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  2. Dude the IMF loves Ripple. And they are promoting it to the world. What more could you ask for
  3. OctillionSA (Bithomp) partnered with SafelloAB to offer a new service: https://card2xrp.com where Europeans have a simple way to buy XRP with a Bank Card. The best experience will be for countries: Sweden, Norway, Denmark where users can use BankID, nemID and Swish. The video is for BTC, but its the same experience for XRP
  4. Number one doesn't hold water in this case. You can know exactly what you're doing and still question the best way to balance a crypto portfolio. I'd say a more common mistake I see with XRP investors is that they bet the farm on a single asset, based on it's technological superiority, while ignoring the obvious issues with adoption and the difficulty in putting any kind of value on pre-mined coins with larger total supplies. Seasoned investors these days understand that markets are momentum driven, and that technicals cannot be ignored. The old argument that fundamentals trump technicals over the long run is not nearly as persuasive now as it was in 1980. It ALL matters. Use all the information. But know yourself. I know that it's much easier for ME personally to ride a down trend over the short term, than its likely to be for me to come up with the cash to buy back my XRP the day the coin bottoms, even if I could call it, which I can't. Better to just buy it and forget it. It's easier on my psyche. I'm a human, not an algorithm. I might be tempted to spend the money on hookers and blow.
  5. Don't rush it. You'll have a good decade to buy this cheap.
  6. I struggle that the chat does just put our responses right below the original post. So inefficient and very ADD for me. I have used other platforms that are better but I am not sure the effort it took to set them up and we would lose the xrp population.
  7. hey @Eric123 I'm maybe pessimist here but I really think XRP price will go down further . maybe in the next few days it'll go back to 0.31-0.32$ but then it will drop again in some weeks to maybe 0.25-0.27$ , then again and again. That' s how I see it for now , that's pretty sad. I bought not long ago at 0.35$ , I've already lost a % . 550$ I'm at 475$ this morning . anyway , what do you think about this ? I think we re still in bear market for some time and that XRP price will go down to 0.25$ or even lower..
  8. As long as fiat debts can be paid in fiat dollars, I have a use for fiat. I won't get too excited about going all crypto all the time until that is no longer my reality. But generally speaking, if you are a SHTF believer of any stripe, you know that most of your net worth should be held in tangible assets. Both fiat and cryptos are somewhat dependent on BAU. Everything money, centralized or decentralized, is digital. The long term future of digital technology is totally energy dependent. That means it's fragile technology. I know it''s possible to have a crypto with no internet, but I'm guessing it won't work out that well, if and when we don't have connectivity. Holding too much fiat cash has never been a big problem for me anyway. But if the choice is something like Turkish Lira vs. Bitcoin, gimme Bitcoin. Interesting point about the drivers of big crypto moves and currency moves. I'm a believer in the Dollar Milkshake theory, at the moment. https://youtu.be/vDr3lRZ01Zo
  9. Agreed, frustrating, but only bc it keeps costing me money. Just made my largest Coinbase transaction yet, yesterday @ .325, woke up to the bloodbath this morning, bought more @ .302. I’m on the hopium, along with being an eternal optimist, my only thinking is: Will I ever be able to buy xrp this cheap again!?
  10. I like this idea. My ability to heart posts is maxed out today. That way questions don’t slow down the original lecture. Also as I get caught up on terminology when I am trying to learn, that would give me time to research things before meeting to talk about the subject on a deeper level.
  11. Publication Date: February 14, 2019 https://www.imf.org/en/Publications/Departmental-Papers-Policy-Papers/Issues/2019/02/13/FinTech-in-Sub-Saharan-African-Countries-A-Game-Changer-46376
  12. Depends on your timeframe and the amount you can comfortably lose without regret. Make your decisions on your best long term projections and considering the risk to (possible) reward balance. But don’t let yourself forget that your stack could go to $0 through no fault of your own. Which brings up this topic——>>> ->>Reminder: it’s not a good idea to talk about your holdings. There are some greedy mofo sociopaths out there.
  13. Depends on the exchanges. If the exchange has withdrawal fees, then they could either deduct the fees from the amount you specified to send, or from your remaining balance after sending the 50. They should make it clear to you before sending. In my experience it's unusual for an exchange to charge deposit fees on crypto, but it's possible, you need to check their fee schedule. Bitstamp is very nice, no deposit or withdrawal fees on crypto.
  14. its like this.. do whatever you think is best for your specific situation. yes, it works from time to time, but for a very small percentage of individuals. when people see the price of their investment drop, its very normal for new investors to sell in fear (they think its an educated decision) and then buy another investment. what happens is, they keep doing this. buying, selling, buying, selling... it creates a vicious cycle of not knowing when to stop and each time, they 'hope' their decision was the right one. all of this can be avoided by simply holding. XRPs price is down, yes. but this is an investment. professional investors make the big bucks because they hold long term. the same thing happened in 2017 when the price dropped from .40 to .14. many people in here sold thinking they would buy back in lower, only to see the price jump to $3.30 a few weeks later. summary: 1. people who dont know what theyre doing typically invest based on price. 2. seasoned investors base on fundamentals. notice you said, "I think mid year 2021 we may start seeing XRP move." this is a decision based on the hope that the price will go up.
  15. The crypto market is going crazy over Ripple and XRP. It has a now reached a fever pitch. And because of that, people are coming up with questions about the company, how can it be used, where to buy it and the digital asset. So, to eradicate any misconceptions about Ripple and XRP, here’s a compact guide that has answers to eight of the most frequently asked questions. However, it’s still in the development stage. As the development processes, this list will be updated regularly. 1. How to buy XRPs? You can buy XRPS on more than 60 digital asset exchanges globally, some of them are listed on this page. Do remember that every exchange has a different process for buying XRP. In case if you have already bought XRP from an exchange and have questions about your purchase, you need to reach out the respective exchange directly. For maintaining a healthy XRP market, Ripple considers having XRP listed on top online asset exchange its top priority, so that it can make it broadly accessible globally. Ripple has deployed resources to fulfill the initiative. So, you can expect current developments moving toward forming global liquidity. 2. What are XRP, XRP Ledger, and Ripple? XRP refers to digital asset native to XRP Ledger. While XRP Ledger is a distributed, open-source ledger. Ripple is a private company. 3. Which financial institutions decided to adopt XRP? During May 2018, MercuryFX, MoneyGram, IDT, Western Union, Cuallix. Currencies Direct and Viamericas- eight leading payment providers- have decided their pilot use of XRP in payments using xRapid to bring liquidity solutions for cross-border payments. The pipeline of financial institutions for Ripple is growing. They are interested in incorporating XRP in their payment flows. 4. Is XRP secure enough? Do I need an exchange to use it? Read full story here
  16. Hi Bob…….I remember talking to a Cisco guy more than twenty years ago, who told me that the first client for Cisco IPTelephony was Cisco. Basically his boss told everybody that to sell it, you have to use it………. Leaders lead by example, which brings me to Ripple adoption. This year we have all seen a huge increase in trading pairs & the growth of acceptance in the retail market. Why don´t Ripple settle almost all their payments in XRP: salaries, hardware, software, third party contracts etc. The contracts can be in any fiat, but the settlement is in XRP. Probably in the first moment almost everybody will immediately just convert back to fiat. With over 300 employees, across the world in different countries & cultures, just the interaction between Ripple & the suppliers accounting department is priceless education. Suppliers accountants are going to get up to speed on settlement, security, & volatility in the blink of an eye. Surely this increases awareness & adoption is a very useful complement to just selling XRP OTC ?? Maybe Ripple are already implementing this policy, but it would be good to see a % of monthly operating costs settled with XRP on the Ripple stats site. With a current market cap of over $ 180B, imagine the adoption rate if the exchanges could be persuaded to elaborate supply contracts in fiat but settle only in crypto. The supplier can choose the crypto from the market leaders. Education & adoption skyrocket. It seems so basic, that I guess I must be way behind the 8 ball, so in this case I apologise, but on the youtube sites & blogs I have never seen, heard or read anybody mention or push this concept. With access to thousands of subscribers you could run a poll to see if investors/hodlers would prefer an exchange that settles its bills in crypto, all other conditions being equal, or even just ask CZ are you settling your operating costs in crypto ?? what % do you expect to settle in crypto by EOY ??
  17. Today
  18. Disney won't be satisfied until we rename the States to "Walt Disney Land."
  19. If you are a true SHTF believer, you've got to look to headlines and consider currency events and war events globally. We are always riding seesaws when we trade, and when you consider how rare stability is, and the heavy hands required, you can assume manipulation in these markets 90% of the time while volumes and overall market cap is this low. The parabolic shifts that we crave are caused by sharp external forces. Heavy doses of greed or fear or both. I don't know why people ignore the potential social causes behind the massive movement to crypto from South Korea during the last bull cycle - check the headlines, because folks were scared to death of war on the peninsula and I think a lot of folks were worried about a currency event being needed to pay for war and/or needing a way to quickly get funds out of local fiat if people needed to leave the country. Here we are again with testing in NK engaged. There is some indication of international unwinding of us debt, while also a bit of positive movement into t-bills on the us side. This could contribute to a dollar flush event and I have plenty of reason to speculate that there will eventually be a flippening between crypto and national bonds. This is what I think the global banking system is gearing up for, and I would be hesitant to cash out too early into fiat prior to knowing how much government debt is being unloaded. It would be a convenient transfer of wealth to power if, in a coordinated effort, a bull run was triggered with bond revenues sold at secret auction and fueled by government crypto purchases - leaving us as millionaires in fiat and triggering hyperinflation while governments hold all the digital assets. What a purge of hypocrisy in crypto that would be! Just a reminder that price in fiat is not what the cryptocurrency ethos is all about. Price and value are not the same. I don't think the social and political value of digital asset networks should be understated.
  20. It all depends on the price you think XRP is going to hit in 5-10 years and on how much $ you need to live your life comfortably. Devide those two, et voila, you've got your number.
  21. Which leads you to believe that nobody here is holding BTC? Really.
  22. hi guys; small question: say I have 100 XRP on exchange A and want to transfer 50 to exchange B. after I transfer the 50 to B, will I have: 1. 50 on A & 50 on B? 2. 49 point something on A and 50 on B? 3. 50 on A and 49 point something on B? 4. 49 point something on A & B? you guys get the drift... I assume there are some fees, not sure if on both sides. thanks for the comments
  23. "I'm still here since 4/5/2019" BHODL-ing for over a year now. Can't wait to finally see some green
  24. total scam. like other things they said that never happened. Hype is easy , people are naive what you guys see on this forum , about being rich one day with XRP be patient HODL , you can see the same things on all other crypto forums for ALL crypto created.
  25. Is this scam or partner of Ripple the company?
  26. No longer to the Moon, Walt Disney Knew all along To Pluto
  27. I once bought a single litecoin when it was around 20. Forgot about it on Coinbase and when I logged back in I sold it for 250. Im hoping one day the same thing happens with my xrp stack. Theres no Inbetween for me, I’m either making money if it hits 20+ or I lose everything as it goes to 0. The waiting game is hard though.
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