http://baft.org/events/2016-global-payments-symposium/program

Ripple CEO Chris Larsen gives Thursday's keynote address. Ripple is also a sponsor of the symposium. The symposium also includes speakers/panelists from Coinbase, Google and Earthport.

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Wednesday, July 13, 2016

1:00PM – 7:00PM

Registration Open

3:00PM – 3:20PM

Welcome and Opening Remarks

Philip Zeidner
Conference Chair
Vice-President
BNY Mellon

Tod Burwell
President & CEO
BAFT

3:20PM – 4:20PM

CEOs’ Perspectives

A fireside chat on U.S. and international issues affecting the industry today

Rob Nichols 
President & CEO
American Bankers Association

Manolo Sanchez
President & CEO
BBVA Compass

4:25PM – 5:20PM

The ABC’s of Blockchain

What on earth does a block have to do with a chain? And how does this impact the financial industry? In 1974, the US Department of Defense developed an electronic communication mechanism, TCP/IP, to secure electronic communications between a sender and a receiver. Thirty-odd years later, in 2008, Satoshi Nakamoto published a paper on the next step, describing the benefits of a payment network that could operate in the absence of trust, arguing that the cost of maintaining confidence in a counterparty is an avoidable inefficiency. The solution is based on a network of “honest nodes” that can beat out a coordinated effort of “attacker nodes”. This session will examine this war of the nodes and explain how blockchain can change how two counterparties trust each other.

Moderator

John Collins
Vice President, International Policy
BAFT

Panelists

David Farmer
Head of Europe
Coinbase

Jacob Farber 
General Counsel
R3 CEV

Graham Warner 
Head of Product Development for the Americas
Deutsche Bank

5:20PM – 5:30PM

Day 1 Wrap Up

Philip Zeidner
Conference Chair
Vice-President
BNY Mellon

5:30PM – 6:30PM

Opening Reception

 

Thursday, July 14, 2016

7:00AM – 5:00PM

Registration Open

7:00AM – 8:00AM

Networking Breakfast

8:00AM – 8:15AM

Welcome and Opening Remarks

Philip Zeidner
Conference Chair
Vice-President
BNY Mellon

Tod Burwell
President & CEO
BAFT

8:15AM – 9:00AM

Keynote Address

Keynote Speaker

Chris Larsen
Founder and CEO
Ripple

9:00AM – 10:00AM

Capgemini World Payments Report

Capgemini’s World Payments Report (WPR) is recognized by financial services executives as a leading source for thought leadership and trends shaping global payments. Join the BAFT/ABA Global Payments Symposium to hear James Methe, principal at Capgemini, present this year's WPR.

Speaker

James Methe 
Principal, Payments and Transaction Banking
Capgemini Consulting

10:00AM – 10:30AM

Morning Coffee Break

10:30AM – 11:30AM

Our Market Providers View Into the Future

In order to keep the state of the payment industry well oiled, our institutions must be in sync with our market providers so we can properly plan for the future. This requires a solid understanding of new projects, collaboration and effectively meeting industry deadlines. To these goals, we have asked our panelists to enlighten us as to their current and upcoming efforts so we can all continue to remain on track and help improve our industry.

Moderator

Philip Zeidner 
Conference Chair
Vice-President
BNY Mellon

Panelists

Bob Pepitone 
CHIPS Product Manager
The Clearing House

Stephen Grainger 
Head of Market Infrastructures & Experts
SWIFT

Robert Unger, AAP 
Senior Director, Product Management and Strategic Corporate Relations
NACHA

Cheryl Venable 
Senior Vice President and Retail Payments Product Manager
Federal Reserve Bank of Atlanta

11:30AM – 12:30PM

Making Payments Faster

In January 2015, the Federal Reserve published a white paper, Strategies for Improving the U.S. Payment System, a multi-faceted plan to enhance the speed, safety and efficiency of the U.S. payment system. While the paper includes broad-based goals to improve the payments infrastructure in the U.S., the most immediate area of focus has been the industry actions to design and development faster payment services in the U.S. This session will examine the work of the Faster Payments Task Force which the Federal Reserve organized in 2015, how that work has influenced some of the key payment system participants that are developing faster payment services and the experience of a global vendor to make payments faster outside the U.S, and what the U.S. market can learn from those experiences.

Moderator

Roy DeCicco 
ASC X9, FRB Faster Payments Task Force Steering Committee
Managing Director
JP Morgan

Panelists

Ken Isaacson 
Senior Vice President
Federal Reserve Bank of New York

Steve Ledford
Senior Vice President, Product and Strategy
The Clearing House

Gene Neyer 
Industry & Regulations/Global Payments
D+H

Laura Weinflash 
Vice President, Strategy and Product Management Real Time Payments
Early Warning Services

12:30PM – 1:45PM

Innovation Showcase Luncheon

Please join us for lunch at this rapid-fire session where you’ll hear from five early stage companies currently participating in Startupbootcamp, a NYC FinTech accelerator program. These companies showed exceptional potential to be admitted to the program and will present their solutions to industry challenges focusing on payments, trade finance, the blockchain, and vendor management. Make sure to attend to see the future, today!

Host

Steve Kenneally
Vice President, Center for Payments and Cybersecurity Policy
ABA

Concurrent Sessions

• “A” Sessions = Retail Track
• “B” Sessions = Transactions Banking Track

1:45PM – 2:30PM

Concurrent Sessions 1

Concurrent Session 1A: Current Trends and Future Innovations in Payment Cards

Industry experts discuss the current state of the industry and where it may be going in the future. Learn the effects that EMV migration and mobile payments are having on card issuers as well the potential impact of future products like “real time” debit push payments and wearable devices.

Speaker

Matt Barr 
SVP, North America Digital Payments and Labs
MasterCard

Concurrent Session 1B: Cross Border Payments 101

This session presents an overview of the flow of a payment from an originator to a beneficiary and what happens along the way. The session will cover different scenarios, such as delays due to sanctions, payment formats, STP, FATF dependencies, payment purpose codes and more.

Speaker

Michael Mangieri
SVP,USD Core Technical Sales and Payment Strategy Global Payment Services
Wells Fargo Bank, NA

2:40PM – 3:25PM

Concurrent Sessions 2

Concurrent Session 2A: Regulatory View from the CFPB

As more and more payments are made faster and faster by banks and non-banks, having the “right” regulatory oversight is very important. The CFPB will share their perspective on how to provide oversight of a rapidly changing marketplace by discussing recent enforcement actions against payment providers and review how their Policy Statement on No-Action Letters will help encourage innovation and protect consumers simultaneously.

Speakers

Gary Stein 
Deposits Markets Program Manager
CFPB

Kelvin Chen 
Emerging Technologies Program Manager
CFPB

Concurrent Session 2B: Network Contraction: The Future of Correspondent Banking

CHIPS came to life in 1970 with 9 participants exchanging about 500,000 transactions growing in the next 20 years to over 140 participants exchanging nearly 25 million transactions. Twenty years later, only 49 direct participants remain on the CHIPS network though transaction volumes grew fourfold since 1985. Studies, such as the BIS Consultative Report on Correspondent Banking published last year, indicate this phenomenon is prevalent across jurisdictions and currencies. What factors have driven this concentration to fewer clearers? This panel will explore the impact of fewer service providers and what measures might be required to alleviate this trend.

Moderator

Steve Wojciechowicz 
Director, Market Management
Deutsche Bank

Panelists

Michael Bellacosa 
Director, Product Manager
BNY Mellon

Jeffrey Bisig 
Managing Director│Head of Client Management & Sales Americas, Institutional Cash Management 
Deutsche Bank
Global Transaction Banking

Peter Loeffler 
Head of Global Financial Institutions
Fifth Third Bank

3:25PM – 3:45PM

Afternoon Coffee Break

3:45PM – 4:30PM

Concurrent Sessions 3

Concurrent Session 3A: Mobile Wallets: Are US Banks Ready to Go “All In”?

The US mobile wallet market is hyper-fragmented with numerous solutions and variant merchant acceptance. Two years after Apple Pay and the entrance of other providers/services from technology firms, adoption and usage has yet to “take off” to a degree that matches the initial prelaunch expectations. With the announcement of Chase Pay to launch in the near future – is that the signal for other banks to enter the fray with bank-backed solutions or will banks be comfortable with the status-quo – fighting for top of wallet in an open wallet? Hear various perspectives of the marketplace, what signals banks are looking for to enter the market in a more meaningful way and how industry thought leaders expect the fragmentation to possibly shake out.

Moderator

Matthew Ribbens 
SVP Electronic Delivery and Payment Strategy
BB&T Corporation

Panelists

Scott Harkey
Payments Lead
Levvel

Hisham Salama
Head of Digital Payments
TD Bank

Spencer Spinnell
Director, Emerging Platforms
Google, Inc.

Concurrent Session 3B: LEI

The session will cover the history of the LEI and provide participants with a better understanding of how the LEI improves compliance and KYC. Get an understanding of the role the LEI plays in correspondent banking and how it benefits FATF R 16. Hear how the PMPG is developing an industry dialogue to engage global payment practitioners in determining how best to incorporate the LEI in payment messages.

Speaker

Gerard Hartsink 
Chairman
GLEIF

4:40PM – 5:30PM

Standardizing, Regulating, and Prosecuting Cybersecurity: Achieving A Global Approach

Many financial services and other regulatory agencies across the globe are escalating their cybersecurity oversight. The challenge for financial firms is to how to rationalize the various supervisory approaches agencies are taking. This session will examine how industry and the private sector can achieve a global approach to our mutual goal of protecting our firms and our clients. It will also examine creative ways to prosecute bad nation-state and criminal cyber actors.

Moderator

Doug Johnson
Senior Vice President and Chief Advisor, Payments and Cybersecurity Policy
American Bankers Association

Panelists

Valerie Abend 
Managing Director, Head of the US Cybersecurity Practice
Promontory

Timothy T. Howard 
Assistant U.S. Attorney and Cybercrime Coordinator National Security Division, Counterintelligence and Export 
Control Section
Attorney’s Office, Southern District of New York

Adam Sedgewick
Senior Information Technology Policy Advisor
NIST

5:30PM – 5:45PM

Day Wrap Up

Samantha Pelosi
SVP, Payments and Innovation
BAFT

5:35PM - 6:45PM

Networking Reception

 

Friday, July 15, 2016

7:00AM – 12:00PM

Registration Open

7:00AM – 8:00AM

Networking Breakfast

8:00AM – 8:15AM

Welcome

Samantha Pelosi
SVP, Payments and Innovation
BAFT

8:15AM – 8:45AM

Keynote Address

8:45AM – 9:45AM

Session 7: Big Data: Payments, Insights and Analytics - Getting the Most Out of Your Data

Many organizations are struggling with the topic of “Big Data”. While they understand it is a way to obtain large portions of information, there are many facets that need to be addressed in order to obtain meaningful results. Our speaker(s) will help you to unravel the mystery around Big Data and help you to understand what it is, how to understand the results of your data searches, how to make it work for you and your clients and to understand that you are lost in “Data Quicksand”.

Speaker

Michael Maxwell 
Offering Manager
IBM

Cheryl Gurz
Consultant
Niagara Payments

9:45AM – 10:15AM

Morning Coffee Break

10:15AM – 11:15AM

Session 8: FinTech Collaboration: What Does It Mean for Banks?

In a world where new FinTech companies are delivering new and innovative digital solutions, banks are re-inventing themselves to partner with the right companies to create value for their customers in new ways. You don’t want to miss this session where bank executives, responsible for their respective organization’s payment and digital innovation, discuss their insights regarding collaboration with FinTech companies, lessons learned, and emerging trends which will impact the payments industry.

Moderator

Samantha Pelosi
SVP, Payments & Innovation 
BAFT

Panelists

Stephan Donelian 
Head of Payment Innovation, North America
HSBC Bank USA, N.A.

Maria Gotsch 
President and CEO
Partnership Fund for New York City

Patrick Moore Jr. 
EVP and Head of Treasury Management, Product Management and Innovation Group 
Capital One Financial Corporation

11:15AM – 12:15PM

Session 9: Piecing It All Together

During the 3 days of the BAFT Global Payments Symposium, you have heard from banks, regulators, infrastructure providers, FinTech companies, and consultants. What does it all mean? Are we delivering what our clients need while adhering to all compliance requirements? This session pieces it all together and examines how we need to partner with one another to deliver the next generation payments system. Worlds Coming Together.

Moderator

Kenneth Wong 
Head, Product Strategy and Innovation, Global Transaction Banking
TD Bank

Panelists

Stacy Rosenthal 
Head of Payments Initiatives, Americas
SWIFT

Greg Murray 
Managing Director
Bank of America Merrill Lynch

Harold Bosse
Global Head of Product
Earthport

12:15PM – 12:30PM

Closing Remarks

Philip Zeidner
Conference Chair
Vice-President
BNY Mellon

Samantha Pelosi
SVP, Payments and Innovation
BAFT

Keynote Speakers

 

  Chris Larsen
  CEO and Co-Founder
  Ripple

Chris Larsen is CEO and co-founder of Ripple and Chairman of the Board of Directors. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender. During his tenure at E-LOAN, he pioneered the open access to credit scores movement by making E-LOAN the first company to show consumers their FICO scores. Chris serves at the Board and Advisory levels at numerous companies and organizations including: Betable, CreditKarma, and Electronic Privacy Information Center (EPIC). 

 

 

  Rob Nichols 
  President and CEO
  American Bankers Association

Rob Nichols joined the ABA in August 2015, following ten years of service as the president and CEO of the Financial Services Forum, a non-partisan financial and economic policy organization. At the Forum, Nichols provided strategic leadership and coordinated the group's efforts to educate the public about the importance of robust capital markets, encourage a competitive global marketplace, and shape the national and international regulatory dialogue.

Before joining the Forum, Nichols was Assistant Secretary of the Treasury for Public Affairs, a position requiring confirmation by the United States Senate. In that capacity, Nichols oversaw all public affairs efforts for a $12 billion federal agency with 117,000 employees and played a leading role in educating the American people about tax and currency policy, debt management, Social Security and Medicare financing, the U.S. government's strategy to freeze terrorists' assets and restrict the flow of money that enables terror, and a host of international and emerging market issues that impact the U.S. economy. Nichols also oversaw the Office of Public Liaison. Nichols is a recipient of the Alexander Hamilton Award, the highest honor of the U.S. Department of the Treasury.

Before joining the Department of the Treasury, Nichols' career highlights included service as communications director for the Electronic Industries Alliance; as a senior aide on Capitol Hill; and an aide in the Office of the Chief of Staff in the George H.W. Bush administration.

 

  Manolo Sanchez 
  President & CEO
  BBVA Compass





Manolo Sánchez is chairman and CEO of BBVA Compass and U.S. country manager for BBVA Group. He has worked for BBVA for over 25 years and has been at the helm as BBVA Compass transformed itself into one of the more aggressive digital challengers in banking while also landing at No. 1 on American Banker's reputation ranking of the top 25 banks. Mr. Sánchez is a frequent speaker at major industry events, and led in-depth discussions with former President George W. Bush and Apple co-founder Steve Wozniak at the popular BBVA Compass Economic Forums. He joined BBVA Compass as head of community banking in 2008, having led Laredo National Bank for the previous three years after it was acquired by BBVA. Between 2002 and 2005, he served as chief risk officer for BBVA Bancomer in Mexico City.

 

Speakers

 

  Valerie Abend
  Managing Director, Head of the US Cybersecurity Practice
  Promontory

 

Valerie leads Promontory’s U.S. cybersecurity practice. She has more than 20 years of public- and private-sector experience in senior cybersecurity positions. Most recently, Valerie was the Office of the Comptroller of the Currency’s Senior Critical Infrastructure Officer, where she led the agency’s cybersecurity and resilience efforts for supervised banks and served as the inaugural chair of the Federal Financial Institutions Examination Council’s working group on cybersecurity and critical infrastructure. Prior to joining the OCC, she was a managing director at Bank of New York Mellon. Ms. Abend previously served as a senior cybersecurity official at the Federal Reserve Board, as well as at the Treasury Department, where the President appointed her Deputy Assistant Secretary for Critical Infrastructure Protection and Compliance Policy. Valerie has served on the White House’s task force on identity theft, as co-chair of the Financial Services Sector Coordinating Council’s policy committee, and on the board of directors for the Internet Security Alliance.

 

  Pat Antonacci
  Managing Director
  Customer Security Programme – Head of Customer Engagement
  SWIFT

 

Pat Antonacci is currently dedicated to leading the Customer and 3rd Party Engagement stream of SWIFT’s Customer Security Programme, a global programme to reinforce the security of global banking. He is also Head of the Services organization for SWIFT’s Americas and UK region. Mr. Antonacci joined the Americas Executive team in 2012 leading Consulting, Training and Technical Pre-sales following earlier roles in Consulting Services from 2007-2012. Before joining SWIFT, he was consulting for JP Morgan Chase Private Bank and previously held executive positions in Custody Operations and Program Management at State Street, Deutsche Bank and Bankers' Trust. He is an accomplished financial-services professional with over 20 years of global experience in developing and implementing new technologies, managing technical and business reengineering projects, implementing SWIFT functionality, and managing business operations.

 

  Matt Barr
  SVP, North America Digital Payments and Labs
  MasterCard

 

Matt Barr is the group head for Emerging Payments in the U.S. Region. In this role, he is responsible for the delivery and development of the emerging payments strategy across the U.S. Region, including MasterPass, MasterCard Digital Enablement Service (MDES), Personal Payments, contactless and EMV adoption. Mr. Barr has held this role since 2014. In his previous role as Head of Market Development and Innovation based in Sydney, he was responsible for the development of emerging payment services, including both mobile and e-commerce payments, in the Australasian markets. Mr. Barr was instrumental in establishing the Australian market as a key lead market across contactless, MasterPass and commercial mobile NFC solutions. Prior to joining MasterCard in 2011, Mr. Barr was an Executive at Telstra, where he was responsible for core mobile services product development. He has also worked in Retail Banking, New Media and Management Consulting in a broad career that has provided invaluable experience in the definition and delivery of technology and service based innovation. Mr. Barr holds an Honours Degree in Electrical Engineering from Canterbury University, New Zealand, and, as a Rhodes Scholar at Oxford University, a Bachelor of Arts in Politics, Philosophy and Economics, and an MSC in Economics. 

 

  Michael Bellacosa
  Director, Product Manager
  BNY Mellon 

 

Michael Bellacosa is a Managing Director at BNY Mellon and Head of the Bank's Global Payments Product Management group. In his current role, Mike is responsible for managing strategy, financial performance, product development, and industry issues for U.S. Dollar, EUR, and GBP direct clearing services, Multicurrency Wire Transfer, Correspondent Banking, US and International ACH, and Network Management. He is a member of EPN and CHIPS Business Committee and participates in the BAFT-IFSA Product Management Committee. He is currently serving on the NACHA Board of Directors. Mr. Bellacosa joined the corporation in 1986 and has over 29 years of experience in banking and cash management services including deposit and payment services product, project, and operations management. 

  Jeffrey Bisig
  Managing Director │ Head of Client Management & Sales Americas, Institutional Cash Management 
  Deutsche Bank
  Global Transaction Banking 

 

Jeffrey Bisig is a Managing Director and Head of Sales and Client Management Americas for Institutional Cash Management. Based in New York, he is responsible for a team of sales executives, located in New York and Miami, delivering global cash management solutions to correspondent banks through North and South America. Prior to his current role, he managed client relationships in the US and Western Europe. Mr. Bisig has over 24 years’ experience in transaction banking through various positions with Bankers Trust and Deutsche Bank covering operations, client services and relationship management. He holds an undergraduate degree in Economics from Vanderbilt University in Nashville, Tennessee. 

 

  Tod Burwell
  President and CEO
  BAFT

 

Tod Burwell is the President & Chief Executive Officer of BAFT. Prior to being promoted to CEO, he served as the Senior Vice President of Trade Products with oversight of all trade-related initiatives including the Global Trade Industry Council, Trade Committees, and other strategic initiatives of the organization. Mr. Burwell has over 25 years of trade, supply chain and cash management experience as a banking practitioner, as well as serving as a consultant to global corporations and suppliers of strategically integrated trade solutions. Prior to joining BAFT, Mr. Burwell was a Managing Director at JPMorgan Chase and held senior global management roles responsible for trade operations, launching the logistics business and managing global product sales for trade finance and logistics management. 

 

  John Collins
  Vice President, International Policy
  BAFT

 

John Collins is Vice President of International Policy for BAFT, overseeing the development and execution of its global policy and advocacy efforts. Prior to BAFT, Mr. Collins served as Head of Policy for Coinbase, a leading blockchain company, where he led the company's discussions and relationships with governments worldwide. Prior to Coinbase, he served as Senior Professional Staff Member for the U.S. Senate Committee on Homeland Security and Governmental Affairs for Chairman Tom Carper (D-DE). Mr. Collins was the Chairman's primary advisor on emerging issues related to digital currencies and blockchain technology, leading the first Congressional hearing on the subject in the fall of 2013.

 

  Roy DeCicco
  Managing Director
  J.P.Morgan Chase and Co.

 

Roy DeCicco is a Managing Director for J.P. Morgan’s Corporate and Investment Bank – Treasury Services Group. Based in New York, Mr. DeCicco manages the firm’s relationship with payments and clearing market infrastructures and strategic payments-related initiatives with industry associations, public policy authorities, international market infrastructures and other financial institutions. Mr. DeCicco is the Chairman of the Accredited Standards Committee (ASC) X9 Board, the convenor of the ISO Real-time Payments Group and the co-chair of the SWIFT Payments Market Practice Group. He is also a member (and past Chair) of the ABA Payment Systems Administrative Committee, the Federal Reserve Payments Risk Committee Working Group, the Stakeholder Group advocating adoption of ISO 20022 message standards in the U.S. and the Federal Reserve Faster Payments Steering Committee and Task Force. 

 

Stephan Donelian
Head of Payment Innovation, North America
HSBC Bank USA, N.A. 

 

  Jacob Farber
  Legal & Regulatory
  R3CEV

 

Jacob Farber is general counsel of R3CEV (R3) and the Distributed Ledger Group (DLG). From his many years of private practice, Mr. Farber brings a wealth of legal, regulatory and compliance expertise to R3 and DLG. Previously, as a senior counsel in Perkins Coie’s Washington, D.C., office, he led the most active crypto-finance legal practice in the country. Mr. Farber is a leading expert on digital currencies and blockchain technologies. He has represented a wide variety of digital currency companies and industry associations, as well as leading technology companies, financial institutions and other enterprises exploring financial, securities, and commodities infrastructure uses of blockchain technologies. He has also focused on electronic financial services, including emerging payments providers and networks, mobile payments and wallets, and payment processing networks. Mr. Farber has extensive experience with various financial regulatory regimes including federal money service business laws, state money transmitter laws, securities laws, consumer credit and protection laws, PCI and data security and technology standards, payment network rules, and financial privacy laws. He has practiced before various regulatory agencies including FinCEN, state financial regulators, the Securities and Exchange Commission, the Federal Trade Commission, and the Federal Communications Commission. 

 

  David Farmer
  Head of Europe
  Coinbase

 

David Farmer is Head of Europe at Coinbase. He is responsible for managing bank relationships and launching new countries, including 29 across Europe and leading expansion into APAC. Before joining Coinbase, Mr. Farmer spent ~4 years at Bain & Company specializing in their payment and financial services practices in Europe and the US.

 

  Maria Gotsch
  President and CEO
  Partnership Fund for New York City





Maria Gotsch is the President and CEO at the Partnership Fund for New York City, which is the investment arm of the Partnership for New York City. In addition to leading the Fund’s operations, she has spearheaded the creation and operation of a number of the Fund’s strategic initiatives, including: FinTech Innovation Lab; New York Digital Health Accelerator; Fashion Tech Lab; NYCSeed (seed financing for IT/digital media companies); BioAccelerate Prize NYC (proof-of-concept funding for university-based biomedical research); Arts Entrepreneurial Loan Fund (low cost loans for mid-size arts groups); and ReStart Central and Financial Recovery Fund (assistance and funding for small businesses impacted by 9/11/01). Prior to joining the Fund in 1999, Ms. Gotsch was a Managing Director at BT Wolfensohn (now part of Deutsche Bank), providing strategic and financial advice related to mergers, acquisitions, dispositions, joint ventures and the development of business strategies. Before starting with Wolfensohn, she worked at LaSalle Partners in the New York area and for Merrill Lynch Capital Markets in New York and London.

 

Stephen Grainger
Head of Market Infrastructure & Experts
SWIFT

 

Stephen Grainger joined SWIFT in September 2015 and is responsible for SWIFT’s engagement with Market Infrastructures, including Central Banks, domestic Payment Systems and Central Securities Depositories, across the Americas and UK region. In addition, he is responsible for SWIFT’s regional strategy as it relates to Securities and Payments initiatives. Mr. Grainger joined SWIFT from Goldman Sachs, where he held several roles including managing the firm’s global relationships with banks and Market Infrastructures. Prior to joining Goldman Sachs, Stephen held similar roles at Bank of America Merrill Lynch and Citi. He began his career with the Euroclear Group.

 

  Scott Harkey
  Payments Lead
  Levvel

 

Scott Harkey leads the Payment Practice at a Charlotte, NC based consulting firm, Levvel. In his role, Scott leads the payments efforts with a number of US, UK, and Canadian banks, digital wallets, TSMs, Acquirers and startups on digital payment strategy, technical architecture, and custom digital payment application development efforts. Prior to joining Levvel, Scott was a Technology Executive at Bank of America managing the banks Digital Wallet efforts. In this role, he was responsible for a number of large scale technical deployments and partnerships including ones with Softcard, Apple, Google, Samsung, Microsoft, Visa, Mastercard, American Express, The Clearing House, and many others.

 

  Gerard Hartsink 
  Chairman
  GLEIF 

 

Gerard Hartsink is the Chairman of the GLEIF Board of Directors. Mr. Hartsink serves as a Senior Adviser to CLS Bank International and is the Chairman of the Board of CCV Group, a European card acquiring service provider. As a former Senior Executive Vice President of ABN AMRO Bank he has broad experience in the payments, securities and forex industry. He served as the Chairman of CLS Bank International, the European Payments Council and of the RMG of ISO 20022 and as Board Member of SWIFT, LCH.Clearnet Group, Euroclear Netherlands, Euro Banking Association (EBA) and Electronic Commerce Platform Nederland.

 

  Timothy T. Howard
  Assistant U.S. Attorney and Cybercrime Coordinator
  U.S. Attorney’s Office, Southern District of New York

 

Timothy Howard is an Assistant United States Attorney and Cybercrime Coordinator for the Southern District of New York. He has spent most of his time as a prosecutor at SDNY with the Complex Frauds and Cybercrime Unit. In 2016, Mr. Howard won the National Security Division’s Assistant Attorney General’s Award for Excellence for his role as lead prosecutor in U.S. v. Ahmad Fathi, et al. In 2015, he won the Attorney General’s Award for Distinguished Service for his role as trial counsel in United States v. Ross William Ulbricht. In 2014, he was awarded the Federal Executive Board of New York’s Law Enforcement Team of the Year award for leading a multi-agency investigation and successful prosecution of a Chinese organized crime counterfeit credit card ring in United States v. Ze Xi Qiu, et al. Mr. Howard earned his J.D., with distinction, from Harvard Law School in 2004. He received a B.A. in Computer Science, with distinction, from Georgetown University in 2000. Following law school, he served as a law clerk to the Hon. Jerry E. Smith of the United States Court of Appeals for the Fifth Circuit, as well as the Hon. Joseph F. Bianco of the United States District Court for the Eastern District of New York.

 

  Doug Johnson
  Senior Vice President and Chief Advisor, Payments and Cybersecurity Policy
  American Bankers Association 

 

Doug Johnson is the American Bankers Association’s Senior Vice President, Payments and Cybersecurity Policy, where he is involved in a variety of public policy and compliance issues. He currently leads the association’s cyber and physical security, business continuity and resiliency policy and fraud deterrence efforts. He currently serves on the board of the Financial Services Information Sharing and Analysis Center, a private corporation that works with government to provide the financial sector with cyber and physical threat and vulnerability information, as part of the nation’s homeland security efforts. He also currently serves on the executive committee of the Financial Services Sector Coordinating Council, which advises the federal bank regulatory agencies on homeland security and critical infrastructure protection issues. Prior to joining the ABA in 1999 he spent ten years as Assistant Director of the Florida Division of Banking, where he oversaw the supervision and regulation of Florida's domestic and international banking industry. 

 

Steve Kenneally
Vice President
Center for Payments & Cybersecurity Policy
American Bankers Association

Steve Kenneally works in the Center for Payments & Cybersecurity at ABA on issues related to a range of payment systems including check, ACH, card, wires, as well as coins and paper money. He spends an increasing amount of time focused on emerging payment technologies such as mobile payments, virtual currencies, and P2P payments with an eye towards making them faster, safer and frictionless in the future. He is the staff liaison to two standing member committees focused on payments issues in addition to ABA’s Emerging Payments Advisory Group. He serves as Chair of the International Banking Federation Value Transfer Network Working Group. Prior to joining the ABA in 2005, he served at the United States Department of the Treasury where he managed the private network of banks collecting non-tax payments on behalf of the federal government and drafted regulations and guidance on cash management issues. Mr. Kenneally earned an MBA from The George Washington University and a BS in Finance from Boston College. He is also is an Accredited ACH Professional (AAP).

 

  Steve Ledford
  Senior Vice President, Product and Strategy 
  The Clearing House
 

Steve Ledford is a well-known and highly regarded thought leader in the payments industry. At The Clearing House, he works with payments leaders on strategic issues facing our banks today and leads initiatives to address them. Mr. Ledford has advised leading banks, financial services firms and payment organizations in the US and globally for more than 30 years. His work has focused on payments, advising clients on business strategy, product development, IT and infrastructure planning, operations and the deployment of new payment systems. Prior to joining The Clearing House, Mr. Ledford was a partner with Novantas, a financial services consulting firm. Before that he was a leader in McKinsey’s global payments practice, and was President of Global Concepts, a consulting and research firm specializing in payments and cash management. Mr. Ledford is a graduate of Wofford College with a BA in Economics. .

 

  Michael Mangieri
  Senior Vice President 
  USD Core Technical Sales and Payment Strategy
  Global Payment Services
  Wells Fargo Bank NA

 

Mr. Michael Mangieri joined Wells Fargo Bank in the New York office in December 2011 as part of the Commercial Payments Core Technical Sales and Payment Strategy GPS team. He is responsible for new USD Commercial Payment initiatives related to global payments. Prior to Wells Fargo he spent 23 years at Deutsche Bank where he managed USD Investigation, Compensation, Application Security and Client Services. He was also part of the Product Management Technical Infrastructure team for the last five years at Deutsche Bank. Currently, Mr. Mangieri is also the Co-Chair of the BAFT Payments and Compensation committee and participates in numerous other industry related committees including SWIFT Cash and Trade Committee. 

 

Michael Maxwell
Offering Manager
IBM

 

James Methe
Principlal Payments and Transaction Banking 
Capgemini Consulting 





James Methe is the North American Payments and Transaction Banking Solutions practice leader at Capgemini. He began his career in international banking with a leading US West Coast organization and has expatriate-based management experience working in Asia in a variety of credit, lending, and trading operational roles. Mr. Methe has over 30 years of experience working in payments and transaction banking in LOB and technology transformation as a supplier. He has been involved in many complex banking transformation, consulting, and solution delivery projects for top 100 banks globally in over 30 countries and has been a regular speaker at payments-industry events.

 

  Greg Murray
  Managing Director
  Bank of America Merrill Lynch 

 

Greg Murray is Managing Director and head of Global Product Management for High Value Payments. He oversees a team that works closely with clients and other internal lines of business to create and deliver market-leading payment and currency solutions to serve the needs of institutional clients worldwide. Mr. Murray has 31 years of experience in treasury services, with a focus on international payments and correspondent banking. Prior to joining Bank of America in 2011, Mr. Murray held roles in Product Management, Strategy, Operations, Client Services, and Sales Consulting at various banks, including JPMorgan, Deutsche Bank, Bankers Trust Company and Chase Manhattan Bank 

 

Gene Neyer 
Industry & Regulations/Global Payments
D+H

Gene Neyer is a Senior Vice President of Product Management for D&H (www.dh.com). Prior to D&H, he held the same position at Fundtech (acquired by D+H). Before Fundtech, he was a Principal for NG Group, Management Consultancy focusing on Payment Architectures and Operational Efficiency; Managing Security Executive for FSTC (www.fstc.org) a consortium of leading US banks and vendors; Head of Engineering and Security for EBS; and Head of Development for US payments at Deutsche Bank and Bankers Trust. Mr. Neyer holds Executive Master in Technology Management from Wharton/University of Pennsylvania and a M.S. & B.S. Degrees in Mathematics from City College of NY. Mr. Neyer has written and lectured on various aspects of domestic and global payments and is a regular speaker and commentator at business seminars and conferences.

 

Rob Nichols 
President and CEO
American Bankers Association

Rob Nichols joined the ABA in August 2015, following ten years of service as the president and CEO of the Financial Services Forum, a non-partisan financial and economic policy organization. At the Forum, Nichols provided strategic leadership and coordinated the group's efforts to educate the public about the importance of robust capital markets, encourage a competitive global marketplace, and shape the national and international regulatory dialogue. Before joining the Forum, Nichols was Assistant Secretary of the Treasury for Public Affairs, a position requiring confirmation by the United States Senate. In that capacity, Nichols oversaw all public affairs efforts for a $12 billion federal agency with 117,000 employees and played a leading role in educating the American people about tax and currency policy, debt management, Social Security and Medicare financing, the U.S. government's strategy to freeze terrorists' assets and restrict the flow of money that enables terror, and a host of international and emerging market issues that impact the U.S. economy. Nichols also oversaw the Office of Public Liaison. Nichols is a recipient of the Alexander Hamilton Award, the highest honor of the U.S. Department of the Treasury. Before joining the Department of the Treasury, Nichols' career highlights included service as communications director for the Electronic Industries Alliance; as a senior aide on Capitol Hill; and an aide in the Office of the Chief of Staff in the George H.W. Bush administration. 

 

 

  Samantha Pelosi
  Senior Vice President, Payments and Innovation
  BAFT

 

Samantha Pelosi has accumulated nearly 20 years of legal and regulatory experience in payments, compliance, and international business transactions. She recently joined BAFT as its Senior Vice President, Payments and Innovation to drive the organization’s activities in payments, innovation, financial crime, and cybersecurity. Previously, she held several positions at The Board of Governors of the Federal Reserve System. She was Manager of the Retail Payments Section of the Reserve Bank Operations and Payment Systems Division from 2011-2016 and Senior Attorney of the Regulation Section of the Consumer & Community Affairs Division from 2009-2011. Prior to the Fed, Ms. Pelosi designed and executed compliance policies, procedures, and internal controls for Travelex Global Business Payments (now Western Union Business Solutions) and served as the corporation's liaison to the regulatory community. She also held the position of Senior Counsel at the Financial Crimes Enforcement Network (FinCEN) of the U.S. Department of the Treasury and worked as an associate attorney at the law firm of Morrison & Foerster. Ms. Pelosi obtained her law degree from the University of Virginia School of Law and her bachelor of arts degree in political science, magna cum laude, from Duke University.

 

  Bob Pepitone
  CHIPS Product Manager 
  The Clearing House

 

Bob Pepitone is the CHIPS Product Manager at The Clearing House responsible for global product management and strategy, budgeting and forecasting, product pricing and profitability, competitive market analysis, product risk management and product improvements for CHIPS. He also administers the CHIPS Business Committee. Prior to joining The Clearing House, he worked at EMC Corporation since 2006. He also has held senior management positions at Bank of Tokyo-Mitsubishi UFJ and Deutsche Bank. Mr. Pepitone has a Bachelor of Science degree from Wagner College and more recently working on a Master of Science in Systems Engineering at Stevens Institute of Technology. 

 

Matt Ribbens
SVP Electronic Delivery and Payment Strategy 
BB&T Corporation

 

Stacy Rosenthal
Senior Business Manager, Payments Initiatives,
SWIFT Americas




Stacy Rosenthal is a Senior Business Manager focused on global payments innovation including market management and client and industry engagement. She joined SWIFT in early 2008 from Bank of America. While at SWIFT, she has been working on key initiatives in payments and cash management, working with FI’s, corporations and Market Infrastructures. While at Bank of America, Ms. Rosenthal was a Senior Vice President in Global Treasury Services as a Treasury Solutions Advisor. She served as a subject matter expert for treasury technology, electronic payables, and comprehensive receivables. She was with Bank of America for 5 years and worked in enterprise financial software for 10 years prior. Ms. Rosenthal is a frequent speaker at industry groups and conferences such as AFP, NACHA and BAFT.

 

  Spencer Spinnell
  Director of Emerging Platforms 
  Google, Inc.

 

Spencer Spinnell is the Director of Emerging Platforms within Google’s Emerging Business Development organization. He is responsible for leading cross-functional engagement across Google to bring new consumer payments products to life around the world, including next generation commerce products closely tied to the Android operating system. He has responsibility for Google’s business development initiatives across the entire partner ecosystem spanning financial institutions, merchants, mobile network operators and technology partners to name a few. Since joining Google in 2003, Mr. Spinnell has worked across numerous business segments and helped to develop and launch several new emerging products. Before joining the Emerging Business Development organization as its Director, he spent two years as the Director of Sales Development and Strategy, where he was responsible for Operations, Sales Programs & Marketing supporting Google’s US Agency Business. Prior to that, Mr. Spinnell was the Director of Google’s Traditional Media platforms where he oversaw partnerships across the advertiser and publisher ecosystem. In his first role at Google, he started the Business and Industrial Market’s Industry Group leading business development and sales strategy for the emerging segment. Before Google, Mr. Spinnell was the founder of Koko Interactive, an Outrider Company. He began his career in traditional Advertising and Print media, first at the Aspen Times, in Aspen Colorado and then later with Faulker & Gray, a division of Thomson Media in New York. Among other non-profit activities, he is a founding board member of Matt’s Promise, an organization dedicated to making a difference in the lives of young people affected by terminal illnesses. 

 

  Robert Unger, AAP
  Senior Director, Product Management and Strategic Corporate Relations 
  NACHA

 

Robert Unger, AAP, is the Senior Director, Product Management and Corporate Relations with NACHA – the Electronic Payments Association. In the product role, Mr. Unger is responsible for Automated Clearing House (ACH) initiatives focused on B2B payments and ISO 20022 support, as well as consumer bill payment. He also leads NACHA’s corporate relations initiative. The purpose is to develop greater awareness of the ACH Network and NACHA in the business community, and to consult with companies on ACH Network usage. Prior to joining NACHA, Mr. Unger served as Director of Education with Research and Management Systems, a technology firm providing software and management solutions for research, education and e-commerce in government and higher education. 

 

  Cheryl Venable
  Senior Vice President and 
  Federal Reserve Bank of Atlanta

 

Cheryl Venable is senior vice president at the Federal Reserve Bank of Atlanta and serves as the retail payments product manager for the national Retail Payments Office. In this role, she oversees all aspects of the check and ACH business lines. She has served in a number of leadership roles within the Federal Reserve System. She was a senior vice president at the Minneapolis Fed, where she was responsible for FedACH operations and automation, and led the information technology division. As RPO CIO, she oversaw technology and application development for Check and FedACH, including the successful modernization of the electronic Check processing platform. Widely recognized as a collaborative and goal-driven business leader, Ms. Venable is part of the Fed’s executive leadership that is charting and executing the strategic vision for the Federal Reserve’s payments businesses. Ms. Venable serves with other business leaders on several System-level groups, including the Business Technology Council and the Financial Services Council.

 

  Laura Weinflash
  Vice President, Strategy and Product Management Real Time Payments 
  Early Warning

 

Laura Weinflash is the vice president of strategy as Early Warning leads the way toward innovation in real time, safe secure payments. Weinflash provides strategy and leadership for the real time payment services including managing the products for real time deposits and real time bill payment solutions. Most recently, she led the creation of the “good funds” network, working with key decision-makers from across the industry as well as Early Warning’s executive team on this innovative bank-to-bank faster-payment initiative. She was also responsible for creating Early Warning’s real time payments advisory group, creating the framework for the network rules, standing up a pilot as well as working groups in treasury services and account takeover prevention. Weinflash began her career with Early Warning in 1999, leading product development initiatives and increasing market coverage from 40 percent to more than 90 percent. She has multiple patents and is the inventor of several solutions in the payments and fraud area. She served as a product manager, leading early Warning’s expansion from $10M in revenue to more than $100M. Prior to joining Early Warning, Weinflash was with Bank One Corporation (now JPMorgan Chase) for more than 11 years in key leadership roles, including National Small Business Risk Manager, where she managed an $11B loan portfolio. While there, she introduced statistical modeling and automated business loan decisions for small businesses through the creation of an innovative scorecard-lending process. Weinflash earned her M.B.A. in finance from Capital University in Columbus Ohio. She currently serves on the Liability Risk Advisory Committee. She is a frequent speaker at financial services industry events like BAI Payments Connect and NACHA Payments, and she has written articles for Credit Union Times and other industry publications. 

 

Casey H. Wilcox
Head of Financial Institution Sales, Business Development and Partnerships 
Earthport 

 

  Stephen Wojciechowicz
  Director, Market Management 
  Deutsche Bank Trust Company Americas

 

Stephen Wojciechowicz is the co-head of Market Management for Deutsche Bank Trust Companies Americas, responsible for the strategic development and delivery of cash management services for financial institutions. He is the current chairman of the BAFT Payments Product Management committee. Mr. Wojciechowicz has been engaged in the financial services industry since 1990. He re-joined Deutsche Bank in 2012 after having worked for HSBC where he was responsible for expanding the bank’s funds transfer services. Prior to HSBC, he had a variety of roles at SWIFT, including selling to large corporates and managing the development of SWIFT’s file transfer service and foreign exchange confirmation-matching product in North America. Previously, he held positions at a number of financial institutions in both product and operations as well as a product management position at Fundtech, a software vendor specializing in services for the financial industry. He earned a B.A. degree from Rutgers University and an M.B.A. degree from Wake Forest. He has been a Certified Treasury Professional and an Accredited ACH Professional since 1999. 

 

Philip Zeidner
Conference Chair 
Vice-President 
BNY Mellon

 

Philip Zeidner has worked for BNY Mellon a combined 28 years, the last 12 in the treasury services division. Phil is responsible for business development and new product initiatives, financial performance oversight and client communication of industry issues for International USD Funds Transfer products. Phil has been an active member of the BAFT Payments and Compensation committee since 1988, and has served as the committee’s Chair for the past 5 years.

  Patrick Moore Jr
  EVP and Head of Treasury Management, Product Management and Innovation 
  Capital One Financial Corporation

 

Patrick Moore Jr. is Head of Product Management & Innovation for Treasury Management at Capital One Bank. He is responsible for driving the Bank’s commercial and small business payment strategies and leading all aspects of the product management and development functions, with a focus on digital innovation and industry-specific solutions. He also oversees all aspects of the commercial deposit P&L and balance and liquidity strategy. Previously, Mr. Moore held a number of executive-level positions at J.P. Morgan and Fifth Third Bank among other financial institutions and consulting firms. A graduate of the University of Notre Dame with a degree in Economics, he also holds an MBA from the University of Pittsburgh. 

 

  Graham Warner 
  Americas Head of GTB Product Development 
  Deutsche Bank

 

Mr. Graham Warner serves as the Americas Head of GTB Product Development. In this capacity, he leads a product management and marketing organization that provides transaction banking solutions to corporate and financial institution clients. Previously, Mr. Warner was the Global Head of Online & FX Product Management as well as Americas Region Head of Component Products. Prior to joining Deutsche Bank, he spent eight years at Citigroup as a Vice President in various roles within the Transaction Services, Commercial Banking, and Private Wealth Management divisions based in the United States and Hong Kong. Mr. Warner holds a BS and MS in Information Management from Syracuse University and an MBA from MIT. 

 

  Kenneth Wong 
  Head, Product Strategy and Innovation, Global Transaction Banking 
  TD Bank

Ken Wong is Head of Product Strategy and Innovation for the Global Transaction Bank at TD Bank that encompasses the Financial Institutions, Cash Management and Trade Finance lines-of-business. He has been in the financial Industry for over 27 years in different business divisions from Consumer Banking to Corporate and Institutional Banking with roles from Front Office Financial Services Sales and Relationship Management to Back Office Operations and Technology. He is a seasoned Treasury, Cash Management and Payments practitioner with extensive experience in the Foreign Exchange integrated Payments and Clearing space. He has extensive international exposure with working assignments in Asia, Europe, Middle East and North America.