with a volume explosion that accompanies and signals a major shift in price. In April28, 2017 volume was 12M USD with a price of 0.035, next day April 29, 2017 volume exploded to 65M USD (5x), price increased to 0.045 => This was the FORESCHOCK signalling what is about to happen. April 30, 2017 volume went up to 95M USD and price to 0.05 and for a period 4 days with lower volumes around 30M (still 3x April 28, 2017) and a steady price increase toward 0.06 accompanied. This was the period of foreshock. The mainshock began on May 5 lasting until May 18 where the price topped 0.38 a more than 10X increase since the beginning of foreshock, a period that also accompanied a top volume of up to 280M USD on several days and an average of 140M USD across the cycle. A similar pattern can be seen in the foreshock of December 13, 2017 to December 21, 2017. Volume increased by 9X from 140M to 1.3Billion while price appreciated from 0.25 to 0.38, this was the first explosive growth signalling the beginning of FORESCHOCK, for the next 2 days volume continued up towards 5Billion USD on Dec 15th, price went up to 0.84, the next 6 days have seen lower but still above 1Billion volumes (nearly 8x as big as volumes before December 12) and a price stabilization around 0.74. Dec 22nd was the beginning of mainshock with a 5X volume growth from 750M to 3.8Billion volume accompanied by a price increase of almost 50%, the mainshock lasted until Jan 05, with volumes frequently topping 6billion and price reaching above 3$. So, we know that the foreshock comes with a volume explosion and an accompanied price increase of around 28-30%, it sets in with higher volumes for a short few days, stabilizes price increase for a period of 4-6 days and follows this with the mainshock which comes with another volume explosion. Let's look at what happened today: Volume explosion from 1.8B to 5.4B (3x) accompanied by a price increase of about 30% up to 42.5 cents. These two signals match that of the pattern we have seen in previous foreshocks. Let's see if the pattern continues over the next 6 days (2 more days of high volume followed by stabilization), if this occurs we may be looking at a foreshock with the possibility of a new mainshock to follow in a week's time.
  26. 20 points
    https://www.acc.com/sites/default/files/resources/vl/membersonly/Article/1489775_1.pdf Page 357: "Definition of Virtual Currency The term β€œVirtual Currency” is defi ned in the Payment Services Act as: (i) proprietary value that may be used to pay an unspecifi ed person the price of any goods purchased or borrowed or any services provided and which may be sold to or purchased from an unspecifi ed person (limited to that recorded on electronic devices or other objects by electronic means and excluding Japanese and other foreign currencies and Currency Denominated Assets; the same applies in the following item) and that may be transferred using an electronic data processing system; or (ii) proprietary value that may be exchanged reciprocally for proprietary value specifi ed in the preceding item with an unspecifi ed person and that may be transferred using an electronic data processing system. Though the defi nition is complicated, in short, a cryptocurrency which is usable as a payment method to an unspecifi ed person and not denominated in fi at currencies falls under Virtual Currency. For example, Bitcoin, Litecoin, Dogecoin, Ether and XRP fall under Virtual Currencies. Credits to @BANKXRP
  27. 20 points
    Did you seriously go through the effort of creating an account here just to post this garbage? On a FUD scale of 1-10 (with 10 being the best, most believable redirect plausible), I give this about a two. Can you maybe come up with something better next time around? Thanks - and btw "institutes" is not a plural of "institution".
  28. 19 points
    Indeed... I heard his next movie is coming out this summer which is based on actual events we experienced during the crypto winter... "Dude, Where's my Lambo?"
  29. 19 points
    For more details click the link. 264 organizations (that we know of) linked to Ripple. https://www.xrparcade.com/rippleecosystem/
  30. 19 points
    LeonidasH

    Abu Dhabi Global Market and Ripple

    https://xrparcade.com/news/abu-dhabi-global-market-and-ripple/
  31. 19 points
    I just hope the audio file doesn’t show David said β€œ xrated” instead of β€œ xrapid”.
  32. 19 points
    https://www.coindesk.com/nasdaq-adding-index-for-xrp-cryptocurrency-to-global-data-service 'XRP Liquid Index (XRPLX) will offer a spot or reference rate for the price of XRP, quoted in U.S. dollars and β€œbased on the most liquid ends of their markets.”'
  33. 18 points
    Money shot right here: β€œWe’re also seeing increased demand for instant payments and are looking forward to using the digital asset XRP to source on-demand liquidity during transactions on RippleNet.” https://ripple.com/insights/adding-value-to-cross-border-payments-is-why-moneynetint-runs-on-ripple/
  34. 18 points
    musclehog

    Alex cob is good for the space

    The lad actually delivers some decent news. Yeah he is kind of a xrp maxi but what ever. He doesn't give price predictions and is always on top of announcements. Around 30k subs on YouTube so he is becoming a prominent voice in the xrp system. The lad deserves a bit of praise for all the work he does. crypto eri and cob are all over it. Shout out to the other YouTube maxis too. hoggsy aka lemonmule aka chocolate starfish
  35. 18 points
    Dilip Rao is going to attend the International Conference on Fintech, organized by the World Bank, on may 22-23 in Vienna, Austria. The BIS will be in Vienna at the same time if we check the FSI's 2019 programme, see below Dilip's tweet. Do you remember what Dilip Rao said during the last Ripple Drop about Central Banks ? I put the video below at the right time frame. BCBS: Basel Committee on Banking Supervision The members of the BCBS come from Argentina, Australia, Belgium, Brazil, Canada, China, France, Germany, Hong Kong, India, Indonesia, Italy, Japan, Korea, Luxembourg, Mexico, the Netherlands, Russia, Saudi Arabia, Singapore, South Africa, Spain, Sweden, Switzerland, Turkey, the United Kingdom and the United States. BSCEE: Banking Supervisors from Central and Eastern Europe The members of BSCEE come from Albania, Austria, Belarus, Federation of Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Macedonia, Moldova, Montenegro, Poland, Romania, Russia, Serbia, Slovak Republic, Slovenia, Ukraine. https://www.bis.org/fsi/fsi2019overview.pdf http://www.worldbank.org/en/events/2019/05/22/international-conference-on-fintech
  36. 18 points
    Phintech

    Tiffany Hayden

    Let it be known that since Ripple’s execution didn’t meet @yxxyunβ€˜s timeline for successful implementation, xRapid has failed.
  37. 18 points
    "The forum agreed unanimously that Ripple XRP will become a means of Foreign Exchange settlement instead of the US Dollar. The reason for this conclusion is based on so many factors." "Since the settlement of payment in XRP is faster than the dollar, the forum believes XRP will be used as the settlement currency in the next five years." Source: https://todaysgazette.com/ripple-xrp-will-be-used-as-fx-means-of-settlement-instead-of-us-dollar-wall-street-forum/
  38. 18 points
    Skippy

    The Ripple Drop - Episode 12

  39. 17 points
    automatic

    Epic Pennant on BTC Chart

    Lemme get this straight - you guys decided to specifically go to XRP Trading and Price Speculation club, find a popular topic about a TA pattern (pennant) on BTC chart, and then post in that very thread that you think TA is BS? Well, hell - you might as well have gone to a BBQ steakhouse and tried to educate everyone there about merits of being a vegetarian. Thank you for your opinion, but I think that you might be in the wrong place. Salad bar is across the street and it is called the General forum.
  40. 17 points
    https://bitcoinexchangeguide.com/ripples-xrp-falls-under-virtual-currency-in-japan-in-new-blockchain-crypto-regulation-2019-report/ XRP falls under "virtual currency" and "security" in Japan. So I guess we'll see in the next few months if regulation was truly the thing holding XRP back and see if Japan is going to really adopt XRP. This does mean that SBI will finally launch, I think.
  41. 17 points
    This has to be called out. The maxis are scurrying to control the damage of the suggestion made by a core dev, saying it would be nearly impossible to execute. Just more holes in their sinking raft. Core Dev's suggestion to CZ Binance on how to recover stolen funds: Of course maxis go in to full protect mode: XRP supporters respond:
  42. 17 points
    aavkk

    xRapid usage

    Perhaps in the short run but in the long-run I strongly disagree here. I feel that because this is an entirely new asset class meaning big boys have been prohibited to enter due to lack of regulatory clarity coupled with many potential retail investors waiting to see how this new asset class matures creates opportunities for us. Perhaps we are taking on additional risk but looking at the fundamental developments of RippleNet and the product suite developments as well as strategic build out of markets that have happened throughout 2018 and certainly this year I'm more confident than ever. Our current price is a distraction. We are coming out of the depths of a bear market and the drum beat while hard to hear continues and slowly gets louder and louder. A massive bull market would absolutely help fast track XRP utility volume but I'm extremely optimistic about our future given we are progressing forward through the worst of times.
  43. 17 points
    jbjnr

    Escrow sales

    Correct. 700m this month. I was going to update the spreadsheet but it is getting too messy to maintain and when I looked at it, I discovered I'd accidentally removed one entry and was out by a month, so I'm abandoning it. Instead I wrote a script to fetch the escrow data and display a summary that is easier to update and check. The totals for the re-escrowed data (millions) by month are as follows +---------+---------------+ | Month | Re-escrowed | |---------+---------------| | 2018-02 | 900 | | 2018-03 | 900 | | 2018-04 | 900 | | 2018-05 | 900 | | 2018-06 | 900 | | 2018-07 | 900 | | 2018-08 | 900 | | 2018-09 | 800 | | 2018-10 | 800 | | 2018-11 | 800 | | 2018-12 | 800 | | 2019-01 | 800 | | 2019-02 | 800 | | 2019-03 | 700 | | 2019-04 | 700 | | 2019-05 | 700 | +---------+---------------+ I'm glad to see the pattern of increasing amounts being sold is continuing. The complete breakdown of when and where each escrow was made is in this table, where you can see the totals for each month in FinishAfter is 1 billion apart from the last one which is 200m and will no doubt be updated next month. I'm very glad I found how to paste tables into xrpchat finally. Never noticed the code insert button and the preview pane Amount FinishAfter Account Date 2022-08-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-02-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-02-01 400.0 2018-03-01 100.0 2022-09-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-03-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-03-01 300.0 2018-04-01 200.0 2022-10-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-04-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-04-01 200.0 2018-05-01 300.0 2022-11-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-05-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-05-01 100.0 2018-06-01 400.0 2022-12-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-06-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-07-01 500.0 2023-01-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-07-01 400.0 2018-08-01 100.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-08-01 500.0 2023-02-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-08-01 300.0 2018-09-01 200.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-09-01 500.0 2023-03-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-09-01 100.0 2018-10-01 400.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-10-01 400.0 2018-11-01 100.0 2023-04-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-11-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2018-11-01 200.0 2018-12-01 300.0 2023-05-01 rhEwsCWDCVxDiKxGJAKM6VuXC8EFtJP5gQ 2018-12-01 500.0 rncKvRcdDq9hVJpdLdTcKoxsS3NSkXsvfM 2019-01-01 500.0 2023-06-01 rp6aTJmW3nq1aKt3Jmuz4DPRxksT5PBjpH 2019-01-01 300.0 2019-02-01 200.0 rsjFB8mPWqiZgPUaVh8XYqdfa59PE2d5LG 2019-02-01 500.0 2023-07-01 rp6aTJmW3nq1aKt3Jmuz4DPRxksT5PBjpH 2019-02-01 100.0 2019-03-01 400.0 rsjFB8mPWqiZgPUaVh8XYqdfa59PE2d5LG 2019-03-01 300.0 2019-04-01 200.0 2023-08-01 rp6aTJmW3nq1aKt3Jmuz4DPRxksT5PBjpH 2019-04-01 400.0 2019-05-01 100.0 rsjFB8mPWqiZgPUaVh8XYqdfa59PE2d5LG 2019-04-01 100.0 2019-05-01 400.0 2023-09-01 rp6aTJmW3nq1aKt3Jmuz4DPRxksT5PBjpH 2019-05-01 200.0
  44. 17 points
    mDuo13

    New tool, documentation

    We've launched some new items on the dev site hopefully providing great value to those who want to receive transactions in the XRP Ledger. (More on that still in the queue.) Transaction Sender - A new interactive tool that automatically provisions some test net addresses and lets you send transactions of various types to the test net address of your choice. You can use this to, among other things, test how your systems handle incoming partial payments, TrustSet transactions, etc. Look Up Transaction Results - Vastly expanded from the previous docs, this page now talks about how to know when a transaction's outcome is final and how to read transaction metadata to see what a transaction actually did. Transaction Metadata - Now finally describes all the stuff that can appear in the "AffectedNodes" array, including some of the weird edge cases that can trip you up when you write processing logic.
  45. 17 points
    https://twitter.com/WKahneman/status/1124183339382874112
  46. 16 points
    retryW

    Alex cob is good for the space

    Unlike most content creators, I always thought his early stuff was far better than his current. When he first started I watched every video, he made very well spoken and calculated analysis of news, fundamentals and market situations. Far beyond his age. It then felt like he "sold out" if you will, and started streaming and became somewhat of a hype train money grabber. Honestly haven't watched anything recently so maybe I'm wrong. I still agree he deserves some credit, at least he puts the time and effort into doing it. I've always been meaning to do XRP related videos but apart from avoiding being a cryptotuber, I'm just too damn lazy. Props.
  47. 16 points
    Event starts at 7 AM EST Coindesk Live Coindesk Backstage Live below Videos will be uploaded the next day Ryan Zagone Panel David Schwartz Panel https://www.coindesk.com/events/consensus-2019
  48. 16 points
    I don't think these kind of garbage articles should even be allowed posted here. All I need to do is read the title to know its garbage. This forum is polluted with low quality blog posts from these 4th tier fake news blogs.
  49. 16 points
    Oh wow, I was about to post that! Another thing that @JoelKatz said was everyone is building walls and he wants to tear them down. Ripple has met with a lot of walls. Not many were jumping on board or creating an ecosystem so they set up xPring and Stefan left to set up Coil to monetise the web and then you have Arthur and David with Polysign. Also they tackled regulation through education (no rhyme intended) by joining bodies and investing in university programs and speaking directly with regulators. They are essentially gathering fuel and blowing the embers and eventually that fire will be set ablaze. All it needs is patience and continuing to build that momentum which is exactly what they are doing. We're already seeing insurance products offered to crypto custodials. Blockchain is redefining trust in a trustless world. We don't trust our politicians, we don't trust the news media, we don't trust our monetary system, we don't trust society and we don't even trust our communities. We are witnessing the breakdown of society and Blockchain is asking us to trust again by redefining trust through code. Lagarde made this point on trust and this is why I'm bullish on the IMF being on board with blockchain. Banks are on board, all it will take is the go-ahead from the IMF. Before this happens however, we need domestic rails that are capable of handling this new decentralised monetary system - here comes project Ubin, Jasper, Bank of England's new RTGS system and even Japan is modernising its domestic rails. I'm betting on emerging markets and small economic blocs to be the first on board with the new payment system. I'm betting on places like Kenya with M-pesa to be the shining example to show what a new mobile banking system can do. By the way, Kenya's mobile payment ecosystem is one of the most successful example right now of what such a system is capable of and it has yet to be replicated elsewhere however the momentum is gathering in neighbouring countries like Tanzania.
  50. 16 points
    Theres a difference between refuting FUD and instantly attacking new members though. How do you expect a community to grow if new members are nuked for asking honest questions?
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