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Showing content with the highest reputation on 05/10/2016 in Posts

  1. 9 points
    yxxyun

    banks on ripple?

    I had made a list, can we find more? name currencies address flag bank 01 CAD rwh6RNRfdgFP2whSaD42otjD3hjJ7shZkH RequireAuth bank 01 USD rHofWJaiSwvA1kRPBJ64baGEnmQUweSx9x RequireAuth bank 01 mm CAD/USD rGBpPB7XZ64ovGvvGBdkHCaBWu4W7JwXX8 bank 02 CAD r1TtCihQswXoeBbeMFKJfnwaLzS8ejve9 bank 02 AUD rw9wLgMmf1KDVtEF6gMWsfSiqjqi4bjSim bank 02 mm CAD/AUD rNr9VC9NJ9dUFUcD2EsznvgBCW51BXwiQD bank 03 USD rG9G3duAFaL57x9QgmsmxZ75BRLZpuAo4r bank 03 EUR rDdpuRDqsDrUwgnG1ZpeL93A7ULMA96jnG bank 03 mm USD/EUR rNXQLsA4ZPokvfrayCiupwUCxvPByEwgaD bank 04 USD rawJbGKG1Hrd11qavxyctiTLUdemoi7D5G bank 04 EUR r9iCNcayaevVRodqgBqdZqszignfxp2BEL bank 04 mm USD/EUR rVnigeHLbv4Ui7t95iFCuDjtuPujFibZf bank 05 USD rpzqzgiCno1Zej6awfqMnVSF7WPsnPbj5m bank 05 EUR rnAykmHkvS8Wn3KSrxvTdqmrA7XRiJU4kj bank 05 mm USD/EUR rE9ggMXXuMc6fGp2ncGRrkggseMNP4fdgJ bank 06 USD r4KPBjGEvy6L4tdxZyUvUg3wAi3nWwgm3o bank 06 EUR rQpCJ9uou6X7YXiHJiuyHNk72Ak1Pm9XWS bank 06 mm USD/EUR rJaJh9RPBbhjGZz9fSaFxkHPPiT6b3Y8rt bank 07 CAD rUjrP6jGezfuoe1g7iEBkUTGFBX7r1LN22 bank 07 USD rLWdQ7FayHLH8zs5zn4r2PKmsHP3DR8F6i bank 07 GBP rUBLzZzGhZQ43pEGyifoGSEGaqQ2pYGz6p bank 07 EUR rJutUvoBWskTxeeBLtrE4hKhuu734eisVy bank 07 mm CAD/USD/GBP/EUR rBZqH47TrbmLbbeVCGqpsi9XLu8ncpdMVb bank 08 CAD rE9BEKdqQfmHuAMU4XLVev1MP3wL4f1vp5 RequireAuth bank 08 USD rMbafshAwmtAjxAZioTdTpqXfcEBJ2SyfJ RequireAuth bank 08 mm CAD/USD rGAR3aoqhSmkCJeD1p3uivSAZULdPNbuiR bank 09 GBP rGDmk2U6odvn7dfA5Ymx9HGw7MWTBDeznS RequireAuth bank 09 EUR ranWm5Xjy1TweHDQKWBfhatH4VZRzMudcu RequireAuth bank 09 USD rMtyXuMEeQ24p9S7oA5MaCgRmnMjvsF2GN RequireAuth bank 09 EUR r4ng6bqRYYytgDqzGW8QMqCip3CWqTGuux RequireAuth bank 09 mm USD/GBP/EUR rMTohiVtmQLK4HZNHL2z6QXubKgWfvN1VU bank 10 EUR rBPocNyPPn3gyCqQyMp8XBneyERA25MD8v bank 10 CAD rPcobP2uPQepC2v9PuJ5NeZNfCEsqtaBzq bank 10 EUR rLxdGKVrrLyyKc2DgtvVFUCaZo7BSiUmCN bank 10 mm CAD/EUR rB3ciLy5kqe2z7jkCV8amMwsT4QmK9nQuJ bank 11 CAD ra3fakek9AZ9Cu86RNVYzpgtowdrhGoJu6 bank 11 CNY rhNVXAhpTtX9nnkikJfsCaTLip5f5YpYjE bank 11 mm CAD/CNY rNRe7a4p4JvVqRwW9GJb9dquwCb9AVTRPc bank 12 USD rLK1UsDCAioJbAMohTqZxASzYPtXNFdzcw RequireAuth bank 12 EUR rLLrRPVCqyxxhxJRefQh5FEPHkNtzXJcH9 RequireAuth bank 12 GBP rGm7emroh2aEgCA3wyPQaw6J5fUE6pEnz9 RequireAuth bank 12 mm GBP/USD/EUR rHaBdnmMZDnZry4boziVYjVoHGQvcG1V9P bank 13 USD rcsxQxEqU2qquAKp3tBUJy8Z2t19ioQPJ bank 13 EUR rp91GUd5R3Rk3ipqW7XBdtrUJcX8epzGyb bank 13 mm USD/EUR r3Qh2QteLyfmVwnRzw2EuW5uBMyH7sbggF bank 14 USD rHyWr9ZJ33phwtfQ4w6JjdftJexGBv2Ek2 bank 14 EUR raxxJyypoofUnzZYPRzvtLHwdsxdPTDszJ bank 14 mm USD/EUR rhFrmKxpfzvctgDf2BBjgj9Uo4GaqKpF6h bank 15 CNY,USD,EUR,SGD,GBP rJqi3RBsFP73kMLtMtjqB8rDcQMpdqgRsF bank 15 JPY,AUD rBdQMKzxKowpbnqfJ1FSwzCsd7hh9dyhzc bank 15 mm CNY,USD,EUR,SGD,GBP,JPY,AUD rwD3CqHCAV8HN1fJNMiPbZP2NNZPrb7DqF bank 16 USD rMkPPpias92Kbbr6q5VJfgrHmKSSKviXKw RequireAuth bank 16 AUD rGfnmXX634r9nwXBhSnq2HMuW2iZgz48oL RequireAuth bank 16 mm AUD/USD rsdAf4r8ruK3P62UGDEa29CceyLwMMNcR9 RequireAuth bank 17 USD rf9EjfYxfC36PZNTFZKeXh39pguXkM448R bank 17 EUR rHNidKeSPQjrbCMvw5VFcyxgcHxaR3P7ze bank 17 mm EUR/USD rNXAWkUC1UuNNF34NWWuTE6ubHgbcornBZ bank 18 USD rJGVQy9pHzmxjVwJsK6bVDfEFPH8UFs4yw bank 18 EUR rQH136wb1a3ZhXHzGEinRcvG4LzQAddEG6 bank 18 mm EUR/USD rDXf3ZA9CWFSyBikPP82993bHYiiSAbpnc bank 19 GBP rJJTh4GoDmV4xUGFGX3gFydZgKxX865r6z bank 19 CAD r35pHukxKj9Ji6Y39xXh5gVy9k512NLDZp bank 19 mm CAD/GBP rwHPLwikn9i2SvbyZGgwD8knbScwXUsXxn bank 20 GBP rsesgbCKnW7Pnp4YPQowqpYCG2UbGqR1Yd RequireAuth bank 20 CAD rU7qojK4QrHTgPk7yBpv4GpSfW84iALpwq RequireAuth bank 20 mm CAD/GBP r4fMDK7DKPb4S8Szq4XAwvaSGU3sR9PPUY RequireAuth bank 21 NZD rf7LByg2HCkDKxxesDB9tnCjAG1JCKKtzo bank 21 AUD r3bfgRkRZjAGYybdbM1cNY9e4otGxNb86e bank 21 mm NZD/AUD rhVEbeWHQjGzgxcycnxRd4iGHemPri1CYV bank 22 NZD rJkQtzPLs9CZsmnnHSPvvnGVakQZaMxyur RequireAuth bank 22 USD rspKWEBmL6ZoeHukUuxQmFoVt9xns9juLM RequireAuth bank 22 mm NZD/USD recjfjBagTLRb5yWeM9bjMEf3BW6JoqoE
  2. 3 points
    lucky

    Fidor Bank to use Ethereum

    so, the ONLY bank listed by name on the Ripple homepage, can be removed from there.
  3. 2 points
    T8493

    Fidor Bank to use Ethereum

    This actually looks like Fidor is making a big "pivot"; dropping support for Ripple (which was never more than a proof-of-concept in their UI and never really existed) is just a small and probably insignificant part of this pivot. Signs that point to "big pivot": using node + javascript, dropping Ruby, talk about "private apis" instead of "open apis", etc. There are also other statements which I think are related to this "big pivot": It is also 200 lines of code in Java or C#? I think this statement is somehow significant and has to do with real reasons behind this pivot. How can be Ethereum more tested than "any" core banking system? Ethereum virtual machine is young and probably contains more bugs than Java or .NET virtual machine. And there are no banking dapps on ethereum network, so the banking apps can't be tested. After Frank Schwab left, Fidor's direction regarding cryptocurrencies and open APIs became a little bit unclear, at least to the general public. This "pivot" probably shows what was cooking behind. So basically, I think Fidor had technical/marketing issues with their implementation and had to do some big changes. For example, the development part of their public API never actually fully supported continuous integration, because developer accounts were associated with real banking accounts. And they were also using Ruby, which is rarely used in banking (backend and also frontend) apps. So dropping Ripple support is probably just part of this big pivot. They just don't want to support RCL because other tasks have higher priority or much more attractive cost/benefit ratio. Therefore this "pivot" doesn't imply Fidor won't use RCL via ILP in the future. They just don't want to support it at this moment, because they're doing other stuff. EDIT: Node in article maybe refers to Ethereum node and not necessarily Node.js node as I assumed. So maybe they didn't completely drop ruby. The code sample is actually Solidity ("address" type) and not javascript. But I still think it is a big pivot. Fidor white-label banking solution sales weren't great despite aggressive marketing.
  4. 2 points
    Haraldo

    Fidor Bank to use Ethereum

    Innoventures maybe funding some tech advance but I dont think anyone ever said they were integrating?
  5. 2 points
    Some clever people on this forum could probably setup Waves 2.0 and do a crowdsale in the morning but walking in to several multinational's and brokering serious business takes a bit more time I'd like to think!
  6. 1 point
    tomb

    Ripple Cheat Sheet

    Resellers/Service Providers/Partners/Relationships Accenture “We have extensive relationships with the world's leading companies and governments and work with organizations of all sizes—including 89 of the Fortune Global 100 and more than three quarters of the Fortune Global 500.” Press: http://www.consultancy.uk/news/2799/payments-platform-ripple-inks-partnership-with-accenture CGI Global “CGI has a long history of shaping and driving innovation in banking and payments, helping to build SWIFT, CHAPS and other payment systems.” Press: https://ripple.com/insights/ripple-and-cgi-team-up/ Crypto Facilities As a leader in digital asset derivatives, Crypto Facilities will create a marketplace for XRP derivatives. Press: https://ripple.com/insights/ripple-partners-with-crypto-facilities-for-xrp-derivatives/ Deloitte “Deloitte is one of the "Big Four" and the largest professional services network in the world by revenue and number of professionals. Deloitte provides audit, tax, consulting, enterprise risk and financial advisory services with more than 244,400 professionals globally.” Press: http://www2.deloitte.com/lu/en/pages/technology/articles/deloitte-integration-ripple-technology-temenos-t24.html D+H “A leading provider of technology solutions to financial institutions globally, today announced that it has partnered with Ripple to deliver innovative payment capabilities by integrating Global PAYplus, its global payment services hub, with Ripple's distributed ledger technology, creating a foundation for further disruptive payments innovation.” Press: http://www.dh.com/news-events/press-releases/dh-partners-ripple-deliver-innovative-payment-capabilities-and-create Earthport “Among the FinTech50, Earthport is a regulated Financial Institution under the auspices of the UK’s Financial Conduct Authority, transforming the future of cross-border payments.” Press: http://www.americanbanker.com/news/bank-technology/real-time-remittances-in-play-for-earthport-with-ripple-labs-deal-1071497-1.html Expertus Clients include - Bank of Montreal, Pavilion Global Markets, Central 1, CIBC, Canada Pension Plan, Desjardins, General Electric, Hedgeserv, ICD, Laurentian Bank of Canada, Mizuho Bank, National Bank of Canada, PSP Investment, Royal Bank of Canada, Scotia Bank, Software AG, United Nations, Viacom, Dupont, First National Bank, International Air Transport Association, Investors Group, Sony, Canadian Payment Association, Manulife Bank, Western Union, Virgin Atlantic, Firma Foreign Exchange, Silicon Valley Bank, Care Press: https://www.finextra.com/pressarticle/64716/ripple-and-expertus-team-up-for-blockchain-testing-service IntellectEU “10+ years of hands-on financial integration experience. International presence (USA, Belgium, Portugal, Ukraine). Servicing Financial Institutions, Corporations, and Vendors SWIFT and Ripple integration experience and partnership.” Info: http://companyontop.com/c/304133 R3cev An innovation firm focused on building and empowering the next generation of global financial services technology. Press: http://www.coindesk.com/global-banks-test-ripples-digital-currency-new-blockchain-trial/ SBI Holdings “Ripple, global provider of financial settlement solutions, and SBI Holdings, Inc., global financial services company, today announced the creation of SBI Ripple Asia. The new company will build an engineering and sales force across Japan, China, Taiwan, Korea, and ASEAN countries to sell and install Ripple’s enterprise solutions for cross-border payments at banks across the region.” Press: https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/ Tas Group “TAS Group delivers software solutions for electronic money, payment systems, capital markets and ERP.” Info: http://www.tasgroup.eu/solutions/payment-networks/ripple Temenos T24 “Temenos serves over 1,000 financial institutions in more than 125 countries across the world. It claims to be used by 38 of the top 50 banks worldwide.” Press: http://www2.deloitte.com/lu/en/pages/technology/articles/deloitte-integration-ripple-technology-temenos-t24.html Volante “Volante Technologies, a software company specialized in the integration and processing of financial messages, data and payments within institutions and corporate enterprises.” Press: http://www.volantetech.com/about/media/press-releases/ripple-integration/ Yantra “Yantra Financial Technologies specializes in designing, developing and managing banking & electronic payment systems.” Press: http://www.businesswire.com/news/home/20141103006189/en/Yantra-Financial-Technologies-Integrates-Ripple-Protocol-Latest Banks ANZ “The fourth largest bank by market capitalisation in Australia.” Press: http://www.coindesk.com/australian-banks-westpac-and-anz-experiment-with-ripple/ ATB Financial “ATB successfully transferred CA$1,000 (EUR 667) to ReiseBank using a network built on SAP technology and Ripple’s pioneering network of enterprise blockchain solutions.” Press: http://news.sap.com/atb-financial-sends-one-of-the-worlds-first-real-time-payments-from-canada-to-germany-using-blockchain-technology-supported-by-sap/ Bank of America Merrill Lynch Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina. It is the second largest bank holding company in the United States by assets. Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. Press: http://siliconangle.com/blog/2016/09/26/ripple-signs-deal-with-global-banks-to-establish-blockchain-based-global-transfer-system/ Bank of Yokohama The Bank of Yokohama, Ltd. is a Japanese regional bank, operating mainly in Kanagawa Prefecture and southwestern Tokyo. It is one of Japan's leading banks, the seventh largest bank in Japan by market value. Press: http://www.coindesk.com/japan-banks-blockchain-currency-exchange-ripple/ Bank of England The Bank of England (BoE) is the central bank of the United Kingdom. Founded in 1694, the Bank's mission is to promote the good of the people of the UK. http://www.bankofengland.co.uk/Pages/home.aspx Press: https://ripple.com/insights/ripple-selected-to-participate-in-the-bank-of-england-fintech-accelerators-exploration-of-the-use-of-blockchain-for-global-rtgs/ BMO (Bank of Montreal) BMO offers a wide range of personal banking services including mortgages, credit cards, loans and insurance. Access accounts with 24/7 online banking. Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network Canadian Imperial Bank of Commerce The Canadian Imperial Bank of Commerce, commonly referred to as CIBC, is one of the Big Five banks in Canada. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ CBW Bank “The innovative Weir, Kansas bank (it was the original institution behind BankSimple and Moven, and partners with cryptocurrency firm Ripple Labs on cross-border payments) will formally launch a new payment tool called the ONE Card this quarter. (Published Feb. 25, 2015)“ “It offers something most banks can't, and which the Federal Reserve has begun nudging the industry to build: real-time payments. To create this capability, $12 million-asset CBW has signed agreements with all the major U.S. debit networks for the ability to use their rails to instantly credit bank accounts. Press: http://www.americanbanker.com/news/bank-technology/cbw-bank-readies-launch-of-real-time-payments-1072921-1.html Commonwealth Bank of Australia The number 1 bank in Australia $129.89 billion market capitalization. “The Commonwealth Bank of Australia is an Australian multinational bank with businesses across New Zealand, Fiji, Asia, USA and the United Kingdom.” Press: https://cointelegraph.com/news/commonwealth-bank-of-australia-to-integrate-ripple-for-instant-settlements Cross River Bank “One of the first U.S.-based banks that will use the Ripple protocol to offer its business and personal banking customers real-time international payments between the U.S. and Western Europe.” Press: https://ripple.com/ripple_press/cross-river-bank-to-integrate-ripple-for-real-time-international-payments/ DBS Bank “DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia.” Press: http://finovate.com/ripple-technology-drives-invoice-trading-platform/ Fidor Bank Fidor Bank is a German online bank. Press: http://www.coindesk.com/fidor-becomes-first-bank-to-use-ripple-payment-protocol/ Mizuho Financial Group It holds assets in excess of $2 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries.[1] The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank the third in Japan. Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network NAB (National Australia Bank) National Australia Bank is one of the four largest financial institutions in Australia in terms of market capitalisation and customers. Press: https://ripple.com/ripple_press/ripple-adds-several-new-banks-global-network/ National Bank of Abu Dhabi National Bank of Abu Dhabi is a bank operating in the United Arab Emirates. NBAD is the largest lender bank in the Emirate of Abu Dhabi and the second largest lender in the United Arab Emirates. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ Rabobank “Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands.” Press: https://www.ftm.nl/artikelen/experimenteren-met-internationaal-betalen-met-bitcointechnologie Reisebank Headquartered in Frankfurt am Main, ReiseBank has more than 85 years of experience in business travel payment. Press: http://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/ Royal Bank of Canada “Royal Bank of Canada, is the largest bank in Canada. The bank serves over 16 million clients and has 78,000 employees worldwide.” Press: http://www.coindesk.com/royal-bank-canada-reveals-blockchain-remittance-trial-ripple/ Royal Bank of Scotland “The Royal Bank of Scotland has around 700 branches, mainly in Scotland though there are branches in many larger towns and cities throughout England and Wales.” Press: http://bravenewcoin.com/news/rbs-trials-ripple-tech-for-automated-interbank-transfers/ Saldo.mx “Cross currency wallet for underserved migrant communities built on Ripple.” Press: https://ripple.com/insights/how-marco-montes-is-empowering-migrant-workers/ Santander Bank “Santander is the largest bank in the euro zone by market capitalization and among the top 12 banks on a global basis.” Press: https://ripple.com/insights/santander-becomes-first-uk-bank-use-ripple-cross-border-payments/ SBI Sumishin Net Bank SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank. Press: http://www.coindesk.com/japan-banks-blockchain-currency-exchange-ripple/ Shanghai Huarui “Registered in Shanghai (Pilot) Free Trade Zone with a capital of 3 billion yuan ($484 million), will mainly serve small and micro enterprises that have difficulty getting loans from large State-owned banks.” Press: https://ripple.com/ripple_press/ripple-adds-several-new-banks-global-network/ Standard Chartered Bank “Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,200 branches and outlets across more than 70 countries and employs around 87,000 people.” Press: http://www.bloomberg.com/news/articles/2016-09-15/ripple-raises-55-million-adds-seven-more-banks-to-its-network Sumitomo Mitsui Banking Corp Japanese multinational banking and financial services company headquartered in Yurakucho, Chiyoda, Tokyo, Japan. It is a wholly owned subsidiary of Sumitomo Mitsui Financial Group. SMBC is the second largest bank in Japan by asset. Press: http://cryptohustle.com/japanese-banks-are-starting-to-use-the-ripple-network TD Bank Canada “TD Canada Trust is the personal, small business and commercial banking operation of the Toronto-Dominion Bank in Canada.” Info: https://ripple.com/insights/money-2020-how-banks-can-leverage-distributed-financial-technology/ UniCredit UniCredit Group is an Italian global banking and financial services company. Its network spanning 50 markets in 17 countries, with more than 8,500 branches and over 147,000 employees. Press: https://ripple.com/insights/seven-leading-banks-join-ripples-global-network/ Western Union “The Western Union Company is an American financial services and communications company.” Press: https://www.cryptocoinsnews.com/ripple-labs-larsen-partnering-western-union-payment-settlements/ Westpac “An Australian bank and financial-services provider headquartered in Westpac Place, Sydney. It is one of Australia's "big four" banks.” http://www.coindesk.com/australian-banks-westpac-and-anz-experiment-with-ripple/ SBI Ripple Asia Banks 77 Bank “A Japanese regional bank headquartered in Sendai, Miyagi Prefecture. As the designated financial institution of the prefecture, the city, and many other cities and towns throughout the prefecture, it performs duties such as holding deposits for public money and handling payments. It is also the biggest regional bank in the Tōhoku region.” Press: https://www.77bank.co.jp/pdf/newsrelease/16101400_block.pdf AEON Bank “You can use AEON Bank ATMs to withdraw Japanese Yen.More than 2000 ATMs nationwide are available while visiting Japan.” Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Aomori Bank “A Japanese regional bank headquartered in Aomori, Aomori Prefecture, in the Tōhoku region of northern Honshū. The Aomori Bank provides financial services for individual and corporate customers, including deposits, loans, securities trading and investment, foreign exchange, and bond underwriting and registration services as well as credit card services.” Press: http://www.a-bank.jp/contents/cms/article/20161003004/index.html Ashikaga Bank "Deposit business, lending, securities trading business and investment business, exchange business, etc. Net income: Stand-alone: 19.7 billion 89 million yen (Year ended March 31, 2015)" Press: http://pdf.irpocket.com/C0060/xAmX/Y6EB/Zpyq.pdf Awa Bank "The Awa Bank, Ltd. is a Japan-based regional bank, primarily engaged in the provision of financial services, with a focus on banking services. The Bank has two business segments. The Banking segment is engaged in deposit, loan, securities investment, and domestic exchange and foreign exchange businesses, as well as the sale of public bond, investment trust and insurance products, the brokerage of financial products and the provision of trust services, in addition to the provision of credit guarantee and credit card services." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Bank of Yokohama “A Japanese regional bank, operating mainly in Kanagawa Prefecture and southwestern Tokyo. It is one of Japan's leading banks, the seventh largest bank in Japan by market value (FY 2012). It is listed on the Nikkei 225." Bank of The Ryukyus "Founded in 1948 by order of the U.S. military administration of Okinawa to serve as a central bank for occupied Okinawa, and was originally modeled after the Federal Reserve System of the United States and the Central Bank of the Philippines. During the U.S. administration, it was empowered to issue currency and oversee the financial administration of Okinawa in addition to serving as a commercial and retail bank." Press: http://www.ryugin.co.jp/news/8878.html Chiba Bank "the biggest bank in Chiba Prefecture, Japan. Listed on the Nikkei 225, it has branches in Osaka, New York City, London, and Hong Kong. Assets — $106.1 billion (2015)." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Chugoku Bank "The Company operates in four business segments. The Banking segment is engaged in the deposit, loan, marketable securities and investments, domestic and foreign exchange, trust business, as well as debt guarantee and bonds underwriting business, the sale of public bond including government bond and securities investment trust, the financial instruments brokerage business, and investment banking business including merger and acquisition (M&A)." Press: http://www.chugin.co.jp/up_load_files/news_release/1414_pdf_1.pdf Daishi Bank "Based in Niigata Prefecture northwest of Tokyo, Daishi Bank is the oldest bank in Japan and the most influential institution in the prefecture. It was founded in 1873 as the Fourth National Bank of Japan." Press: http://www.daishi-bank.co.jp/release/detail.php?id=3517 Daiwa Next Bank "Daiwa Next Bank, Ltd. offers commercial banking services in Japan. The company offers services such as ordinary deposits, time deposits, payment services, fund transfer and settlement, foreign currency deposit, negotiable deposit, account transfer, and loans." Press: http://www.bank-daiwa.co.jp/info/2016/1003_2628.html Gunma Bank "A regional bank that operates in three business segments. The Banking segment is engaged in the deposit, loan, marketable securities and investments, as well as domestic and foreign exchange businesses; the sale of public bonds, investment trust and insurance products, as well as the trust business." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Hachijuni Bank "The Hachijuni Bank, Ltd. engages in the provision of financial services." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Hiroshima Bank "Deposit business, lending, securities trading business and investment business, exchange business, etc. " Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Hokuriku Bank "Hokuriku Bank is dealing with non-performing loans. A Japanese regional bank headquartered in Toyama, Toyama; Hokoriku refers to a greater region in Japan that encompasses Fukui, Ishikawa, and Toyoma prefectures. In addition to the Hokuriku region, the bank has branches in Kyoto, Osaka, Niigata, Nagano, Tokyo, Kanagawa, Gifu, Aichi, and Hokkaidō. The bank also operates overseas representative offices in Shanghai, Singapore, and New York City." Press: http://www.hokugin.co.jp/info/files/pdf/810.pdf Iyo Bank "The Iyo Bank, Ltd., together with its subsidiaries, provides commercial banking, leasing, and other financial services in Japan. It operates through Commercial Banking and Leasing segments." Press: http://www.iyobank.co.jp/library/new/press/16-237.pdf Juroku Bank "The Juroku Bank is industriously working to serve its customers in the prefectures of Gifu and Aichi, both part of the industrial region of Chubu. The regional bank has about 150 offices in its primary service areas, as well as offices in Osaka and Tokyo, and overseas offices in Hong Kong and Shanghai." Press: http://www.juroku.co.jp/release/post_178.html Keiyo Bank "The Keiyo Bank, Ltd. engages in the provision of financial services such as banking, securities, insurance, trust, credit card, and credit guarantee. It operates through the Banking and Others segments." Press: http://www.keiyobank.co.jp/news/2016/20161003145539.html Michinoku Bank "A Japanese bank that is headquartered in Aomori, Aomori Prefecture. The name “Michinoku” is distinctive in that it was the first use of hiragana in the name of a Japanese bank. Michonoku Bank, while focused on the Tōhoku region, has a network of branches and subsidiary companies that expands beyond the region. In Japan, Michinoku has offices in Hokkaidō, Akita, Iwate, Miyagi, and Saitama Prefectures, as well as a branch in Tokyo." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Mizuho Financial Group "It holds assets in excess of $2 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries. The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank the third in Japan after Mitsubishi UFJ Financial Group and Sumitomo Mitsui Financial Group, and the ninth in the world by market capitalisation as of November 2009. It is the 59th largest company in the world according to Forbes Global 2000 rankings. Its shares have a primary listing on the Tokyo Stock Exchange." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Musashino Bank "The Musashino Bank serves the Saitama region to the north of Tokyo in Japan. The bank and its 8 subsidiaries do business from about 90 offices throughout the area." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Nishi-Nippon City Bank "The Nishi-Nippon City Bank, Ltd. engages in the provision of banking and financial services. It operates through the Banking and Other segments. The Banking segment provides deposit, loan, domestic and foreign exchange, trading securities, securities investment, corporate bond trustee and registration, and agency operation services." Press: http://www.ncbank.co.jp/nr/images/2016/161003.pdf Nomura Trust and Banking Company "The Nomura Trust and Banking Co., Ltd. offers trust and banking products and services. The company also offers investment advisory and management services. The company was founded in 1993 and is based in Tokyo, Japan." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html North Pacific Bank "North Pacific Bank has total funds of 6 trillion 841.5 billion yen. Its main branch is in Sapporo, Hokkaido. Within Hokkaido it has 188 branches and in Tokyo it is developing operations through one retail branch. It offers comprehensive financial products and services to a wide array of customers, from individuals to corporations." Press: http://www.hokuyobank.co.jp/newsrelease/pdf/20161003_070664.pdf Orix Bank "Orix offers leasing, lending, rentals, life insurance, real estate financing and development, venture capital, investment and retail banking, commodities funds and securities brokering. In addition to expanding its offerings, Orix has also expanded globally, offering financial services in North America, Asia, the Middle East and Northern Africa." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Resona Bank "This entity served as the financing arm of the Nomura zaibatsu founded by Tokushichi Nomura. Its securities brokerage operation separated in 1926 to form Nomura Securities, now Japan's largest securities company. The bank was renamed Nomura Bank in 1927 and became the main bank for the Osaka Prefecture government in 1929, immediately following the 1929 stock market crash." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ San-In Godo Bank "The San-in Godo Bank, Ltd. is a regional bank mainly operating in Shimane and Tottori Prefectures. The Bank offers banking services including deposits, loans, foreign exchange transactions, and securities brokerage." Press: http://www.gogin.co.jp/about/press2016/topi16-093.pdf SBI Sumishin Net Bank "SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank." Press: https://www.netbk.co.jp/wpl/NBGate/i900500CT/PD/corp_news_20160819 Senshu Ikeda Bank "The Senshu Ikeda Bank, Ltd. is a Financial Services company located in Osaka, Osaka Prefecture, Japan." Press: http://www.sihd-bk.jp/fresh_news/0000000991/pdf/fresh.pdf Seven Bank "On March 22, 2011, Seven Bank and Western Union started the Seven Bank International Money Transfer Service as part of their mobile and internet banking services. On July 19, 2011, the service was expanded to Seven Bank ATMs, which has about 16,000 locations nationwide with English and Japanese telephone customer support." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.htm Shinkin Central Bank "Central financial institution in Japan for the cooperative regional financial institutions, known as shinkin banks, the Shinkin Central Bank (hereinafter the SCB) occupies a well-established position in Japan’s financial industry. Shinkin banks currently hold funds totaling some ¥134 trillion (around US$1,195 billion)." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Shinsei Bank "A leading diversified Japanese financial institution that provides a full range of financial products and services to both institutional and individual customers. It is headquartered in Chuo, Tokyo." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Shikoku Bank "Shikoku Bank is primarily a provider of banking services to customers in Japan's Shikoku prefecture. The bank's financial services include both commercial and retail banking and lending among others. Shikoku Bank serves local businesses, individuals consumers, and public agencies through about 110 branches." Press: http://www.shikokubank.co.jp/newsrelease/article.php?id=748 Shimizu Bank "The Shimizu Bank, Ltd. was established in 1928 with the merger of six banks and has always been a valuable partner of the local community. The Bank has its headquarters in Shizuoka City, which has the Shimizu Port, the largest in the prefecture. Shimizu Port, located halfway between Tokyo and Osaka, plays a significant role in international trade and economic development." Press: https://www.shimizubank.co.jp/news/detail/post_99.html Sony Bank "Sony Bank is a Japanese commercial bank established in April 2001. It operates as a direct bank and has no physical branches or ATMs. It is a subsidiary of Sony Financial and a member of the Japanese electronics company Sony." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Sumitomo Mitsui Trust Bank "The largest trust company and the fifth-largest bank in Japan measured by assets." Press: http://www.nikkei.com/article/DGXLZO07911570S6A001C1NN7000/ Tochigi Bank "Founded in 1942, the Tochigi Bank offers banking services to the Tochigi Prefecture in Japan (located about 60 miles north of Tokyo). Through more than 90 branches and 4 consolidated subsidiaries, Tochigi Bank offers conventional financial services products such as savings, lending, portfolio advisement, leasing, housing loan guarantees, credit cards, and foreign and domestic exchange services." Press: http://www.tochigibank.co.jp/pdfdata/news20161004144910-1.pdf Toho Bank "A Japanese regional bank headquartered in Fukushima, Fukushima Prefecture, in the Tōhoku region of northern Honshū. The Toho Bank provides financial services for individual and corporate customers, including deposits, loans, real estate, securities trading and investment, foreign exchange, and bond underwriting and registration services as well as ATM and credit card services." Press: http://www.tohobank.co.jp/news/20161003_004597.html Tsukuba Bank "It operates through 147 branches. The company was formerly known as Ibaraki Mutual Bank, Ltd. and changed its name to The Tsukuba Bank, Limited in 1989." Press: http://www.tsukubabank.co.jp/cms/article/cd68c7d31a1e4d661068a3f203dbcf5aea8327f9 Yachiyo Bank "The company offers savings and time-deposit products, loans, credit card and guarantee services, insurance products, Internet banking services, and other banking related services. It operates through 84 branches." Press: http://www.sbigroup.co.jp/news/2016/1025_10458.html Yamagata Bank "A Japanese regional bank that is based out of Yamagata city, Yamagata prefecture. Most of the bank’s branches are in Yamagata prefecture, or other major cities in the Tohoku region, with a branch in Tokyo as well." Press: http://www.yamagatabank.co.jp/release/pdf/723.pdf?1475467433270 Important Connections Microsoft “Develops, manufactures, licenses, supports and sells computer software, consumer electronics and personal computers and services.” Press: http://www.coindesk.com/microsoft-hints-future-ripple-blockchain-toolkit/ MIT MIT Media Lab creates disruptive technologies that happen at the edges. Press: http://www.coindesk.com/mits-adoption-ripple-blockchain-theory/ GV (Google Ventures) “GV, formerly Google Ventures, is the venture capital investment arm of Alphabet Inc.” Press: https://gigaom.com/2013/05/14/google-ventures-invests-in-opencoin-the-firm-behind-bitcoin-exchange-ripple/ W3 “The World Wide Web Consortium is the main international standards organization for the World Wide Web.” Press: https://ripple.com/insights/promoting-interoperability-and-web-payment-standards-with-the-w3c/ Andreessen Horowitz “Andreessen Horowitz is a $4 billion venture capital firm, founded in 2009 by Marc Andreessen and Ben Horowitz.” Press: https://cointelegraph.com/news/ripple-labs-finalizing-a-us30-million-funding-round CME Group “CME Group is the world's leading and most diverse derivatives marketplace.” Press: https://bitcoinmagazine.com/articles/ripple-labs-raises-28-million-series-chicago-mercantile-exchange-seagate-1432036934 IDG Capital Partners “Founded in 1993, IDG Capital Partners was one of the first foreign venture capital firms to enter the Chinese market and focus exclusively on Chinese companies.” Press: http://www.marketwired.com/press-release/idg-capital-partners-and-google-ventures-invest-in-ripple-developer-opencoin-1790495.htm Seagate “Seagate is the global leader in data storage solutions, developing amazing products that enable people and businesses around the world to create, share and preserve their most critical memories and business data.” Press: http://www.coindesk.com/seagate-ripple-investment-shows-were-serious-about-blockchain-tech/ Santander InnoVentures “We aim to support the digital revolution to make sure Santander customers around the world benefit from the latest know-how and innovations across the Banking Group’s geographies.” Press: http://www.coindesk.com/santander-innoventures-adds-4-million-to-ripples-series-a-round/ Digital Ventures “BCG Digital Ventures is a corporate investment and incubation firm. We invent, build and invest in startups with the world's most influential companies.” Press: http://www.dealstreetasia.com/stories/thailand-digital-ventures-invests-us-based-blockchain-firm-ripple-53627/ Core Innovation Capital “Our portfolio companies harness technology to build transformative financial products and services.” Press: http://blogs.wsj.com/venturecapital/2015/01/26/digital-payments-company-ripple-labs-finalizing-30-million-funding-round/ Susan Anthey (Advisor/Board of Directors) o “She advises governments and businesses on the design of auction-based marketplaces, notably since 2007 serving as a long-term consultant to Microsoft Corporation in a variety of roles, including chief economist.” Michael Barr (Advisor) o “He served from 2009-2010 as the U.S. Department of the Treasury’s Assistant Secretary for Financial Institutions, and was a key architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.” Donald Donahue (Advisor) o “Previously, Donahue served as the COO and then the CEO of The Depository Trust & Clearing Corporation, the principal post-trade infrastructure organization supporting U.S. securities and derivatives markets, which processes transactions worth more than $1.6 quadrillion annually.” Karen Gifford (Advisor) o “Her work at the New York Fed included the successful defense of a claim by the Central Bank of Iran arising out of the hostage crisis for over $1 billion, and co-heading an investigation into misconduct in the sales and trading of complex leveraged derivatives at Bankers Trust.” Karl-Theodor zu Guttenberg (Advisor) o “As youngest Defense Minister in German history, he led the most significant structural reform of the German armed forces since the Bundeswehr’s founding. During his time in office he was Germany’s most popular politician.” Greg Kidd (Advisor) o “Prior to Promontory, he was a senior analyst at the Board of Governors of the Federal Reserve. Greg also is a co-founder of a startup fund with early round investments in Twitter, Square, Coinbase, Coin, Shift, Stockpile, Ledger X, Kabbage, 3taps, and numerous other marketplaces, messaging, and payments companies.” Anja Manuel (Advisor) o “Anja Manuel is a Co-Founder and Partner along with former Secretary of State Condoleezza Rice, former National Security Advisor Stephen Hadley, and former Secretary of Defense Robert Gates in RiceHadleyGates LLC, a strategic consulting firm that assists senior executives at major U.S. companies in key emerging markets such as China, India and the Middle East.” Matthew Mellon (Advisor) o “He founded Mellon Drexel, a digital telecommunications company working to issue three billion mobile wallets worldwide, is a strong advocate of digital currencies, and serves as Chairman of the Chamber of Digital Commerce.” Mariano Belinky (Board of Directors) o “Mariano Belinky is Managing Partner at Santander InnoVentures – a FinTech venture capital fund fully-owned by Grupo Santander, investing both capital and resources in companies globally.” Doug Chertok (Board of Directors) o “Doug has founded, advised and invested in early-stage companies for over twenty years. He also founded Vast Ventures, a seed fund investing in technology and consumer products with an IRR exceeding 90% over ten years.” Young Guo (Board of Directors) o “Prior to joining IDG Capital, Young was a member of the Soros Fund Management in New York from 1996 to 1999, where he was involved in managing a $3 billion private equity fund.” Chris Larsen (Board of Directors) o “Chris Larsen is CEO and co-founder of Ripple and Chairman of the Board of Directors. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender.” David Schwartz (Board of Directors) “In July of 2013, David Schwartz was elected to the Board of Directors of Ripple by the stockholders. He is currently the Chief Cryptographer at Ripple and one of the original architects of the Ripple protocol. He began work on Ripple in late 2011, investigating the use of distributed agreement protocols to solve the double spend problem in cryptographic payment systems. Prior to joining Ripple, David Schwartz was Chief Technical Officer for WebMaster Incorporated, a Santa Clara software developer. He developed encrypted cloud storage and enterprise messaging systems for organizations like CNN and the National Security Agency (NSA). Known as “JoelKatz,” he is a respected voice in the digital currency community.” Gene Sperling (Board of Directors) “Gene Sperling served as National Economic Council Director and National Economic Advisor under President Clinton from 1997 to 2001 and then under President Obama from 2011 to 2014.” Marcus Treacher (Global Head of Strategic Accounts) "Treacher has held a position as one of SWIFT’s more than 20 board members since 2013, where his responsibilities include overseeing its corporate advisory group and serving as a member of its banking and payments committee and technology committee." Office Locations San Francisco, California London, England Sydney, Australia New York Luxembourg Validators Microsoft MIT CGI SECOM and SBI Asia Interledger-enabled platforms Chain https://chain.com/docs/protocol/papers/whitepaper#9-interoperability Expanse http://blog.expanse.tech/ BigChainDB http://www.slideshare.net/Interledger/weaving-the-ilp-fabric-into-bigchain-db More Information from @GiantGox Banks http://gtgox.com/rippleを利用する企業・団体/ Timeline http://gtgox.com/rippleの歴史/ Investors http://gtgox.com/rippleの出資者/
  7. 1 point
    anotherscott

    Fidor Bank to use Ethereum

    http://www.coindesk.com/fidor-ethereum-core-banking/ Sigh, I hope Ripple has bigger fish on the table.
  8. 1 point
    yxxyun

    Fidor Bank to use Ethereum

    This may be explained
  9. 1 point
    Sapitoka

    Fidor Bank to use Ethereum

    Would be so good to know Ripple corrente moves behind the scenes.. Hope they have a clean path and making some real advances with some banks and FIs. As small as Fidor might be, this can never be good news for ripple. Just not that bad. Nothing changes.
  10. 1 point
    (My post is a cue for any Ripple employee to post and say "Well, I wouldn't call them competition...") Here's my WAVE:
  11. 1 point
    xtrapower

    banks on ripple?

    Great list, thank you! I try to keep track of the activity here: http://wolles-bucket.s3-website-eu-west-1.amazonaws.com/XRPvolume/?# It's worth looking at once every day, some of these unknown accounts are pretty active.
  12. 1 point
    PodBayDoorsHAL2

    Central banks and Bitcoin

    The central bank of Ecuador already does this, money straight to the citizens. It will never happen elsewhere because the CB's do not create money, the commercial banks do, and they want their vig. It's a perfect system: get paid to make loans to create money from nothing, if the loans go bad complain to Poppa CB and he will bail you out (with help from the chump taxpayer and the bank deposit holder). Rinse and repeat, and send the proceeds to your Panama account. JFK tried to issue money straight from the US Gov't (like it says is the only legal way in the Constitution), notice at the top it does not say "Federal Reserve Note" it says "United States Note" http://www.oldcurrencyvalues.com/1963_five_dollar_bills.html He was smartened up to the game so they took him to Dallas for a car ride.
  13. 1 point
    This was done in https://github.com/ripple/rippled/commit/b2c9179100328ee700695c9eb7bbf2593c88821c allowed validators to set a hard floor on the fee that they advertised in their validations (note: per the Ripple protocol specs validators can advertise any fee they think appropriate). The code was merged into 0.30.1. This will likely go away with a future commit, but I can't give you a time frame for when that will be.
  14. 1 point
    Imitation is the sincerest form of flattery
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