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Showing content with the highest reputation on 12/11/2017 in all areas

  1. 13 points
    I read it and read it and read AND read it . . . and I have not found any "X" in it yet . . . A lot of "R" though and some "P".
  2. 7 points
    RippleSider

    2 huge household names

    Is this information new?
  3. 7 points
  4. 7 points
    This didn't seem to get the attention it deserved https://www.flash-fx.com/blog/australia-at-the-forefront-of-embracing-blockchain/amp/?__twitter_impression=true Flash FX users RCL Protocol and XRP
  5. 7 points
    http://www.news18.com/news/india/sbi-changes-names-ifsc-codes-of-around-1300-branches-1600101.html Quoted are the characteristics of account addresses for ILP. Would anyone know the 1300 newly assigned account addresses? Perhaps they might not start with "r" but a lack of 0 and l might exist and offer a clue? I have found many websites to identify branch codes but nothing regarding new codes.
  6. 7 points
    Guys, I have to believe @JoelKatz is being facetious here (look up 'facetious', moonbabies). Put yourself in his shoes, a non-stop onslaught of greedy children pestering him about when they can buy their lambos. He's not psychic. So if anybody takes him seriously and then screams bloody 'scam-coin!!!' at 5:10 pm this Friday, then maybe they'll grow up and stop pestering the poor guy with gibberish questions.
  7. 7 points
    vsyc

    2 huge household names

    When Joel hypes trolls say: "He has XRP" When Joel does not hype trolls say: "Ripple is not communicating" Conclusion: Trolls are antihype and antisocial creatures
  8. 7 points
    tulo

    XRP Performance - market compairson

    I waited 4 years too, and I had a great return (even if I forgot an account selling many k XRP at a ridiculous price). I'll wait 4 more years if needed to retire :), but I had (have) other coins too (BTC, ETH, STR)...diversification is always great, especially in this weird market.
  9. 7 points
    iLeeT

    XRP Performance - market compairson

    Nice paint skills though.
  10. 7 points
    nikb

    Trust and the public blockchain

    Having now been “exposed” as a mere aspiring cryptographer, I will refrain from participating further in this conversation and let @Max Entropy lecture you all on the seriousness on this “AES collision” produced by Google. Sounds important...
  11. 6 points
    Amazon and Hyperwallet: http://www.prweb.com/releases/2017/12/prweb14991005.htm Hyperwallet and Ripple:
  12. 6 points
    nikb

    Trust and the public blockchain

    A collision with AES? Uhm... please just stop talking. Please. You're making yourself look worse and worse by the second. OK... you won't stop talking. Ripple uses ECDSA for signing with the curve secp256k1. It also uses Ed25519. Second, you're confused what about Apple requires developers to do as well as what the relevant laws are. Lastly, the old days of "export" and "non-export" cryptography are gone. Phil Zimmerman's PGP marked the beginning of the end of that nonsense. Since the late '00s, very loose restrictions on the export of non-military cryptography exists, mostly focused around exporting to "rogue states" and terrorist organizations (the "B1" and "D1" lists). But what do I know? I'm just a cryptographer and have been developing applications that make heavy use of cryptography for almost 20 years.
  13. 5 points
    The Very Beginning Shift/Shift Payments Since 2014, Ripple has been experimenting on multiple projects developing a debit card that would allow owners to easily spend their digital currencies. It first began as a joint effort along side Shift Payments to create the "Shift Card". Which the project was focused on https://ripple.com/insights/a-debit-card-powered-by-ripple/ The prototype card was integrated with both Coinbase and Ripple accounts at one point with the partners wanting to integrate the card with loyalty point programs and regular bank accounts in the future. Ripple was planned to be used for the settlement protocol for payment between fiat currencies, digital currencies, mobile minutes, etc. And in further innovation, https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ It would later be released that Shift Payments, now Shift, was introducing a VISA backed Bitcoin debit card. Suggesting the probability Ripple had been introduced to VISA long ago.... https://techcrunch.com/2015/11/20/coinbase-partners-with-shift-payments-to-issue-bitcoin-debit-card/ Unfortunately nothing came from it and the test wallets they used for the pilots have become dormant for several years. (although the main wallet has 375k XRP just sitting there) https://bithomp.com/explorer/rKbtT6j1JGjFnwkUp2Na1W8XE5Z79VsMYi https://bithomp.com/explorer/rpfFnyaChjzB8RNfT6VDYioFWfjghYXnvb Shift appears to have moved on but a possible explanation as to why nothing arose from it might be how cryptocurrencies were not favorably perceived in 2014. However one of the co-founders of Shift, Meg Nakamura added that https://techcrunch.com/2014/08/12/shift-is-developing-a-debit-card-that-lets-you-spend-digital-currency-loyalty-points-and-regular-money/ Whether they ever use Ripple or not in the future is up for debate but one of Shift's co-founders was Gregg Kidd, the chief risk officer at Ripple during the time. Interesting enough both founded Hard + Yaka, a fund that makes early round investments in exchange space startups. Previous investments? Global ID, Gatehub, Ripple, Coinbase, Shift, Bitso (expect XRPL to run thru it), ShapeShift and to our next topic of conversation.....Marqeta. http://hardyaka.com/ Marqeta Marqeta is an open API payment card issuing platform that has been enabling businesses to process credit and debit card payments. Marqeta has been establishing itself as a big company that has attracted notable clients and investors to utilize it's technology. Facebook and Oink are example of clients while this past July, VISA made a strategic investment in the company and formed a partnership to drive further innovations in commercial and consumer payments globally. https://techcrunch.com/2017/07/26/visa-marqeta-25m/ http://www.businesswire.com/news/home/20170726005359/en/Visa-Marqeta-Form-Global-Partnership-Drive-New https://www.pymnts.com/news/partnerships-acquisitions/2017/visa-and-marqeta-partner-to-transform-global-card-issuance/ https://techcrunch.com/2013/05/16/powering-the-facebook-card-marqeta-raises-14m-from-greylock-israel-to-recreate-the-starbucks-loyalty-card-for-merchants/ Marqeta is compatible with the Discover, MasterCard, and VISA networks. https://www.marqeta.com/api/docs/VhypzxwAANwA_Vgx/cards The CEO of Marqeta, Jason Gardner, has been very vocal and supportive of blockchain technology and it's possible applications. adding, It was also revealed in January 2016 that Marqeta had been working with Ripple on a defunct debit card product that would allow users to spend cryptocurrencies at traditional points of sale. https://www.coindesk.com/marqeta-ceo-bitcoin-blockchain-tech/ With the test wallets to prove this collaboration, https://bithomp.com/explorer/rwEFnxs7GQsHXBG9ARZNYcmBkZc81zphMC https://bithomp.com/explorer/rwYx6Mp1n8yMbGN9K4MkHsSNvibK4MPjQF (being really active last year and even doing fiat exchanges between USD and JPY) Only time will tell where this collaboration will lead to but it's safe to say that Ripple has really positioned itself well in regards to VISA and Mastercard. And one other interesting development has been Marqeta's new partnership with Ali Pay. https://www.finextra.com/pressarticle/71286/alipay-joins-with-marqeta-for-us-payments-play https://paymentweek.com/2017-10-27-alipay-marqeta-team-alipays-payment-processing-ambition/ http://www.businesswire.com/news/home/20171020005664/en/Alipay-Taps-Marqeta-Expedite-Payment-Acceptance-Retail One notable thing did occur (and is accelerating as we speak) this past March, Ripple introduced Payments Channels into the RCL/XRPL and ILP. Thus allowing the XRP Ledger to scale, https://ripple.com/insights/ripple-continues-to-bring-internet-of-value-to-life-new-features-increase-transaction-throughput-to-same-level-as-visa/ https://www.cryptocoinsnews.com/ripple-claims-transaction-thoroughput-now/ The network has now scaled enough to sustain the amount of transactions the VISA network sustains. One last note, https://www.finextra.com/newsarticle/31227/wirex-and-sbi-holdings-team-on-japan-cryptocurrency-payments-card AirWallex Ripple partners with ties to major credit card issuers don't end there. AirWallex is an international payments startup that is based in Australia that in October, it's partnership with Ripple became publicly disclosed. https://ripple.com/ripple_press/ripples-blockchain-network-now-100-strong/ This past May, AirWallex held a Series A Round in which it raised $13 million dollars in funds for the company. These investors included MasterCard, Gobi Ventures/Partners which is one of Alibaba's investment managers, and Tencent leading the investment round. Tencent's WeChat has roughly 980 million monthly users, with users sending about $1.2 trillion in mobile payments in 2016. Along with mobile payments in China, Tencent wants to expand WeChat Pay usage to other regions including South Africa, Philippines, and Malaysia. https://bankinnovation.net/2017/04/alipay-wechat-processed-3-trillion-in-2016/ http://news.abs-cbn.com/business/11/22/17/wechat-pay-launches-in-philippines-with-asia-united-bank http://www.marketing-interactive.com/tencent-confirms-plans-to-launch-wechat-pay-in-malaysia/ http://blog.wechat.com/2015/11/25/south-africa-launches-wechat-wallet-the-first-country-officially-outside-china/ And there is one more region that AirWallex is targeting thru a formation of a partnership this past week, Europe. On December 1, AirWallex announced a partnership with Railsbank to enable AirWallex also became Railsbank's Airwallex’s VP of Europe Expansion, Michael Stachowiak speaking on the partnership shared, https://www.finextra.com/pressarticle/71788/airwallex-joins-railsbank-platform https://www.pymnts.com/news/b2b-payments/2017/airwallex-railsbank-international-payments-partnership/ Along with it's partnership with AirWallex, the previous day Railsbank was one of eleven companies to be chosen by MasterCard to be included in it's Start Path program. With Railsbank being chosen for it's ability to give companies access to global banking networks thru APIs. https://www.finextra.com/pressarticle/71779/latest-mastercard-start-path-program-includes-blockchain-digital-identity-and-healthcare-fintechs Want to know what happened on November 30? (same day of Railsbank and MasterCard's annoucement) The European Central Bank hosted a digital transformation conference that Ripple was invited to. https://www.ecb.europa.eu/pub/conferences/shared/pdf/20171130_digital_transformation_conf/Conference_brochure_20171130.pdf A panel which consisted of Banca Sella, the Central Bank of Netherlands, PayPal, and Ripple was held to speak on the disruptive potential of fintech innovations for the retail payments ecosystem. Want to know what happened on December 1? (same day as AirWallex and Railsbank's partnership) Brad gave us a nice tweet The VISA and MasterCard connections are there and more subtle Alibaba and Tencent connections to Ripple are surfacing. There's a lot of money between Europe and China in e-retail............. EDIT https://mobile.twitter.com/bgarlinghouse/status/961250935115743232 EDIT 2 https://www.pymnts.com/digital-payments/2018/mastercard-uae-exchange-prepaid-cards-digital-payments/amp/?p=474082&__twitter_impression=true
  14. 5 points
    Thats not the real Stellar twitter, its here: https://twitter.com/stellarorg?lang=en The real stellar org is too lazy to chase other people pretending to be them.
  15. 5 points
    vsyc

    2 huge household names

    While biggest blabbermouth of all times @Max Entropy continues it crusade against Ripple management. Ripple management continues to change the world. Can not claim that this is not fake, but post it here, as I've seen @JoelKatz mentioning in this forum that xRapid is used by some other companies: Source:
  16. 5 points
    I wont go into much detail about quantities, but I also held Bitcoin, Litecoin, Ethereum & ETC after the split (as well as some now worthless coins). Disregarding 2017 the performance over the last couple of years was not amazing (even though generally out performing bank interest). My tip: Do your own research and have a balanced portfolio that is consistent with your risk profile (I was also over weighted on XRP at one point), there are many projects now that will not be around in a couple of years, if your planning to hold long term think about what can weather different storms (a bear market, regulation, scaling issues) and what "Currencies / tokens" are completely unnecessary. IMO- As we go into 2018, allot of the projects that have raised funds this year will start to deliver on the "products" they have built. we will start to see companies fail that are more in balance with traditional start ups (%wise), when this happens allot of people are going to loose allot of money. Trying to pick that killer app is a very challenging task for even the most seasoned VC, trying to pick the killer app from a white paper and no MVP is going to be a hell of allot harder.
  17. 5 points
    To give you some context, I waited four years for the returns I was hoping for. Could be waiting another four!
  18. 5 points
    tartankiwi

    Something to keep tabs on

    @JaseEffect.... Sikh bro
  19. 4 points
    Crypto has lost its way recently; I talk about the effects of new investment money, the current state of crypto, SBI's plans, and how crypto should change if it's to avoid the ire of world governments. Of course I also throw in my prediction for 2018 about these trends. Hope you enjoy! Please leave any feedback below & feel free to share with others. Thanks for sharing on other platforms as well, including FB. My blog announcements on other media: Twitter Reddit r/Ripple Reddit r/CryptoCurrency Reddit r/CryptoMarkets Reddit r/xrp Reddit r/RippleTalk Bitcointalk - alt coin sub forum Bitcointalk - XRP speculation thread
  20. 4 points
    That's not an official Stellar account.
  21. 4 points
  22. 4 points
    Ripple-Stiltskin

    2 huge household names

    Found this on Reddit (r/Ripple) Seems he had a sort of Q&A and shared these kind of statements. Can’t find the source though.
  23. 4 points
    karlos

    2 huge household names

    I prefer not to dwell on this type of pointless speculation. Someone saying they know things but "cannot tell you" doesn't help anyone. It just leads to big problems like Consensus back in May. I'll wait for proper announcements, not rumours and vague hints. (Ripple's had more than enough of those)
  24. 4 points
    Yes I was reading on reddit that Coinbase plans to implement XRP to deal with the availability issues. Due to unprecedented demand Coinbase has been unable to handle the volume of traffic from new users, it has been decided that the best solution to this is to add Cryptos most despised currency in the hope that this will help drive down traffic and disincentives new users from signing up.
  25. 4 points
    tomkri

    The perfect growth

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