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  2. https://medium.com/@KarmaCoverage/how-xpool-may-work-an-attempted-guess-daf3674f17c7 Here is what I have so far. Just to be clear, I have no insider information. I am simply a lone a financial engineer who happens to be familiar with Ripple's technology, mostly because of my of my efforts to configure the technology towards an application in the Risk Markets, aka KarmaCoverage. There will be another segment looking at the potential end state of the RippleNet topology, and the potential of SWIFT/BIS melding into RippleNet. I do plan to make a read through YouTube video on this write up, so that I can add some more color around some portions of this write up, as it is fairly advanced. To that end , please let me know what is not so easy to understand in the write up, and I will elaborate on those aspects in the video.
  3. RegalChicken

    Zerpening 3: HODL My Zerps

    If money gets real tight, I'm more apt to crawl inside a tauntaun than sell a zerp.
  4. justtherip

    Zerpening 3: HODL My Zerps

    Yeah I'm thinking 100/xrp = moon
  5. NorCalguy

    Zerpening 3: HODL My Zerps

    1,000 is pocket change and you need $300 XRP just to get a lambo. Have at least 10,000 XRP so you can buy a nice house and a lambo if we moon.
  6. BiffTannen

    Zerpening 3: HODL My Zerps

    https://ledger.exposed/rich-stats#percentage
  7. justtherip

    Zerpening 3: HODL My Zerps

    You must think 1000 end game ?
  8. Chewiecoin

    Zerpening 3: HODL My Zerps

    I get so turned on when @RegalChicken starts with the Star Wars references!!
  9. justtherip

    Zerpening 3: HODL My Zerps

    Not talking about yours. It was a post of number of xrp owned to where you stand percentage wise for public investors
  10. Chewiecoin

    Zerpening 3: HODL My Zerps

    I think 10k is top 5% now.
  11. RegalChicken

    Zerpening 3: HODL My Zerps

    Do it. Feel the FOMO course through you. Do not resist it.
  12. VaR

    Zerpening 3: HODL My Zerps

    I will tell you my experience, maybe someone finds it useful. I heard of bitcoin many years ago, around 2010, but I didn't have enough interest or money. 1 year ago I was looking for something to invest and read some news about cryptocurrencies. I did a quick research and you can guess where I put all my money: Ripple... (and Stellar). There was some crazy FOMO like in December and did big gains the first days. However when the dust settled and market corrected I was seeing losses of around 80%. I'm not Warren Buffett but I'm not an ******* either I would say I'm "officially" educated in economy and business and self taught in tech and programming. So it was time to research again and know if my first impressions were right. As many of you I found the amazing @Hodor and his always informative articles. If you've moved money around the world you'll know it's an absolute nonsense. Even sending a wire in your own country takes more time than driving a car with a briefcase full of money (thanks Brad) So the problem is real and there were some guys trying to improve the system with a revolutionary idea. But wait, the tech is amazing, you can move money in seconds, not even comparable to any other crypto. And the fees are almost free, just enough to prevent spamming the system. Nostro/vostro? WTF is that? OMG, I can't believe this works this way!! 27 trillion??? Are you f kidding me?? And this thing solves it!! Micropayments??? WTH are you talking about?? Would I be charged for watching a video or read an article? I don't know but the possibilities are endless, watching ads won't be the unique way to monetize content. But this is just an idea, not a real project. 200 employees! A world class CEO and some of the most brilliant minds in blockchain, David Schwartz, Stefan Thomas and Arthur Britto. But but this is a banksters coin, all this is to destroy banks!! Well, banks are there to keep safe your wealth and give you loans, you may need money some time. But but, it's centralized!!! There has been very rich people in history, but they were all people with strategic assets back in the day, like John D. Rockefeller (oil) or Andrew Carnegie (steel). And after realizing all the above, you think, I don't give a f about my DCA, this thing is going to worth much more than this, I WANT THEM ALL!!!!!
  13. retryW

    Zerpening 3: HODL My Zerps

    Incorrect. 1,000 zerps will be life changing. Not retirement worthy, bit definitely life changing.
  14. justtherip

    Zerpening 3: HODL My Zerps

    But isn't that like the natural thing to do LOL
  15. BiffTannen

    Zerpening 3: HODL My Zerps

    I do but since I'm drunk and don't want to offend other members I won't discuss where I'm at. I'm also sure there are also numberous other investors that will put my stack to shame
  16. the reset...there will be no reset
  17. Chewiecoin

    Zerpening 3: HODL My Zerps

    You may only 1,000 in 3 years!! 100 may lead to crazy money in the future. This thing is going to be huge.
  18. justtherip

    Zerpening 3: HODL My Zerps

    Do you remember that chart of where you rank for the public investors ? Like top 10% top 5 %?
  19. No. I was doing a google ***ist for the guy that missed out on the 2 for a dollar zerps. Kind of a mixed bag posting.
  20. RegalChicken

    Zerpening 3: HODL My Zerps

    Do it
  21. RikkiTikki

    What I have learnt as a 12 month hodler

    I brought a substantial amount of XRP in September 0f 2017 and just keep adding through the highs and lows because I truly believe the high's we have seen so far will pale in comparison to what's on the horizon. I did a lot of research before I dove in and I saw no Crypto doing what XRP does and none with a backing like XRP. For years governments and banks a like have spoke of a one world currency but with volatility from country to country that is almost if not impossible. XRP is as close to a one world currency as we have come or may ever come to in modern society. It transacts fast is liquid and reduces the exposure to foreign volatility on either side to almost nothing. I see XRP becoming the medium for currency around the world. I too have not traded or sold 1 XRP even when it rose above $3.00 it still was a bargain!!!
  22. Chewiecoin

    Zerpening 3: HODL My Zerps

    Now lets not compare sizes!! We will all succeed in the long run. The only measure to worry about is time.
  23. BiffTannen

    Zerpening 3: HODL My Zerps

    I'm good in that department
  24. Kalarie

    What I have learnt as a 12 month hodler

    1) Gratz on the one year birthday! 2) After all this time spent talking about the utility and value of XRP vrs BTC, never once did I think to look at how divisible BTC is. I've always compared them from the decimal points of 1 XRP to 1 BTC. I should have been comparing 1 drop to 1 satoshi all along. Maybe other people didn't learn anything from your post, but I did, and I appreciate it. That's a huge difference in comparison. Thanks.
  25. Chewiecoin

    Zerpening 3: HODL My Zerps

    I am in the same boat ie having extra fiat I could use but haven’t. I FOMO about it all the time. At the end of the day I am very happy with my stash. I have been buying more but not touching that money. If I invested that money I would be stressing out to the extreme Keep life easy!! Invest what you can afford to lose etc etc
  26. justtherip

    Zerpening 3: HODL My Zerps

    You need 10,000xrp + for life changing in 3 years
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