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About This Club

Brainstorming and developing new use cases for XRP, RippleNet, and the new Internet of Value
  1. What's new in this club
  2. In my view such scenario is as likely as people all driving the same brand of car. When focusing on the technicals underlying each crypto, I remark each attempts to solve a specific use case. I see cryptos are at the same stage as the early days of automobile. There were many manufacturers, many vanished, a few remain, new ones came along.
  3. May I ask a novice question? As I am only just entering the cryptoverse, I am very attracted to the utility of the Ripple network and what I thought would be the proprietary use of XRP for Ripple transactions ... what happens to XRP utility / value when alternate tokens/currencies are used across Ripplenet? Given a broadening network of token/currencies, why select one over another? Utility? This is the attraction for XRP - in my view. Liquidity? Absolutely, I can see that. Although fractioning could lead to almost limitless liquidity - no? What about Value? Isn't value correlated or coup
  4. We have something like this in the works with a bank in a lat am country. Would you happen to be a developer or know someone who would be interested in partnering with us? Thank you.
  5. "Anything under a dollar." Not only is this good advice for when to buy XRP, it also describes some of XRP's best use cases. Any machine that requires you to put coins into it would benefit from accepting XRP as payment. Things like: "Coins into cash" like Coinstar, arcades, pay phones, parking meters, laundromat, vending machines, slot machines, bus rides, kiddie rides (the coin operated children's ride in front of the supermarket or at the mall) If all of these accepted XRP instead of coins it would mean: 1. less maintenance 2. more accurate micro-payment option
  6. If transferring money instantly to anyone around the world for free isn't enough for you, check out what else you can do with your XRP's: Looking to buy stuff? Check out the merchant list at: https://www.coinpayments.net/ Also, there's https://bitcoinsuperstore.us/ where you can BUY FROM 200,000+ ONLINE SHOPS Lists of services are suppose to go here: https://www.xrpchat.com/forum/38-services/ But there hasn't been much activity, yet or lately. So here's a random list of websites accepting XRP that I found in the XRP Chat Services Marketplace: https://www.sne
  7. Regardless of the payment method, this is a great idea. I already see my MD online, just go to specialists in the office if I need it. There are other sites where you can request advice of professionals as well, but a single location spanning multiple industries with available video chat would rock. I'd say, review the "Doctor on Demand" website and how it works, and that'll go a long ways in helping you finalize the business model and get an idea of what you'll need to get it off the ground. The most difficult thing will be getting the initial providers of content to sign up, but if you c
  8. increasedwisdom

    BG

    What does current BG think of younger BG?
  9. Great post I think the Debit Card Rails are the key here. I heard the IBM lady mention them in one of her panels with Ripple and Coinbase, I’m going to do some searching but I believe the API for debit card rails could be available publically or through some outside organization.
  10. Maybe I'm completely wrong on this, but I've been researching and researching, and it seems the XRP ledger can "carry" any fiat or crypto, but doesn't actually do any conversions. I think turning crypto into fiat is only done through the crypto exchanges. I know this process has been optimized on the Bitso and Coinsph exchanges, and I've personally verified this on Bitso. (converts crypto>fiat>bank account in seconds) But I don't know if it's the same on Bittrex. I would assume it should be, but I haven't found ANYONE giving personal verification of that, or even personal experien
  11. You and I agree that the biggest pain point in crypto is crypto>fiat>bank account. I was just inspired by Venmo’s ease of use in this area (putting fiat into bank accounts quick) and I thought if we created an app like Venmo where it used XRP ledger to turn any crypto into fiat then debit card rails to send the fiat to bank account in seconds. Even offering this for amounts up to like $400 or whatever would IMO net a lot of usage!
  12. That's an interesting use case, and probably one of the easier ones to implement. Personally, I am very lazy and always look for the absolute easiest way to go about things. Steemit already has the infrastructure in place to host a web store like this. They're already setup to commission art work, they might only need a special "privacy" section or something. (beyond the standard NSFW) I browsed their website to see if they had any restrictions on the types of writing or art work that they allow and only found this: "There are no official rules for participating on steemit.com
  13. Yeah, I hear Pornhub is the biggest **** site out there, and they've already started accepting various cryptos. https://www.coindesk.com/pornhub-taps-tron-zencash-crypto-payment-option/ And it makes sense, the added "anonymity" that cryptos provide makes it a better payment choice. The idea of the "Pie" was to allow individuals to work for themselves as you described in every way OTHER THAN online **** or online dating. I think those two are pretty well covered. (or so I'm told... .haha)
  14. This idea is already being implemented for crypto mining, but I haven't seen it really developed for other use cases like the ones you've mentioned. I like the idea of using something like XRP for its micropayment / smart contract capabilities to implement an exact payment system for the processing power per minute used. (meaning an exact micro-fee would be charged for a specific amount of computational resources for every minute their used) I know some developers on this website that are looking for a project just like this one to dive into. I'll see if I can get their input.
  15. LETS never really took off in the United States. Craigslist isn't as popular as it once was, which kind of was used in a similar way in the US. Amazingly enough, Facebook has actually been the go to place for a lot of individuals and communities to create their own local trade economy. But none of the features that LETS have, and Facebook isn't really designed or setup for something like that. So with the ever increasing reliance on the Internet, it is quite possible a new network could be developed to link the current LETS together into one larger, searchable database while als
  16. I’ve been thinking about using Crypto to pay for writing. I have used XBI which is the Privacy Coin i have to pay for some Steemit articles around Privacy which was part of promoting XBI as a Privacy coin. It could also be used for computer art work, not suggesting the Verge type use case, but things that could be controversial in say certain countries. The difference with XRP is that is a fully public system designed for compliance, so I see no reason why we couldn’t open a web store allowing the commissioning of various works.
  17. So, I've been thinking about this, and I love the idea. Maybe I'm missing something, but wouldn't the simplest solution be to have Venmo add crypto? (something they might already be looking into) When settling transactions, going from crypto to crypto is a snap. Going from fiat to crypto is a little harder, but going from crypto to fiat is a huge pain point, especially in the United States. And it's probably going to get even worse as regulatory clarity and mass adoption push forward. (hopefully, I'm wrong) KYC (know your customer), AML (anti-money laundering), CFT (c
  18. I had an idea for the "Venmo" of crypto, with a very simple interface that would act as a conduit for holders of crypto to quickly cash out or send fiat directly to each other's bank account and have it settle right then and there. Venmo uses a complex system of IOUs from what I understand, but they ALSO use something called Debit Card Rails to send the money quickly to a user with only their debit card number. Should we look at combining Debit Card Rails with the XRP ledger/exchange and ILP to middleman what is today a huge pain point in crypto experience? I'm not a software enginee
  19. What better way to significantly raise the quality of the content on the XRP Chat website? And at the same time, monetarily reward constructive contributors for their informative posts. It's like the next generation of the XRP Tipbot. How it could work: Charging members $0.25 per post (or half a zerp for example), would help deter unnecessary, unproductive posts. Each "topic" would have its own zerp balance that would collect based upon the total number of replies. That balance could then be divided, for instance, 50% for the author of the topic, and 50% divided amongs
  20. Sounds good @ThomasTheTGV I admire the idea. They did not teach anything about investing or learning to manage your money when I was in school. I am for sure not going to make that mistake with my kids. Something like your idea would be beneficial to many kids out there.
  21. @legomaracas Thank you for your interest! Yes you could use different complexity/scenarios for different target audiences, may be even all in the same ledger or create separate ledgers and coins for each group/scenario. I hadn't decided on the revenue model yet, but preferably it would be open source and free to use and funding of development is done by companies and/or grants (I'm in Europe). For the how questions: Check out https://www.theworldexchange.net/ and these accompanying video's on youtube. This tackles a lot of the behind the scene technical stuff but we would still need to do
  22. Interesting stuff. I guess the use you've not touched on is the webcam industry, which I'm told is very popular. The use of simple payment options would allow people to work for themselves and charge according to their own unique selling points. They do say that it was adult entertainment which popularised videos and the internet, so it wouldn't be a huge surprise to see this being one of the first big use cases for the IoV.
  23. Apart from the obvious uses of buying content (whether that be news, videos, music etc), I wonder if there's a market for unused processing power. That way companies/research bodies could tap into people's computers which are sitting dormant, and buy the use of their computers for applications which require huge amounts of calculations (I'm thinking genetics, astronomy, modelling of natural systems etc).
  24. @ThomasTheTGV This is a great idea. In addition to regular kids, Is this geared towards Kids with High Functioning Autism? My eldest is Low functioning Autistic and I don’t know if he would be capable of doing that. I used to be a high school teacher before we decided it would be better for one of us (me) to stay home with the kids. Do you have a specific idea of how you would approach this? Which age group are you targeting? I’m assuming it’s a program that would be for purchase. I’d be interested in helping with the content. Maybe have like a basic introductory section teaching t
  25. Thats an easy one locla exchange trade economy (LETS) which are quite popular in different parts of Holland.
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