As @Ylod was saying "who could've seen this coming though? 10-15 years ago, if someone claimed that people will be putting their life savings into a computer generated strings of code, they would've been put in a straight jacket"
I would add by (to be confirmed) Andreas Antonopoulos "Governments always knew that the value of money was an illusion, but they could never imagine a time when they would not be in control of that illusion."